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Tourism Businesses do not disappear quietly - What Happens When a Tourism Business Has No Successor?When a family-run ho...
08/06/2026

Tourism Businesses do not disappear quietly - What Happens When a Tourism Business Has No Successor?

When a family-run hotel, guesthouse, restaurant, activity provider or local tourism service closes because no successor is ready, the effects reach far beyond the owner.

It can affect:
• employees and seasonal workers
• local suppliers and producers
• destination diversity and regional identity
• tourism services in rural or less densely populated areas

Successful business transfers help maintain economic activity and preserve jobs by ensuring continuity. Buying or taking over an existing company can be a strong alternative to starting a business from scratch.

Many tourism SMEs are deeply embedded in their regions. They are not only businesses. They are part of the local visitor experience, part of the employment structure and often part of the cultural identity of a destination.

At the vision works, we believe succession readiness should become part of structured business education and SME support.
That is why we, together with our partners, established the NextGenTourism Project. This initiative is developing practical resources for VET educators, business advisors and tourism SMEs, including:
• modular training resources
• practical tools and case studies
• a digital Succession Readiness Assessment Application
• an open Knowledge Hub for long-term access

Source: European Commission, Business Transfers
Project: NEXTGen Tourism
Project Website: https://nextgentourism.eu/



Project Partners
University of Akureyri / UNAK: https://www.facebook.com/haskolinnaakureyri
MCI Management Center Innsbruck: https://www.facebook.com/MCInnsbruck/
Development Centre of the Heart of Slovenia / Razvojni center Srca Slovenije: https://www.facebook.com/the.heart.of.slovenia
Momentum Educate + Innovate: https://www.facebook.com/MomentumEducateInnovate
The Vision Works / TVW GmbH: https://www.facebook.com/thevisionworkstvw
NextGEN Tourism Project
Gairmeach Training Limited

World Environment Day: turning awareness into practical changeToday, on World Environment Day, we are reminded that envi...
05/06/2026

World Environment Day: turning awareness into practical change

Today, on World Environment Day, we are reminded that environmental protection is not a side issue. It is directly connected to how we learn, work, build businesses, manage resources, support communities, and prepare for the future.

At The Vision Works, this connects directly to our vision and our work across several European projects. Examples of our current work are:

RISE UP supports transformative climate education in higher education. The project equips future academics, scientists, professionals, educators, and students with the knowledge, skills, and resilience needed to respond to the climate crisis. It focuses not only on climate awareness, but also on socio-ecological transformation, resilience, eco-distress, and the role of educators and learners as agents of change.

EcoSmart Hospitality supports Europe’s hospitality sector in combining sustainability with digital transformation. The project develops resources for SMEs, VET providers, educators, and policymakers, helping hospitality businesses adopt eco-friendly practices, improve operational efficiency, strengthen digital readiness, and build a more resilient and future-ready sector.

CLARITY reimagines climate education by helping children and young people move from climate anxiety towards resilience, connection, creativity, and regeneration. The project brings together psychology, pedagogy, arts, and sustainability science, placing emotional competence, imagination, values, and collective agency at the centre of climate learning.

DARE – Diversities are Reviving Enterprises focuses on diversity and inclusion as drivers of SME growth, innovation, and workplace equality. While its core focus is inclusive entrepreneurship and the better use of diverse talent, DARE also contributes to a broader understanding of sustainable enterprise.

Start-DSP supports entrepreneurship education by helping educators and students engage with digital, sustainable, and ethical business practices.

We also want to use this occasion to thank all the partners we work with across our European projects. Environmental and social transformation depends on collaboration, shared expertise, and the willingness to develop practical solutions together. We are grateful for the universities, VET providers, SMEs, NGOs, innovation organisations, educators, and sector experts who help turn these ideas into real outcomes.

For us, World Environment Day is not only a date in the calendar. It is a reminder that transformation depends on education, cooperation, and the ability to turn complex environmental goals into concrete action.

Succession Planning: The Hidden Risk Behind Europe’s Tourism RecoveryEurope’s tourism sector is growing again.Latest sta...
03/06/2026

Succession Planning: The Hidden Risk Behind Europe’s Tourism Recovery

Europe’s tourism sector is growing again.
Latest statistics show, tourist accommodation in the EU exceeded 3 billion nights spent for the first time, making it a record year for European tourism.

But behind this recovery, many small tourism and hospitality businesses face a quieter challenge:

Who will continue the business when the current owner steps back?
For many family-run hotels, guesthouses, restaurants, tour providers and rural tourism businesses, succession is not just an administrative process. It affects:
• business continuity
• jobs and local employment
• guest relationships
• regional tourism identity
• long-term resilience in tourism-dependent areas

Yet succession planning is often delayed until it becomes urgent.

