FiveComply

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FiveComply FiveComply assists Investment Firms, Investment Funds, and Payment Institutions in international licensing, establishment, and operations.

It provides expertise in compliance, AML, internal audit, risk management and other related services.

For businesses looking to enter the financial services industry, choosing the right regulatory entry strategy is an impo...
20/10/2026

For businesses looking to enter the financial services industry, choosing the right regulatory entry strategy is an important decision.

While acquiring an existing licensed entity may appear to offer a faster route to market, it comes with several considerations that should not be overlooked.

🔹 Acquisition Premium: Existing licensed entities are often offered at a high premium due to their ready-made regulatory structure, potentially increasing the overall cost of market entry.
🔹 Regulatory Approvals: Changes in ownership and control may require prior regulatory approval, a process that can sometimes be lengthy.
🔹 Compliance History: An acquisition may involve inherited regulatory obligations, historical deficiencies or outstanding compliance matters.
🔹 Legal & Transaction Costs: Acquisitions typically involve additional legal expenses, including due diligence, drafting and negotiation of the Share Purchase Agreement (SPA), and other transaction-related fees.
🔹 Licence Scope: The existing authorisation must be suitable for the intended business activities.
🔹 Financial Liabilities & Third-Party Agreements: Buyers may inherit outstanding financial obligations, ongoing operational expenses and existing contractual commitments with service providers, some of which may involve substantial costs or restrictive termination clauses.
🔹 Operational Readiness: Banking arrangements, governance, personnel and internal controls must be carefully assessed.
🔹 Long-Term Strategy: A new licence application may offer greater flexibility to establish a structure aligned with the proposed business model, without the complexities associated with acquiring an existing entity.

There is no one-size-fits-all approach.

At FiveComply, we support financial services businesses with licensing applications, regulatory due diligence, changes in ownership and ongoing compliance across Cyprus, the UAE, Seychelles, Mauritius and other international jurisdictions.

Whether you are considering acquiring an existing regulated entity or establishing a new one, the right regulatory strategy starts with understanding your business objectives.

📩 Contact our team to discuss your options.
🌐 www.fivecomply.com

The European Banking Authority has identified key priorities for the review of MiCA, including:🔹 Stronger safeguards for...
15/10/2026

The European Banking Authority has identified key priorities for the review of MiCA, including:

🔹 Stronger safeguards for third-country multi-issuer stablecoin schemes.
🔹 Potential regulation of crypto-asset lending and CASP-facilitated access to DeFi lending protocols.
🔹 Clearer rules for crypto-asset classification.
🔹 A review of reporting arrangements for issuers and CASPs.

These recommendations do not introduce immediate new obligations, but indicate areas that could shape the future EU crypto-asset framework.

In our latest article, FiveComply explores the proposals and practical considerations for crypto businesses in Cyprus and across the EU.

📖 Read the full article: https://fivecomply.com/whats-next-for-mica-eba-sets-out-key-recommendations/

On 9 October 2026, CySEC issued Circular C805, informing Regulated Entities of the publication of MOKAS’ Annual Sectoria...
13/10/2026

On 9 October 2026, CySEC issued Circular C805, informing Regulated Entities of the publication of MOKAS’ Annual Sectorial Quantity & Quality Assessment of Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) submitted during 2025.

🔎 Key highlights:

🔹 A total of 24,092 reports were submitted to MOKAS in 2025, compared to 3,870 in 2024.
🔹 The most frequently used suspicion indicators included transactions involving virtual assets, money mules, transactions between unrelated counterparties, cybercrime and money laundering.
🔹 Despite improvements in reporting quality, MOKAS identified deficiencies relating to insufficient suspicion narratives, missing supporting documentation and incorrect report classification.
🔹 CySEC encourages Regulated Entities to review the assessment and continue improving the quality and effectiveness of their STR/SAR submissions.

The report reinforces the importance of accurate, complete and timely suspicious transaction and activity reporting as part of an effective AML/CFT framework.

Two days at iFX EXPO Asia 2026, filled with valuable conversations, new introductions and opportunities to exchange pers...
13/10/2026

Two days at iFX EXPO Asia 2026, filled with valuable conversations, new introductions and opportunities to exchange perspectives with professionals from across the financial-services industry.

From regulatory developments and market expansion to compliance priorities and future collaboration, the discussions over the past two days gave us plenty to take forward.

A sincere thank you to everyone who visited Booth 30, took the time to meet with our team and made this year’s Expo such a worthwhile experience.

And thank you, Hong Kong, for having us.

Until next time.

