Lynch Financial

Lynch Financial Working to help you understand and prepare for life's financial risk. We are excited to have merged with Cox Financial Group in 2020!

Please note our updated contact information. About PJ -

"I have been in the financial and insurance services industry since 2005. I am originally from Halifax, NS and lived in that great city for 20 years. I played hockey all my life and following a four year career in the Quebec Major Junior Hockey League, I moved to Lethbridge to pursue my studies and play hockey with the Pronghorns. I graduate

d in 2005 with a Bachelor of Management degree and was fortunate to be recognized every year as a CIS Academic All Canadian while attending the University of Lethbridge. I began my professional career in this industry in London, Ontario with my loving wife Ashley. I am the third generation to choose this career path following my Father and Grandfather, both of whom had over forty years of service. I get great satisfaction helping others and I consider this to be the best part of my job. I really enjoy the time that I spend with my clients and getting to know them both on a personal and professional level. There have been two personal life events that I recently experienced that confirmed to me the importance of what I do and reassured me, that I have chosen the right career. Four years ago, I got the devastating news that my hero, my Father, had been diagnosed with cancer. It is always a scary word and it certainly shook our family to the core. He was fortunate that it was found early and I am pleased to report that he is doing well today. Through this experience, I felt firsthand how hard it was for both my father and my family to get that news. The second big shock was when my daughter Brooklyn, at the time close to her first birthday, started experiencing several health issues that resulted in her spending more than four months total in various hospitals from Lethbridge to The Cincinnati Children’s during 2011. She has a rare auto immune disease that has only ever been seen in less than ten children in North America. The roller coaster ride that my family has been on this last year and a half has been challenging." Needless to say, family is the most important thing in my life and these personal experiences have grown my compassion immensely. It is my belief that the last thing that anybody should have to worry about during these most difficult times is their financial situation. My commitment is to never have my clients experience a financial burden at critical times like this. This thinking has shaped the philosophy of my practice. I will commit to do everything in my power to make sure that you, my client, are aware of the financial risks that are out there.

Check your business' eligibility and calculate how much you may receive from the Canada Emergency Wage Subsidy
04/22/2020

Check your business' eligibility and calculate how much you may receive from the Canada Emergency Wage Subsidy

On April 21st, Prime Minister Justin Trudeau announced that the Canada Revenue Agency will accept applications for the Canada Emergency Wage Subsidy (CEWS) starting Monday, April 27th. This new measure gives qualifying employers up to $847 per employee each week so they can keep people on the payrol...

04/14/2020

Battered by a medical and economic calamity, the focus in many organizations is switching from the immediate to medium-term, and with that is coming a realization of the importance of resiliency.

The CEBA will provide interest-free loans of up to $40,000 to small businesses and not-for-profits, to help cover their ...
04/09/2020

The CEBA will provide interest-free loans of up to $40,000 to small businesses and not-for-profits, to help cover their operating costs during a period where their revenues have been temporarily reduced until December 31, 2022. Up to $10,000 of that amount will be eligible for loan forgiveness if $30,000 is fully repaid on or before December 31, 2022.

Here is how to apply!

The new Canada Emergency Business Account (CEBA) is available starting TODAY and is available through major banking institutions. The CEBA will provide qualifying businesses an interest-free loans of up to $40,000 until December 31, 2022.

Important changes to the Canada Emergency Response Benefit which will help small business owners during this unprecedent...
04/09/2020

Important changes to the Canada Emergency Response Benefit which will help small business owners during this unprecedented time.

A big win today for some small business owners who previously did not qualify for the $500/week Canada Emergency Response Benefit (CERB) or the 75% Canada Emergency Wage Subsidy (CEWS).

It can be confusing to know what benefits are available to you and your family during this time of uncertainty. Here is ...
03/31/2020

It can be confusing to know what benefits are available to you and your family during this time of uncertainty. Here is a chart to help you determine what you may be eligible for.

Please don't hesitate to reach out to us with any questions. We are devoted to guiding our clients through the difficulties of the COVID-19 pandemic.

To help Canadians through this difficult time, the Federal Government created the Canada Emergency Response Benefit (CERB) and made changes to the Employment Insurance Program (EI). For those whose employment has affected by the Coronavirus, we have created a chart to help you figure out which progr...

03/02/2020

Beyond choosing basic policy provisions, like the death benefit amount, the policy term (in the case of term life insurance), or even the monthly premium, there’s a wide selection of riders that can be used to customize your policy.

If you are a business owner, here are the types of insurance you may need and why.
02/26/2020

If you are a business owner, here are the types of insurance you may need and why.

As an entrepreneur, protecting your business is important. You’ve invested your time, energy, and money into creating your new enterprise, which is why it’s so imperative that you take all the necessary steps to protect it.

Are your heirs prepared to manage the inheritance left to them?
01/15/2020

Are your heirs prepared to manage the inheritance left to them?

If you think your heirs are not quite old enough or prepared enough to discuss the wealth they will inherit on your death, you’re not alone. Unfortunately, this way of thinking can leave your beneficiaries in a decision-making vacuum: an unnecessary predicament which can be avoided by facing your ...

With 8 days left of 2019, don't forget to submit your Health and Dental claims through your Health Spending Account. Did...
12/24/2019

With 8 days left of 2019, don't forget to submit your Health and Dental claims through your Health Spending Account. Did you know you can also claim Health and Dental plan premiums?

If you have Life Insurance coverage through an employee benefit plan that is great! But is it enough?
12/16/2019

If you have Life Insurance coverage through an employee benefit plan that is great! But is it enough?

Without a doubt, life insurance is valuable protection provided by your employee benefit plan, but should it be the only life insurance coverage you have? Probably not, if you want to ensure you have long term protection sufficient to cover all your family’s financial needs should you die unexpect...

Thank-you Michelle Johnson at SIX08 Dental Hygiene for nominating us for the   Lynch Financial is participating by makin...
12/13/2019

Thank-you Michelle Johnson at SIX08 Dental Hygiene for nominating us for the
Lynch Financial is participating by making donations to Ronald McDonald House and Windy City Canine Rescue.
We are now nominating
Mike Gerstenbuhler - Maverick Concrete
Darren Guidinger - Scaleside Commodities
John Villaluna Diaz - Gibbs Insurance

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536 18 Street S
Lethbridge, AB

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