Jay Martins, Senior Insurance Specialist, RBC Insurance

04/15/2025

Canada has been hit with its largest trade shock in nearly 100 years and responded promptly with 25% tariffs on $30 billion of U.S. goods, rising to $155 billion in 21 days. Evolving trade policies and government responses still remain highly uncertain.

Canada has been hit with its largest trade shock in nearly 100 years. Evolving trade policies and government responses still remain highly uncertain.

04/04/2025

You have probably heard about the tax-free savings account (TFSA) from your friends or family, or have seen an ad for it on TV, but still not fully understand what it is. A TFSA is a government-registered account designed to help Canadians grow their money. As the name implies, earnings in the account grow tax free, including interest, dividends and capital gains.

This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of contributing to the account, investing options and beneficiary implications.

04/01/2025

The widespread belief that you need a million dollars to retire comfortably makes many Canadians worry that they’ve fallen behind. This “magic number” first gained traction in media and books as a straightforward rule of thumb for people to follow, but it may be time to retire it. With the cost of living higher than it has ever been, it can be difficult to imagine hitting that seven-figure savings mark.

Planning your retirement? Turns out you can live like a millionaire without saving a million dollars.

03/26/2025

Only 15 per cent of Canadians have a plan for how their money and belongings will be transferred to loved ones after they’re gone, which only increases to 24 per cent for current retirees.

03/26/2025

With competitive MERs, personalized annual resets and the strength and stability of RBC Global Asset Management behind them, RBC Guaranteed Investment Funds can deliver the confidence of growth and guarantees to your clients this RRSP season. DM me to find out more.

03/24/2025

The federal and provincial governments are heading into the 2025 budget season facing difficult issues with the threat of a trade war with the United States. However, Canada’s changing relationship with the U.S. won’t be an isolated risk for governments. Structural economic challenges will need to be addressed this budget season, including managing the fiscal fallout from lower immigration targets and tackling the ongoing affordability crisis.

Structural economic challenges will need to be addressed this budget season, including managing the fiscal fallout from lower immigration targets and tackling the ongoing affordability crisis.

03/24/2025

What exactly is a RRIF? What is a payout annuity? If you’re starting to plan for your retirement years, you’ll soon be saying “goodbye” to familiar savings vehicles such as Registered Retirement Savings Plans (RRSPs) and focusing on retirement income products such as RRIFs and payout annuities. And once you retire, payout annuities and/or RRIFs are likely to become pillars of your post-work income stream strategy.

What is a Registered Retirement Income Fund (RRIF)? How are payout annuities taxed in Canada? Find the answers to some of your retirement investment questions right here.

03/18/2025

Ramadan Kareem! For those celebrating the month of Ramadan, may it bring you peace, joy and countless blessings.

03/12/2025

Life insurance can help your family receive money quickly so they’re not paying for funeral and end-of-life expenses on their own. We can help you navigate these tough conversations. Learn more by reading this press release:

/CNW/ - Amid a currently challenging economy, Canadians may be feeling some uncertainty about the future. While many are clear that they want to financially...

03/12/2025

Studies show that healthy eating plays a key role in maintaining a healthy weight, improving mental health, and reducing the risk of chronic diseases like Type 2 diabetes, high blood pressure and certain cancers. An RBC Insurance Group Benefit Solutions plan includes valuable nutrition-related resources that can help employers foster a healthier workforce and demonstrate their care for their employees’ well-being.

03/10/2025

It’s never too late to start the legacy planning conversation. Help ensure your family has what they need to navigate the end-of-life process. Learn more at:

Estate planning allows you to protect the wealth you've accumulated over your lifetime while helping you better secure your family's financial future.

03/10/2025

RBC has been recognized as Canada’s #1 Most Valuable Brand since 2019. For the sixth year in a row, RBC has maintained its #1 position in the Kantar BrandZ Most Valuable Canadian Brands 2024 ranking, an industry-leading valuation that utilizes research from the world’s most extensive brand equity study.