As iFX EXPO Asia in Hong Kong comes to a close, we can certainly say it has been an incredibly fruitful experience!Once ...
09/10/2026

As iFX EXPO Asia in Hong Kong comes to a close, we can certainly say it has been an incredibly fruitful experience!

Once again, we had the pleasure of meeting with the team of the Financial Services Authority(FSA) Seychelles.

This time, we also had the opportunity to meet with the CEO, Mr. Pascal Morin, alongside representatives from the Virtual Assets, Capital Markets, and other divisions of the Authority.

It is always a pleasure to reconnect, exchange views, and engage in constructive discussions.

At FiveComply, we remain committed to the long-term growth and development of the Seychelles financial services industry, and we value the opportunity to maintain an open dialogue with the regulator and contribute positively to the jurisdiction.

Thank you to Mr. Morin and the FSA team for their time and engagement!

After a strong first day in Hong Kong, the FiveComply team is back at iFX EXPO Asia 2026 for another full day of convers...
09/10/2026

After a strong first day in Hong Kong, the FiveComply team is back at iFX EXPO Asia 2026 for another full day of conversations, connections and industry exchange.

From regulatory developments and licensing considerations to compliance challenges across different markets, we’re continuing the discussions that matter to businesses operating and expanding internationally.

If we haven’t had the chance to meet yet, today is your opportunity.

📌 Booth 30
📍 Hong Kong Convention and Exhibition Centre – Hall 3FG

Come by and meet the FiveComply team.

Day 1 in Hong Kong is officially underway.The FiveComply team is at iFX EXPO Asia 2026, meeting with industry profession...
08/10/2026

Day 1 in Hong Kong is officially underway.

The FiveComply team is at iFX EXPO Asia 2026, meeting with industry professionals, reconnecting with familiar faces and starting new conversations across the financial-services sector.

We’re looking forward to discussing regulatory developments, licensing opportunities and compliance challenges across multiple jurisdictions throughout the day.

If you’re attending the expo, come and say hello to our team at Booth 30.

📌 Booth 30
📍 Hong Kong Convention and Exhibition Centre – Hall 3FG

Looking forward to a productive first day!

Licensing AML

FiveComply will be attending iFX EXPO Asia 2026 on 8–9 October, and we’re looking forward to connecting with industry pr...
07/10/2026

FiveComply will be attending iFX EXPO Asia 2026 on 8–9 October, and we’re looking forward to connecting with industry professionals from across the region.

If regulatory expansion, licensing, compliance, AML or ongoing regulatory support is on your agenda, stop by Booth 30 and meet our team.

📌 Booth 30
📅 8–9 October 2026
📍 Hong Kong Convention and Exhibition Centre – Hall 3FG

See you tomorrow.

Securing a VASP licence is a significant milestone but it is also the beginning of the next phase.Moving from licensing ...
06/10/2026

Securing a VASP licence is a significant milestone but it is also the beginning of the next phase.

Moving from licensing to operational readiness brings a new set of regulatory and practical considerations, including licence activation, implementation of the required frameworks, ongoing compliance and regulatory reporting.

At FiveComply, our team of regulatory and compliance experts provides dedicated post-licensing support, helping VASPs navigate these next steps with clarity and confidence.

From licence activation to ongoing regulatory compliance, we work alongside our clients to ensure that their regulatory framework continues to support their business as it becomes operational and develops.

Your licence is secured. Let us help you take it from here.

📞 +357 25 34 00 25
📧 [email protected]
🌐 fivecomply.com
📍 Seychelles | Mauritius | Cyprus | UAE

We’re delighted to share that FiveComply Group has been nominated for three Finance Magnates Awards 2026!This recognitio...
02/10/2026

We’re delighted to share that FiveComply Group has been nominated for three Finance Magnates Awards 2026!

This recognition means a great deal to us. It reflects the trust of our clients and partners, and the commitment of our team to helping financial-services businesses navigate licensing, regulatory compliance and international expansion with confidence.

We’d also like to thank our colleagues at FiveComply and AllServ Management Ltd for their continued support and contribution to our journey.

If FiveComply has helped support your business, we’d be truly grateful if you took a moment to vote for us. Your vote is a meaningful way to recognise the expertise, care and dedication our team brings to every client relationship.

🗳️ Voting closes: 16 October 2026
🔗 Vote here: https://awards.financemagnates.com/voting/

If you’re able to vote, please consider sharing this post with your network too. Every vote and share makes a difference.

Thank you to our clients, partners and the Finance Magnates community for your continued trust and support!

Address

Emelle Building, 135 Arch. Makarios III Avenue, Office No. 32, 3rd Floor
Limassol
3021

Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00

Telephone

+35725340025

Website

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