Finapath

08/15/2016

Startups always face multiple challenges in any business environment; from fast-paced markets, globalized business platforms, competition and lack of financing. When investing in emerging markets these challenges increase tenfold but luckily you can also turn them into opportunities.

Africa and other emerging markets such as South America have received a fair share of the spotlight over the last decade. Most of the focus has especially come after the 2007/2008 global recession where economic analysts were looking for unique trends in these markets to try and stabilise their own…

10/15/2015

8 Simple Ways to Increase Your Cash Flow:
1- Study variances in budget vs. actual
2- Implement an authorization process
3- Improve collection processes
4- Manage accounts payable
5- Review expenses regularly
6- Work with your banker
7- Optimize your inventory cycle
8- Take a team approach

Try these proven strategies for avoiding cash-flow crises and banking more of the capital you need to grow

09/08/2015

Investments and recession: what should you do?
Wait for recovery but keep an eye on the macroeconomic factors. equity markets tend to do very well during economic recovery. Within equity markets, some of the best performing stocks are those that use operating leverage as part of their ongoing business activities, especially as these are often extremely undervalued after being beat up during the market downturn... growth stocks and small stocks tend to do well as investors embrace risk during an economic recovery.
Similarly, within fixed-income markets, increased demand for risk manifests itself in a higher demand for credit risk, meaning the corporate debt of all grades and mortgage-backed debt tends to attract investors, driving prices up and yields down.
More advice, Call us...

09/08/2015

Canada in Recession
On September 1, 2015, Statistics Canada reported that the economy has contracted by 0.5% in Q2 2015, after falling 0.8% in previous quarter. This implies that the Canadian economy is in recession for the first time since the financial crisis, as they reported two consecutive quarters of negative growth.

On September 1, 2015, Statistics Canada reported that the economy has contracted by 0.5% in Q2 2015, after falling 0.8% in previous quarter.

08/25/2015

4 Things Your Bank Won’t Tell You When You Get a Mortgage;
1. You Can Get a Better Deal Elsewhere
2. Time Is Not Your Friend
3. You’d Better Have a Ton of Equity
4. Appraisers Hold All the Cards

2. Time is not your friend.

06/19/2015

How to start a Family Business?
8th Step;
Separate family from work life. Make sure non-family employees are treated just as fairly as family members, so there is no resentment among the non-family employees.

06/18/2015

How to start a Family Business?
7th Step;
Create an organizational structure. Make sure all the family members understand the scope of their responsibility and their decision making authority. Conflict can be minimized if everyone understands their role--and when not to interfere with other family members’ roles

06/17/2015

How to start a Family Business?
6th Step;
Make sure the organization is structured soundly from a legal standpoint, and issues, such as ownership shares and procedures for liquidating shares in the event a family member leaves, are worked out in advance, so there are no hard feelings later.

06/16/2015

How to start a Family Business?
5th Step;
Obtain a commitment. Make sure all the family members who will be involved are enthusiastic about the venture and not doing it reluctantly or out of a sense of obligation. Any startup company requires the total commitment of everyone involved.