Lionel Williams - Krall & Williams Group

10/13/2026

Charitable donations aren’t just about giving—they can also strengthen your financial plan.

With the right strategy, you can:
▪️ Reduce taxes with donation credits
▪️ Avoid capital gains on appreciated investments
▪️ Lower the tax burden on your estate
▪️ Give more efficiently with tools like donor-advised funds

The result? You support causes you care about and improve your financial position.

Smart giving isn’t just generous—it’s strategic.

10/10/2026

Fraudsters are creating fake profiles impersonating financial advisors. Be fraud aware.
IG is helping Canadians stay informed about fraud risk: https://ow.ly/zFSN50ZVXOr

10/08/2026

Tax credits from charitable giving in Alberta are amongst the best in Canada. BUT! That is not the reason people give. Compassion towards those in need, personal belief in a cause, personal attachment are amongst the main reasons people give.

Tax credits are just a great bonus to giving!

10/07/2026

Markets split between an AI breakthrough and surging bond yields. Read our commentary to get our insights on this week’s markets. https://ow.ly/eqUm50ZThcB

10/06/2026

6 Common Pitfalls When Donating

1️⃣ Assuming you can only give a little - proper planning can show you just how much you can give to causes you care about.
2️⃣ Correct name and charity number: the Food bank is a national program, the Red Deer Food Bank is solely for Red Deer.
3️⃣ Cash or Investments: donating investments in-kind will eliminate capital gains.
4️⃣ Understanding the Gift: does the charity know how the gift works i.e. life insurance.
5️⃣ Can the charity accept your type of gift? some cannot accept investments.
6️⃣ Intention: did you ask the charity what they intend to do with the gift?

Avoid these mistakes and make your generosity go further!

10/03/2026

Discover how AI is revolutionizing scams and impacting financial security, especially for Gen Z. Learn about the challenges and advancements in fraud detection and protection in Canada. Don't miss this eye-opening read!

New Payments Canada research reveals a sharp generational divide in payment fraud

10/01/2026

I recently spoke with a client who wanted to give more to the causes they care about—without disrupting their long‑term plan.

They’d built considerable wealth, were already generous, and were looking for a more intentional and tax‑efficient way to give. That conversation led us to IG Charitable Giving.

Using a structured approach, they were able to turn appreciated assets into meaningful impact, benefit from immediate tax advantages, and keep their overall strategy on track.

For families with $500K+ in investable assets, charitable giving doesn’t have to be a last‑minute decision. When planned properly, it becomes a powerful part of your wealth and legacy strategy.

To learn more, visit our website https://ow.ly/S59a50ZTh3x at or reach out—happy to have the conversation.

09/30/2026

Today, we pause to reflect, remember, and learn.

We honour the survivors of residential schools, remember the children who never returned home, and recognize the resilience of Indigenous communities across Canada.

09/29/2026

The best investments aren't always found in a portfolio.

For many families, they're found in the opportunities created for the next generation.

An RESP can help children and grandchildren pursue their educational goals while benefiting from government incentives and tax-deferred growth. The earlier the planning starts, the greater the potential impact.

A simple strategy today can help create lasting opportunities tomorrow.

09/29/2026

Discover why open conversations about money can strengthen children's financial literacy and emotional relationships with finances. Learn how parents and advisors can bridge the gap for future generations.

Vanguard survey finds that financial stress finds its way into kids’ minds, but that earlier conversations can help