Prosper NWT

10/15/2026

Next week: practical AI and automation for small business.

Join Atiba Lewis on Tuesday, October 20, at 4 p.m. for a 90-minute presentation on where AI can save you time, and how to judge a tool before you buy it. Enter to win a free three-hour consultation with Atiba.

Register for the 90-minute presentation as part of YK Chamber’s Small Business Week Conference:
https://prospernwt.ca/webinars-and-events/small-business-week-2026-practical-ai-and-bookkeeping-sessions-atiba-lewis

10/14/2026

FREE Business Webinar TOMORROW:
Preparing Your Business for Financing
• Thursday, October 15, 2026
• 12:00-1:00 pm
• Virtual
• Free

Seeking financing can be an important step in starting or growing a business, but knowing what lenders are looking for—and how to prepare—can make the process feel much more manageable. Whether you’re preparing to seek financing now or simply want to understand the process for the future, this session will help you approach conversations with lenders with greater clarity and confidence.

Register Now: https://prospernwt.ca/webinars-and-events/preparing-your-business-financing

10/14/2026

The Prosper NWT Fee Regulations came into force on August 1, 2026. Fees apply only to new loans and services approved on or after that date. Existing clients will not have new fees applied to their current agreements. Have questions about how the fee schedule applies to your file? Contact us at [email protected]. Full details at: prospernwt.ca/engagement

10/13/2026

FREE Business Webinar:
Preparing Your Business for Financing
• Thursday, October 15, 2026
• 12:00-1:00 pm
• Virtual
• Free

Seeking financing can be an important step in starting or growing a business, but knowing what lenders are looking for—and how to prepare—can make the process feel much more manageable. Whether you’re preparing to seek financing now or simply want to understand the process for the future, this session will help you approach conversations with lenders with greater clarity and confidence.

Register Now: https://prospernwt.ca/webinars-and-events/preparing-your-business-financing

10/12/2026

Financing can be a powerful tool for growth when it's tied to a clear opportunity and a well-defined plan.
Whether you're purchasing equipment, investing in technology, expanding operations, increasing working capital, or entering a new market, borrowing should support a specific business objective. The goal isn't simply to cover short-term challenges, but to help move the business forward.
Before taking on new debt, it's important to ask a few key questions:
- What benefits will this investment create for the business?
- How did you determine the amount of financing needed?
- When will the investment begin generating revenue or cost savings?
- Can your cash flow support loan payments during slower periods?
- How might changes in costs, interest rates, or market conditions affect your plans?
It's also important to look at the overall financial health of your business. Reviewing cash flow projections, profit margins, and existing debt obligations can help determine whether additional borrowing is manageable.
Not all financing serves the same purpose. For example, purchasing a long-term asset like equipment typically requires a different financing approach than addressing short-term working capital needs.
The strongest financing plans connect borrowing to a business goal, clearly explain the expected benefits, and include realistic plans for managing unexpected challenges.
Thinking about your next stage of growth? Explore Prosper NWT's Business Loans and learn how financing can support your business objectives.
https://prospernwt.ca/business-loans

10/09/2026

Clear interest rates. No surprises.
Prosper NWT loan interest rates are set at prime plus 2%, 3%, or 4%, depending on the level of project risk. This transparent structure helps businesses understand costs upfront and plan realistically.
Businesses can also choose between fixed or variable interest rates, allowing flexibility based on cash flow, market conditions, and risk tolerance. Some businesses prefer predictable payments, while others value flexibility — Prosper NWT works with you to find the right fit.
Understanding how interest rates work is a key part of building a healthy financial plan. Knowing your options early helps you make informed decisions and avoid unexpected pressure on cash flow.
Explore financing options and interest rate structures:
https://prospernwt.ca/business-loans

10/08/2026

Where should a small business start with AI?

Join us for Work Smarter, Not Harder: Practical AI and Automation for Small Business, a 90-minute presentation with Atiba Lewis, founder of ATL Workflow Automation Inc.

