Working Ventures Insurance Solutions

10/09/2026

10/07/2026

❄️ Heading Over the Skyway This Month? Check Your Tires First.

Starting October 1, winter tires are required on designated BC highways, including Highway 3 and the Salmo-Creston Skyway, where the rule runs right through April 30. To count, your tires need the mountain/snowflake symbol or an M+S marking and at least 3.5 mm of tread. Drivers caught without them can face fines.

Good tires are your first line of defence. Your coverage is the second. If you slide into a ditch or another vehicle, damage to your own vehicle falls under Collision, not Comprehensive, so now's the time to review your coverage and deductible.

Get in touch with our Trail team today for a pre-winter Autoplan review. 🌐 https://wvins.ca/car-auto-insurance/

08/31/2026

If your vehicle is damaged in an accident, take these photos when it is safe:

1. The full damaged area
2. Close-ups of the damage
3. All four corners of the vehicle
4. Your VIN and odometer
5. The dashboard and interior
6. The roof or sunroof
7. The scene and vehicles involved

Photos are not required for every ICBC claim, but they may help produce a more accurate estimate and reduce delays.

Safety comes first. Do not take photos in active traffic or return to the scene after leaving.

🌐 Review ICBC’s full guide here: https://www.icbc.com/claims/report-view/taking-photos-for-your-claim

08/25/2026

Has your insurance kept up with your digital life?

Our lives are increasingly digital, from online banking and remote work to school platforms, gaming accounts, and smart devices throughout the home. 💻

That convenience also creates new opportunities for identity theft, financial fraud, ransomware, and account takeovers, while a standard homeowners policy may offer little or only limited protection against the resulting losses.

Personal cyber insurance adds another layer of protection by helping households respond to covered financial losses, recovery costs, online harassment, and compromised devices. Many newer policies also include preventative tools and access to cybersecurity experts, providing support before, during, and after an incident. 🔐

🌐 Read our latest article to learn where personal cyber insurance may fit within your household’s protection plan: https://wvins.ca/2026/08/19/personal-cyber-insurance-2026/

📞 If you are unsure whether your current coverage leaves a gap, contact Working Ventures Insurance: https://wvins.ca/contact-us/

08/20/2026

Do you have a new driver in the family?

Back-to-school traffic gives L and N drivers plenty to manage, including school zones, buses, cyclists, crosswalks, and heavier morning traffic.

Encourage them to slow down, put the phone away, leave extra travel time, and review the restrictions attached to their licence.

🌐 ICBC’s New Drivers page has information about the graduated licensing program, practice materials, tests, and resources for parents: https://www.icbc.com/driver-licensing/new-drivers

📞 For help with Autoplan coverage, contact Working Ventures Insurance: https://wvins.ca/contact-us/

08/02/2026

Working Ventures Insurance will be closed on Monday, for BC Day. We will re-open for regular hours on Tuesday, August 4th, at 8:30. Happy long weekend!

07/30/2026

🚐 Before the next camping trip or day on the water, take a few minutes to review how your RV, trailer, or boat is insured. 🛥️

Your coverage needs can depend on the type and value of the unit, how it is used, what you carry inside, where it is stored, and where you plan to travel. Home insurance may provide only limited protection for some watercraft, while RVs and trailers can require coverage for equipment, personal belongings, liability, or emergency expenses.

The WVINS Trail team can review your setup and help you understand the options available for your summer plans.

📞 Contact us: https://wvins.ca/contact-us/

07/23/2026

Moving into a new rental this summer? Your landlord’s insurance protects the building, but it does not replace your belongings or automatically cover your personal liability. 📦

Depending on the policy, tenant insurance can help with your belongings, additional living expenses after an insured loss, and certain liability claims if you accidentally damage property or cause injury.

Before move-in day, talk with the WVINS Trail team about coverage for your new home.

📞 Contact us: https://wvins.ca/contact-us/

07/19/2026

A lot can change in a year. Has your home insurance kept up? 🏠

WVINS recommends reviewing your policy when you get married or separated, renovate your home, have someone move in or out, or purchase something valuable.

Your renewal is a good time to tell your broker what has changed and check whether your current coverage still reflects your household.

🌐Read the six reasons to update your broker: https://wvins.ca/2022/08/31/6-reasons-to-update-insurance-broker/

📞 Questions? Contact us: https://wvins.ca/contact-us/