08/26/2026
Should you have a mortgage in retirement?
Many successful business owners and professionals in Central Alberta have built significant wealth through investments, real estate, and their businesses.
The question isn't simply "Should I eliminate my mortgage?"
It's:
• Will my investments outperform my borrowing costs?
• Does maintaining liquidity create more flexibility?
• How does this fit into my retirement and estate plan?
For some, being mortgage-free provides peace of mind. For others, strategic debt can be an effective wealth management tool.
The right answer depends on your income, assets, tax situation, and long-term goals.
If retirement is on the horizon, it may be worth looking at the bigger picture before making a decision.
Read IG Wealth Management's latest insights:
https://ow.ly/5rqp50ZyF6T