FACTS With Simon.

FACTS With Simon. Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from FACTS With Simon., 96 Rankin Street, Waterloo, ON.

We help Everyday Canadians stop leaving money on the table-weather that’s paying too much tax, Saving in the wrong accounts, Or just not having a plan.
📩 Free guides & weekly tips — follow to learn more.

08/03/2026

Relying on recurring willpower to drive capital accumulation is a fundamentally flawed behavioral strategy. Human decision-making is inherently susceptible to present bias, meaning immediate consumption will consistently outcompete long-term wealth objectives when friction is absent.

The remedy is not an increase in personal discipline, but a structural overhaul of your capital distribution architecture. By implementing automated defaults—such as split direct deposits at disconnected institutions and programmed auto-escalation clauses tied to compensation increases—you remove human agency from the operational workflow.

Over a multi-year horizon, substituting active decisions with systematic inertia shifts capital preservation from an exhausting psychological battle to an unyielding baseline utility. Optimize your defaults to secure future equity.

Strategy

🚨 95% of market corrections never become a crash.When markets fall, fear spreads quickly. But history tells a different ...
07/25/2026

🚨 95% of market corrections never become a crash.

When markets fall, fear spreads quickly. But history tells a different story.

📉 Since 1928:
• 5% pullbacks: 334 times
• 10% corrections: 104 times
• 20% bear markets: Only 27 times

The biggest threat to your investments often isn't the market—it's making emotional decisions during temporary declines.

Understanding the difference between a correction and a bear market can help you stay focused on your long-term goals.

👉 Swipe through to see what nearly 100 years of market history can teach investors.

💬 Which statistic surprised you the most?

⚠️ This content is for educational purposes only and is not individualized investment advice.

07/17/2026

Every bank is happy to help you open an investment account. Why?

Because they have no problem paying you 2% or 3% while earning 9% to 12% from the market using your money.

You think your money is working for you and getting all your returns when you open RRSP, TFSA, FHSA,RESP..No.

In reality, it’s working harder for them.

The biggest mistake isn’t investing—it’s not knowing where most of the return is going.

Before you invest another dollar, ask yourself: Who is benefiting the most from my money—me or the institution managing it?

Financial literacy isn’t about chasing returns. It’s about understanding where your money is really growing.

And if you want help ..call or txt link is in my Bio.

FinancialLiteracy

07/16/2026

The best way to set up your RRSP & TFSA

Here’s how I help families make better money decisions—not with jargon, not with pressure, just a clear plan built aroun...
07/13/2026

Here’s how I help families make better money decisions—not with jargon, not with pressure, just a clear plan built around your actual life. Every client starts the same way: one honest conversation about where you’re at. Whether you’re just getting started or reviewing your current plan, the first step is understanding your options. Comment “guide” and I’ll send you a free resource to help you get started.

07/10/2026

Saving and investing, they probably sound the same thing right well, let’s talk about it

06/24/2026

If you have Family that you love and cherish..if you have kids, Mortgage,Debt you should have life insurance in place.
For More information
Visit
https://livemore.net/stesfagergish OR Inbox

Something I've noticed after years in finance:The decisions you avoid today become the problems you deal with tomorrow.F...
06/16/2026

Something I've noticed after years in finance:

The decisions you avoid today become the problems you deal with tomorrow.

Financially. Professionally. In life.

Make the call. Have the conversation. Look at the numbers.

What's one thing you've been putting off that you know needs your attention?

For more information or review with your current investments. Book an appointment at

https://calendly.com/simontes
Or
Call 📱 (226) 606-9548

06/15/2026

The only way to get wealthy is multiplying Money by Money …not by working hard on your 9-5 Job.
ሀብታም ለመሆን ብቸኛው መንገድ ገንዘብን በገንዘብ ማባዛት ነው…በእርስዎ 9-5 ስራ ላይ ጠንክሮ በመስራት አይደለም።
For more information visit our website Here www.livemore.net/stesfagergish

06/14/2026

$100 a month is still $100 a month working FOR you, no matter when you begin.

Address

96 Rankin Street
Waterloo, ON
N2V2B6

Telephone

+12266069548

Website

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