That is where Next GEN Tourism comes in.
The project supports tourism SMEs, VET educators and business advisors by developing practical tools for succession readiness, including a competence framework, modular training resources, a digital self-assessment tool and a Knowledge Hub. The aim is to make succession planning more structured, accessible and actionable for tourism businesses across Europe.
Because a strong tourism future does not only depend on visitor numbers.
It also depends on whether today’s businesses are ready for tomorrow’s leadership.
Source: Eurostat, 2025
Project: NEXTGen Tourism
Website: https://nextgentourism.eu/


Project Partners
University of Akureyri / UNAK: https://www.facebook.com/haskolinnaakureyri
MCI Management Center Innsbruck: https://www.facebook.com/MCInnsbruck/
Development Centre of the Heart of Slovenia / Razvojni center Srca Slovenije: https://www.facebook.com/the.heart.of.slovenia
Momentum Educate + Innovate: https://www.facebook.com/MomentumEducateInnovate
The Vision Works / TVW GmbH: https://www.facebook.com/thevisionworkstvw
NextGEN Tourism Project
Gairmeach Training Limited

Building Financial Resilience: Preparing for Life’s Shocks💡 Women across the globe—particularly in vulnerable communitie...
16/03/2026

Building Financial Resilience: Preparing for Life’s Shocks

💡 Women across the globe—particularly in vulnerable communities—tend to have lower financial resilience than men, making them more exposed to emergencies, crises, and therapy-level poverty.

🔗 Women’s World Banking / Economist Impact (2025):
Today 753 million women in climate vulnerable areas lack access to basic financial services such as savings, credit, and insurance—tools that build resilience. https://impact.economist.com/sustainability/social-sustainability/womens-financial-resilience-the-key-to-advancing-climate-action

🔗 OECD (2021), G20/OECD-INFE Report on Supporting Financial Resilience through Digital Financial Literacy:
This study shows that lower financial literacy is directly linked to lower resilience—especially among women and low-income groups. https://www.oecd.org/en/publications/g20-oecd-infe-report-on-supporting-financial-resilience-and-transformation-through-digital-financial-literacy_0132c06d-en.html

🔍 Why this matters:
• Lower resilience means women are less likely to afford emergency expenses within 30 days, and more likely to rely on unreliable informal sources.
• Financial shocks—health costs, job loss, climate events—hit women harder due to lower savings, credit access, and protection.
• Digital financial literacy and access to savings, credit, and insurance products boost resilience significantly.
• Building financial resilience equips women to withstand crises and plan with confidence.

Through the FEMpower in Finance project, we at The Vision Works are working together with our partners to develop a modular financial literacy curriculum, a digital toolbox, and case studies tailored to women’s real financial needs — especially in rural or underserved areas. These resources will be rolled out step by step until 2026 to support financial independence across generations.

🔗 Project: FEMpower in Finance
https://fempower.finance/

Partners:cyprus.1

/Go Woman Alliance Europe

/Fempower EU/61574066871487/

Intergenerational Learning: Money Talks at Home💡 Growing up in financially aware households significantly boosts women’s...
02/03/2026

Intergenerational Learning: Money Talks at Home

💡 Growing up in financially aware households significantly boosts women’s financial literacy — especially in countries with high social mobility.

🔗 OECD / Bank of Italy (2023), On the drivers of financial literacy: the role of intergenerational mobility
Research shows that adults raised in societies with greater intergenerational social mobility tend to demonstrate higher financial literacy — with particularly strong effects among women and individuals from disadvantaged backgrounds.
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4464180&

🔍 Why this matters:
• When parents openly share money conversations, children—especially daughters—absorb confidence, language, and behaviors crucial for financial well-being.
• Intergenerational mobility amplifies these effects: women in such societies are more likely to benefit from family patterns of discussion and learning.
• Replicating these conditions in families and communities can break cycles of exclusion and silence.
• FEMpower encourages household dialogue and materials useful for all generations for knowledge transfer, reflection, and mutual support.

Through the FEMpower in Finance project, we at The Vision Works are working together with our partners to develop a modular financial literacy curriculum, a digital toolbox, and case studies tailored to women’s real financial needs — especially in rural or underserved areas. These resources will be rolled out step by step until 2026 to support financial independence across generations.

Partners:cyprus.1

/Go-Woman-Alliance-Europe

/Fempower EU/61574066871487/

etting & Achieving Financial Goals💡 In the EU, about 70% of adults agree that they set long-term financial goals and str...
16/02/2026

etting & Achieving Financial Goals

💡 In the EU, about 70% of adults agree that they set long-term financial goals and strive to achieve them—yet women often feel less confident in sticking to those goals.
🔗 Eurobarometer – Monitoring the Level of Financial Literacy in the EU, July 2023:
https://europa.eu/eurobarometer/surveys/detail/2953 The Sun+8European Union+8EBF+8
🔍 Why this matters:
• Women may set goals but often face barriers—confidence, time, financial constraints—that make goal achievement harder
• Women are more likely than men to set goals related to planning for the family or future security, even when managing with less income or fewer resources ResearchGate
• Financial goal-setting enhances motivation, reduces stress, and aligns daily habits with long-term outcomes
• Structured planning tools—like SMART goals, tracking checks, and reward systems—support sustained progress

Through the FEMpower in Finance project, we at The Vision Works are working together with our partners to develop a modular financial literacy curriculum, a digital toolbox, and case studies tailored to women’s real financial needs — especially in rural or underserved areas. These resources will be rolled out step by step until 2026 to support financial independence across generations.