Learn how to spot the tasks eating up your week, tell real tools from sales pitches and judge a provider before you spend a dollar.

Attend the 90-minute presentation and enter to win a free three-hour consultation with Atiba, presented by Prosper NWT. Part of the Yellowknife Chamber of Commerce's Small Business Week.

When: Tuesday, October 20, at 4 PM
Where: The Explorer Hotel
Register: https://prospernwt.ca/webinars-and-events/small-business-week-2026-practical-ai-and-bookkeeping-sessions-atiba-lewis

Ready to put what you learn into practice? Join Atiba Lewis for Clean Books, Better Cash Flow: Using Technology to Build a Business That Lasts, a free, hands-on workshop in Yellowknife on Tuesday, November 24, 2026.

Register for workshop: https://prospernwt.ca/webinars-and-events/workshop-clean-books-better-cash-flow-using-technology-build-business-lasts

10/06/2026

Meet Atiba Lewis.

Atiba Lewis is the founder of ATL Workflow Automation Inc. He helps businesses modernize their finance operations with QuickBooks Online, app ecosystems, integrations, automation and reporting. Atiba spent nine years at Intuit Canada and 14 years at HP, including work with Cree communities in Northern Quebec. He teaches AI and technology courses for CPA organizations across Canada.

On October 20, he's in Yellowknife to show small business owners where AI and automation can actually save them time.

Register for the 90-minute presentation as part of YK Chamber’s Small Business Week Conference:
https://prospernwt.ca/webinars-and-events/small-business-week-2026-practical-ai-and-bookkeeping-sessions-atiba-lewis

Atiba is also leading Clean Books, Better Cash Flow, a hands-on workshop in November. Interested? Contact us to receive more details as they become available.

10/05/2026

Bookkeeping is about much more than preparing for tax season.
Accurate and up-to-date financial records help business owners understand how their business is performing, meet financial obligations, and make informed decisions about day-to-day operations and future growth.
A strong bookkeeping system should track more than just income and expenses. It should also capture purchases, loan and lease payments, inventory, and business investments. Regardless of the system you use, good bookkeeping should be:
Accurate – Based on verified information, not estimates.
Timely – Transactions are recorded regularly and kept up to date.
Consistent – The same categories and processes are used over time.
Simple – Information is entered correctly and only once.
When records are well maintained, it's easier to see where money is coming from, where it's being spent, and how cash is flowing through the business. This information becomes the foundation for budgeting, forecasting, financing applications, and long-term planning.
Accounting software can make bookkeeping more efficient, but it still requires regular review. Even small errors, duplicate entries, or inconsistent categories can affect the accuracy of financial reports.
Reliable bookkeeping helps business owners have more productive conversations with accountants, advisors, lenders, and financing partners. Most importantly, it provides the financial clarity needed to make confident business decisions.
Strengthen the financial foundation of your business through Prosper NWT's Coaching & Guidance services.
https://prospernwt.ca/coaching-guidance

10/02/2026

Where should a small business start with AI?

Join us for Work Smarter, Not Harder: Practical AI and Automation for Small Business, a 90-minute presentation with Atiba Lewis, founder of ATL Workflow Automation Inc.

Learn how to spot the tasks eating up your week, tell real tools from sales pitches and judge a provider before you spend a dollar.

Attend the 90-minute presentation and enter to win a free three-hour consultation with Atiba, presented by Prosper NWT.

When: Tuesday, October 20, at 4 PM
Where: The Explorer Hotel
Register: https://prospernwt.ca/webinars-and-events/small-business-week-2026-practical-ai-and-bookkeeping-sessions-atiba-lewis

Ready to go further? Atiba is also leading Clean Books, Better Cash Flow, a hands-on workshop in November. Interested? Contact us to receive more details as they become available.

Part of the Yellowknife Chamber of Commerce's Small Business Week.

Prospérité TNO aide les entreprises à adopter de nouvelles technologies numériques et à améliorer leur présence en ligne.