Melanie Buffel, Money Coach

Melanie Buffel, Money Coach Let your GOALS guide your mindful spending and saving. Harness the power of your income to reflect your values and live the life you want. Come out of the FOG!

Get clear and make positive changes in your relationship with money. As a Money Coach I will help you dream, plan and take action to ensure your money is supporting your best life. Results you can expect from money coaching:

Clear picture of your goals and their financial implications

Clear sense of your current financial situation

Strategies to help you save for the things you want

Tips t

o develop sound spending habits that align with your values

Systematic plan to reduce your debt

An ability to make informed financial decisions

An opportunity to learn more about money management and planning

An action plan to get the life you want with the income you have

Control of your finances

Financial Peace of Mind!

I just heard of a beloved local restaurant that has decided to close its doors because of the strain of the covid crisis...
04/23/2020

I just heard of a beloved local restaurant that has decided to close its doors because of the strain of the covid crisis on their business. We will feel these kinds of losses long after the current crisis subsides. Please consider using the power of your purchasing choices to support your neighbours. Check out this local markeplace directory to support your local businesses.

We believe this is a time for the BC community to come together to support your local small businesses. To help support small businesses we've created this digital marketplace - where you can check out some of the amazing small businesses still operating in the Province - we encourage you to buy loc

It feels really good to support a business that shares my values.Thanks Skipper Otto for keeping it real!
04/22/2020

It feels really good to support a business that shares my values.Thanks Skipper Otto for keeping it real!

I was recently interviewed on CTV about how our fishing families are handling changes in the industry due to COVID-19. Here is a deep dive for more!

If covid-19 has impacted your income in a negative way this information will be helpful!
04/04/2020

If covid-19 has impacted your income in a negative way this information will be helpful!

Home News Applications For Canada Emergency Response Benefit Starts on Monday – What You... News Applications For Canada Emergency Response Benefit Starts on Monday – What You Need to Know By Amber Steele - April 3, 2020 95379 5 Facebook Twitter Google+ Pinterest WhatsApp In response to the coro...

03/30/2020
03/26/2020

Coronavirus Financial Assistance

Canada Emergency Response Benefit (CERB):

Announced this morning, the Canada Response Benefit will replace the previously announced Emergency Care Benefit and Emergency Support Benefit with the Canada Emergency Response Benefit.

The Government has merged these two public assistance measures into a single program to make it easier for people to apply and receive money.

The Canada Emergency Response Benefit will provide $2,000 per month for the next four months for workers who lost their income as a direct result of COVID-19.

The new Canada Emergency Response Benefit

We will provide a taxable benefit of $2,000 a month for up to 4 months to:

-Workers who must stop working due to COVID19 and do not have access to paid leave or other income support.

-workers who are sick, quarantined, or taking care of someone who is sick with COVID-19.

-working parents who must stay home without pay to care for children that are sick or need additional care because of school and daycare closures.

-workers who still have their employment but are not being paid because there is currently not sufficient work and their employer has asked them not to come to work.

-wage earners and self-employed individuals, including contract workers, who would not otherwise be eligible for Employment Insurance.

You will still be required to apply through the CRA portal, by answering three questions:

- What is your SIN?

- Have you made more than $5,000 as a contract worker over the last 12 months?

- Have you lost your job as a direct result of COVID19?

The application for the Benefit is scheduled to be available on April 6th, 2020, with an estimated 10-day processing period.

The Government will have an option for people to select direct deposit or cheque by mail. For those that need help before then, the government has recommended looking into getting additional credit or contacting your financial institution for other options to extend your funds. Many financial institutions have already put out statements in regard to their response to COVID-19.

Additional Points:

Canadians already receiving employment insurance (EI) regular benefits and sickness benefits will, as of today, continue to receive those benefits and should not apply to the CERB.

Canadians who already have applied for EI and whose application has not yet been processed don't need to reapply.

Canadians who are eligible for regular EI and sickness benefits can still access those benefits if they're still unemployed after the 16-week period covered by the CERB.

