Everest Financial Services Inc.

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Everest Financial Services Inc. At Everest Financial Services we create personalized, value-added financial plans based on our custo Quadrus, Quadrus Investment Services Ltd.

Quadrus Dealer Disclosure:

Insurance products, including segregated fund policies are offered through Everest Financial Services Inc., and Investment Representative Steven Persaud offers mutual funds and referral arrangements through Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission. Les produits d’assurance, y compris les polices de fonds distincts, sont offerts par l’entremise de Services Financiers Everest Inc. , et Steven Persaud, représentant en investissement, offre des fonds communs de placement et des ententes d’indication de clients par l’intermédiaire des Services d’investissement Quadrus ltée. Services d'investissement Quadrus ltée et le symbole social sont des marques de commerce des Services d'investissement Quadrus ltée. Utilisées avec permission.

10/09/2026

Year-End Tax Planning Opportunities:

Year-end is the perfect time to review RRSP room, charitable giving, capital gains/losses, and income timing strategies. A few proactive moves can reduce taxes and improve after-tax returns.

Planning early gives you options; waiting reduces them.

Book a year-end tax planning check-in.

10/07/2026

Five Questions Every Investor Should Ask Annually:

Are you on track for your goals?
Is your risk level still right?
Are fees reasonable?
Are you diversified?
Do you have a plan for taxes?

Asking these questions regularly helps you stay intentional and avoid drift.

Want our annual investor checklist? Message us.

10/05/2026

📊 Weekly Market Update

Markets finished lower last week, with the S&P 500 down 0.27% and the TSX down 0.83%. Investors remained focused on interest rates, higher bond yields, oil prices and geopolitical uncertainty. There were also some positive signs, including moderating U.S. inflation, resilient economic growth and easing oil prices. With earnings season approaching, investors will be watching to see if companies can continue delivering strong profits. While short-term volatility is normal, market fundamentals remain relatively solid. As always, diversification and a long-term perspective can help investors navigate changing market conditions.

🇫🇷 Mise à jour des marchés

Les marchés ont terminé la semaine en baisse, avec le S&P 500 en recul de 0,27 % et le TSX de 0,83 %. Les investisseurs sont demeurés attentifs aux taux d’intérêt, à la hausse des rendements obligataires, au prix du pétrole et aux tensions géopolitiques. Certains signes sont toutefois encourageants, notamment le ralentissement de l’inflation aux États-Unis, une économie qui demeure solide et la baisse du prix du pétrole. À l’approche de la saison des résultats, les investisseurs surveilleront la capacité des entreprises à maintenir une bonne croissance des bénéfices. La volatilité à court terme est normale, et une approche diversifiée à long terme peut aider à traverser les périodes d’incertitude.

**The information provided is based on current laws, regulations and other rules applicable to Canadian residents. It is accurate to the best of our knowledge as of the date of publication. Rules and their interpretation may change, affecting the accuracy of the information. The information provided is general in nature and should not be relied upon as a substitute for advice in any specific situation. For specific situations, advice should be obtained from the appropriate legal, accounting, tax or other professional advisors.

10/02/2026

Self-employed Canadians need to create their own retirement “system,” from consistent investing to tax planning and insurance coverage.

We’ll look at cash flow, RRSP vs TFSA strategy, and how to build predictable retirement income. Independence is great, so is structure! Book a self-employed retirement planning session, link in bio!

09/29/2026

Tax efficiency can come from the right account choices (TFSA/RRSP/non-registered), smart asset location, and disciplined rebalancing. Small improvements compound over time and can meaningfully boost after-tax results.

Good planning makes your money work harder without taking extra risk. Ask for a tax-smart portfolio review, link in bio to book!

09/25/2026

Rate changes can influence bond prices, stock valuations, and the cost of borrowing for companies and households. Understanding the relationship helps you stay calm and stay strategic when the Bank of Canada makes moves.

The goal is positioning, not prediction. Book a portfolio review to see how rate shifts impact your plan.

09/22/2026

Marriage, separation, a new child, a home purchase, or changes in family relationships can all require updates.

Even if nothing major changed, your beneficiaries and executors should still reflect your wishes. A quick review can prevent serious complications later.

Put a will review on your calendar, but start with a planning meeting! Link in bio to book.

09/18/2026

Critical Illness Insurance, Explained:

Critical illness insurance can provide a lump-sum payout if you’re diagnosed with a covered condition, helping with time off work, travel for treatment, or out-of-pocket costs. It’s not one-size-fits-all, but it can be a key part of a risk management plan. The goal is options when you need them most.

Ask us whether critical illness coverage makes sense for you!

09/11/2026

Many Canadians assume they’ll spend far less in retirement, or that CPP/OAS will cover “most of it.''

The reality is more nuanced, and planning early gives you more options later. A retirement income plan turns uncertainty into a clear strategy.

Book a retirement income planning session with us.

02/16/2026

Thank you so much Tatiana for your kind words. It's been a pleasure assisting you and we're looking forward to continuing to help you feel secure in your financial future! :)

Adresse

1 Holiday Avenue
Pointe-Claire, QC
H9R5N3

Heures d'ouverture

Lundi 8:30am - 4:30pm
Mardi 8:30am - 4:30pm
Mercredi 8:30am - 4:30pm
Jeudi 8:30am - 4:30pm
Vendredi 8:30am - 4:30pm

Notifications

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