Colton Hendriks Mortgage Broker

Colton Hendriks Mortgage Broker Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Colton Hendriks Mortgage Broker, Regina, SK.

Mortgage Wealth Planner, Father, Rental Cash damming expert, Smith Maneuver Certified Professional, I make your mortgage tax efficient and growing your wealth sooner! #512011 #510610

08/10/2026

If what I am saying feels foreign to you, it’s because of our education system. Income, taxes, interest and deductions should have been the very least we left high school understanding. The banks are richer then they have ever been before while we are nationally poorer, that is the problem with the education system..

07/24/2026

Your equity left untapped is a killer of wealth, we pay large amounts of interest and receive 0$ in tax refunds in a traditional mortgage structure. The bank wins while we lose. Our homes are an asset and let’s use it like one. By creating tax deductible debt and growing a portfolio we win on multiple layers.

07/22/2026

Saskatchewan mom and pop landlords, in most cases want good tenants who take care of their homes and don’t want to raise rent on their tenants.

The City of Saskatoon wants to advocate for tenants while leaving out the important parts that landlords are dealing with. Without the rise in cost of property taxes and insurances for these homes they would not feel the need to raise the rents even at a marginal rate comparatively.

Rental cash damming can help landlords prepare for the future costs and rent restrictions. Shaving years off there mortgages and giving them safety blankets.

05/20/2026

It’s 2026, your mortgage is costing you, in many cases there is an opportunity to save during the term of your mortgage, rate changes, penalty changes, cash flow changes these are all managed with knowing your savings! Comment Refi and I will get the info out to you that will help you save on your mortgage!

05/16/2026

You 🫵 need the Smith manoeuvre, we as Canadians pay more in taxes and have less money to invest each and every year. The house you call home is benefiting the bank, the job you work so hard at to pay for that home costs you thousands in taxes. By utilizing the smith manoeuvre you will invest sooner, create a long term plan and pay your mortgage off sooner. It’s a win win. Comment SM and I’ll get you a free guide to he Smith Manoeuvre!

05/13/2026

LANDLORDS! Do you want to cut your tax bill?

Not me! Apologize for anyone who got messages from
12/29/2025

Not me! Apologize for anyone who got messages from

10/23/2025

Make sure to know what your signing for, what may seem like a good thing, “it will pay it off if I get sick” mentality on small consumer debt is crazy. Thinking big picture with a life and disability for most Canadians is a better plan. Many times these credit card companies additionally won’t cover it if you have a history or underlying illness that could have contributed so your paying for a plan that would deny you anyway.
Know your worth and protect your money the smart way.

10/01/2025

Having the right advice with your mortgage is important. Many of Canadian landlords have been caught thinking that when they refinance their income property they can pull the equity out and use the funds personally and that their mortgage that property is still tax deductible because it’s on that property.

The CRA tracks the use of those funds not where they are currently borrowed against, making your mortgage on your rental property not tax deductible which is a lot of bad debt. Keeping funds separate and tracking the use of them is important.

By using the cash damming strategy we can essentially do the same thing over a period of time. Paying off that primary residence mortgage debt month by month!

Wealthy Canadians use their mortgage as a wealth building tool, are you? With every mortgage payment we make, we are pay...
08/11/2025

Wealthy Canadians use their mortgage as a wealth building tool, are you?

With every mortgage payment we make, we are paying off our personal mortgage debt! This is great!

What most Canadians lack is an ability to both make each and every one of those mortgage payments while also saving for their retirement at the same time...

This poses a problem as home prices are at all time highs and mortgage payments that total 35-45% of our household income BEFORE TAX. Having the money to retire while also living out the dream in our younger selves, the dream wins 99/100 times

What this means is your mortgage is DEAD WEIGHT!

What the wealthy understand is that mortgage debts used to invest into income generating assets are tax deductible. Which means each and every year we will receive a tax refund based on our personal tax rate!

Money paid while we work, given back to us as we invest! WHAT!?

What some people might say is how will I pay for this mortgage used for investing while I invest? As this costs 0 dollars out of pocket its quite simple! We use the equity we create each and every payment to pay for the interest we pay on the money we borrowed to invest!

This is a mortgage conversion strategy, eliminating bad non deductible debt to create a good deductible debt that grows in income generating markets.

If you would like to know more about how to invest in your retirement when your young and convert your mortgage from a bad one to a good one! Learn more here~~~~ https://coltonhendriks.smithman.ca/

Address

Regina, SK

Telephone

+13065505587

Website

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