Family Protects by Mel

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Family Protects by Mel Helping Filipino families in Canada make better decisions about money, protection, at future ng pamilya. 🇨🇦🇵🇭

10/16/2026

Ito yung favourite part ko sa bawat client presentation.

Instant approved means healthy client. My client choose a Permanent insurance with savings component that will tax shelter the growth of their money.

And the best part is, sa policy delivery mag oopen naman siya ng TFSA niya!

YES, pwede magkaroon ng Permanent insurance and TFSA at the same time.

Are you looking for better options.

DM me anytime.

Happy Thanksgiving! 🍁💕Hindi man perfect ang buhay, palaging may dahilan para magpasalamat—the family we cherish, the fri...
10/12/2026

Happy Thanksgiving! 🍁💕

Hindi man perfect ang buhay, palaging may dahilan para magpasalamat—the family we cherish, the friends who support us, and the little blessings we sometimes overlook.

Today, I’m grateful for my family and for everyone who has been part of my journey. Thank you for your trust, kindness, and support.

May your home be filled with love, laughter, and meaningful moments together. From my family to yours, Happy Thanksgiving! 🤍

—Mel
Family Protects by Mel

10/05/2026

Grateful for the opportunity to serve and protect more families.

Marami sa atin ang gustong makawala sa utang—pero alam ba natin kung magkano talaga ang kabuuang kailangan nating bayara...
09/19/2026

Marami sa atin ang gustong makawala sa utang—pero alam ba natin kung magkano talaga ang kabuuang kailangan nating bayaran?

Hindi mo kailangang i-share ang exact amount. Sagutin mo lang: Yes, alam ko or Not yet.

Ang pagiging aware sa totoong numbers ang unang hakbang sa paggawa ng malinaw na debt-payoff plan. 💙🩷

09/19/2026

🛍️ 5 SIGNS NA EMOTIONS ANG NAGKO-CONTROL SA SPENDING MO

Minsan hindi naman natin kailangan yung binibili natin.

We just want to feel better.

Stressful day? Order food.
Malungkot? Online shopping.
Pagod? “Deserve ko ’to.” 😅

Nothing wrong with treating yourself sometimes. Pero magandang mapansin kapag emotions na ang madalas nagdi-dictate ng spending decisions.

1️⃣ Shopping ang response mo kapag stressed ka
Kapag mabigat ang araw, napapabrowse ka agad ng online shops or napapabili ng something para gumaan ang feeling.

2️⃣ Madalas mong ginagamit ang “deserve ko ’to”
Yes, deserve mong i-enjoy ang pinaghirapan mo. Pero kapag every stressful moment may purchase, mabilis itong mag-add up.

3️⃣ Bumibili ka kapag bored
Scrolling turns into browsing… browsing turns into checkout—even when wala ka namang planong bumili.

4️⃣ Masaya habang bumibili, pero nagsisisi pagkatapos
Exciting during checkout, then pagdating ng statement: “Bakit ko nga ba binili ’to?”

5️⃣ Spending ang ginagamit mong quick mood booster
The purchase may make you feel good temporarily, pero nandiyan pa rin ang original emotion—and possibly may dagdag pang expense.

Hindi ibig sabihin na bawal mong i-treat ang sarili mo.

The goal is simply to recognize the difference between:

“Gusto ko talagang bilhin ito.”

and

“May nararamdaman ako kaya gusto kong bumili.”

That little pause before checkout can sometimes protect both your budget and your future goals. 💙

👉 TRY THIS: Next time gusto mong bumili unexpectedly, ask yourself:

“Kailangan ko ba ito—or may emotion lang akong gustong ma-feel better?”

Save this bago ang next online-shopping session. 👀

Family Protects by Mel
Money • Family • Future

09/18/2026

NEED KO BA TALAGA ITO? 🤔

Minsan, bago tayo bumili, isang simpleng tanong lang ang kailangan:

“Need ko ba talaga ito… o gusto ko lang?”

Walang masama sa pagbili ng mga bagay na gusto natin. Pinaghirapan din naman natin ang pera natin. 😊

Pero malaking difference kapag natutunan nating mag-pause muna bago gumastos.

Kasi minsan, hindi naman budget ang kulang—baka kailangan lang nating maging mas intentional sa choices natin.

Enjoy your money, but don’t forget your priorities. 💙

Ikaw, may nabili ka na ba na pagkatapos mong bilhin, naisip mo… “Hindi ko pala kailangan ’to!” 😅👇

📣 PAALALA SA ATING MGA KABABAYAN SA LONDON, ONTARIO!May LIBRENG First Aid at CPR Level C Training para sa mga active OWW...
09/18/2026

📣 PAALALA SA ATING MGA KABABAYAN SA LONDON, ONTARIO!

May LIBRENG First Aid at CPR Level C Training para sa mga active OWWA members. Magandang pagkakataon ito upang matutuhan ang mahahalagang kasanayan na maaaring makatulong sa oras ng aksidente o emergency—sa bahay man, trabaho, o komunidad.

📅 Petsa: September 19, 2026
📍 Lugar: 363 Westlake St., London, Ontario
👥 Limitadong slots: Hanggang 50 participants lamang

Magkakaroon din ng mga sumusunod na serbisyo:

✅ Verification of employment contracts
✅ Enrollment o renewal ng OWWA membership
✅ Pagtatanong tungkol sa mga programa at serbisyo ng MWO at OWWA

Para mag-register, gamitin ang link o i-scan ang QR code na nasa poster.

Paki-share sa inyong pamilya, kaibigan, at kapwa Filipino sa London para mas marami ang makaalam at makinabang. 🇵🇭🇨🇦

Paalala: Ang libreng training ay exclusive para sa active OWWA members. Makipag-ugnayan sa organizers para kumpirmahin kung may available slots pa.

09/18/2026

🛡️ 5 LIFE EVENTS NA SIGNAL PARA I-REVIEW ANG INSURANCE MO

Insurance isn’t necessarily something na once mo lang kukunin, then kakalimutan mo na forever.

Habang nagbabago ang buhay natin, pwedeng magbago rin ang financial responsibilities at protection needs natin.

Here are 5 life events that can be a good reminder to review:

1️⃣ Nagpakasal ka 💍
May partner ka nang maaaring kasama sa financial plans, obligations, at future goals mo.

2️⃣ Nagkaroon kayo ng anak 👶
May bagong taong umaasa sa income at support ninyo—today and potentially for many years.

3️⃣ Bumili kayo ng bahay 🏠
A mortgage can become one of the family’s biggest financial obligations.

4️⃣ Nagbago ang income or trabaho mo 💼
Promotion, career change, business, or loss of workplace benefits can change your financial picture.

5️⃣ Nagbago ang family responsibilities mo 👨‍👩‍👧
Maybe you’re supporting children, a spouse, aging parents, or other loved ones. Your responsibilities today may be very different from when you first got your coverage.

The question isn’t simply:

“May insurance ba ako?”

A useful follow-up is:

“Does my current coverage still fit my current life and responsibilities?”

A review doesn’t automatically mean you need to change or buy something. It can simply help you understand what you currently have and whether it still aligns with your needs.

👉 Kailan mo huling ni-review ang insurance coverage mo?

If you’ve had a major life change since your last review, maybe it’s worth checking again. 💙

Family Protects by Mel
Money • Family • Future

Address

ON
London, ON

Telephone

+6478926932

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