Ways to stay updated:

We encourage you to listen to the daily Provincial press-conferences, as well as bookmark the federal Government's website for further information as it is being released to guarantee you have the most up-to-date information.

Equity has launched an Advocacy and Resource Links Webpage for up-to-date information on the rapidly changing COVID-19 pandemic and how it's affecting our members and our sector. This will be a ‘living' resource which we will update and amend as we learn more about how Canada in general, and our performing arts world specifically, are responding to this pandemic.

British Columbia’s Emergency Benefit for Workers:

Announced on Monday, this benefit offers a one-time, non-taxed payment of $1,000 to go towards any British Columbia residents that have lost their jobs due to COVID-19. Those who currently qualify for EI are eligible for this, in addition to contract workers.

Applications for this funding are not out yet, and Premiere John Horgan has said this money will be available to residents in May 2020.

Other Provinces have like-minded programs. If you are a resident of another province, click below to be directed to their website.

· Alberta
· Saskatchewan
· Manitoba
· Ontario
· Quebec
· Nova Scotia
· New Brunswick
· PEI
· Newfoundland and Labrador
· Yukon
· Northwest Territories
· Nunavut

Other British Columbia-specific Programs:

For Renters

Premier John Horgan just announced that BC Residents who are struggling to pay rent can apply for a $500 bursary through BC Housing. This one-time bursary will go directly to your landlord to help subsidize your rent. The Bursary will not be available by April 1, 2020, but applications are intended to be open within the next few days.

BC Housing has temporarily suspended evictions of tenants in subsidized and affordable housing due to non-payment of rent. BC also suspended any new eviction notices from going out during this state of emergency.

There will be no rent increases in the province of BC while the state of emergency is declared.

Landlords are permitted to limit use of common areas in apartment buildings. Landlords are prohibited from entering tenant’s suites during this time, except in exceptional cases.

B.C. Student Loans

Starting March 30, 2020, B.C. student loan payments are automatically frozen for six months.

BC Hydro

Customers can defer bill payments or arrange for flexible payment plans with no penalty through the COVID-19 Customer Assistance Program

Customers experiencing job loss, illness or lost wages due to COVID-19 can access grants up to $600 to pay their hydro bills through the Customer Crisis Fund.

Announcements are coming in about government measures to offer financial support during this unprecedented economic shut...
03/20/2020

Announcements are coming in about government measures to offer financial support during this unprecedented economic shutdown.
I’m working with clients to identify and reduce unnecessary spending, restructure their cash flow plans, drawing on savings or lines of credit.

The hard work they have done to develop clear money management systems is really paying them back now. I’m told they feel tremendous relief at having a plan and a greater sense of confidence that they can weather this crisis.
I’ll be posting to spread the word about available resources and to support creative solutions to meet our needs.
Stay safe 🙏🏼💜

The Government of Canada is taking immediate, significant and decisive action to help Canadians facing hardship as a result of the COVID-19 outbreak.

“Wealth is the ability to fully experience life.”Henry David Thoreau
12/23/2019

“Wealth is the ability to fully experience life.”
Henry David Thoreau

As the year end draws nearer it feels like a good time to count my blessings and dream new dreams. What will 2020 bring ...
12/11/2019

As the year end draws nearer it feels like a good time to count my blessings and dream new dreams. What will 2020 bring into being?

09/05/2019
As a Money Coach it is not my role to judge what you do with your money. It is however my job to ask you to consider you...
06/07/2019

As a Money Coach it is not my role to judge what you do with your money. It is however my job to ask you to consider your priorities and make powerful choices that honour your goals and align with your values. Living in integrity with our money supercharges your financial choice making and leads to the life you want!

Address

Vancouver, BC
V5N1R1

Telephone

+16047641774

Website

Alerts

Be the first to know and let us send you an email when Melanie Buffel, Money Coach posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Melanie Buffel, Money Coach:

Share