🔗 Project: FEMpower in Finance
https://fempower.finance/

Partners:cyprus.1

/Go-Woman-Alliance-Europe

/Fempower EU/61574066871487/

Breaking Financial Taboos: Why Talking Money Helps Everyone💡 Many women in Europe—and globally—experience anxiety around...
02/02/2026

Breaking Financial Taboos: Why Talking Money Helps Everyone

💡 Many women in Europe—and globally—experience anxiety around discussing money. This silence can prevent learning, advice-seeking, and mutual support.
🔗 Bankrate / TIAA Institute, Women and Financial Literacy, 2022–2023:
Women scored only 45% correct on basic financial literacy questions, significantly lower than men’s 55%. https://www.bankrate.com/banking/women-and-financial-literacy/

🔍 Why this matters:
• Financial silence reinforces mistrust, isolation, and misinformation.
• Open conversations about money—within families or peer groups—promote learning and confidence.
• Shared narratives help women learn from each other’s financial decisions, successes, and setbacks.
• Breaking taboos enables women to negotiate better, plan actively, and advocate for their financial futures.

Through the FEMpower in Finance project, we at The Vision Works are working together with our partners to develop a modular financial literacy curriculum, a digital toolbox, and case studies tailored to women’s real financial needs — especially in rural or underserved areas. These resources will be rolled out step by step until 2026 to support financial independence across generations.

🔗 Project: FEMpower in Finance
https://fempower.finance/

Partners:cyprus.1

/Go-Woman-Alliance-Europe

/Fempower EU/61574066871487/

Managing Finances Across Life Stages💡 Financial needs change dramatically over a woman’s life—from education to early ca...
19/01/2026

Managing Finances Across Life Stages

💡 Financial needs change dramatically over a woman’s life—from education to early career, parenthood, mid career, and retirement. Yet most financial education doesn’t address this evolving journey.

🔗 OECD/INFE (2023), International Survey of Adult Financial Literacy: just 37% of adults who hold financial products achieve the minimum literacy threshold—a percentage that drops even further when accounting for age-specific life stages.https://www.oecd.org/content/dam/oecd/en/publications/reports/2023/12/oecd-infe-2023-international-survey-of-adult-financial-literacy_8ce94e2c/56003a32-en.pdf

🔍 Why this matters:
• Women face specific financial transitions: study loans, first jobs, maternity breaks, caregiving responsibilities, retirement planning
• Understanding when to adapt—such as reassessing budgets, protection, and investment plans—prevents gaps and surprises
• Lifecycle-focused guidance supports confidence and financial well being during shifting roles
• Tools tailored to each stage (budget checklists, childcare or retirement override calculators) make planning realistic and sustainable

Through the FEMpower in Finance project, we at The Vision Works are working together with our partners to develop a modular financial literacy curriculum, a digital toolbox, and case studies tailored to women’s real financial needs — especially in rural or underserved areas. These resources will be rolled out step by step until 2026 to support financial independence across generations.

🔗 Project: FEMpower in Finance
https://fempower.finance/

Partners:cyprus.1

/Go-Woman-Alliance-Europe

/Fempower EU/61574066871487/

Understanding Financial Products: Why It Matters for Women💡 Many consumers in the EU struggle to understand common finan...
05/01/2026

Understanding Financial Products: Why It Matters for Women

💡 Many consumers in the EU struggle to understand common financial products—only 35% compare offers before choosing and just 37% seek independent advice. This gap is broader for women.

🔗 OECD (2024), Strengthening Financial Literacy in Germany (page 81):
https://www.oecd.org/content/dam/oecd/en/publications/reports/2024/09/strengthening-financial-literacy-in-germany_4cebad23/81e95597-en.pdf

🔍 Why this matters:
• Women are less likely than men to shop around or consult independent advice before choosing financial products
• Misunderstanding costs, risk, and conditions can lead to poor financial decisions or costly products
• Knowing how to read product disclosures (e.g., PRIIPs key information documents) empowers better decision-making
• Financial literacy programs must teach women how to assess products—like savings accounts, investment funds, and insurance—effectively

Through the FEMpower in Finance project, we at The Vision Works are working together with our partners to develop a modular financial literacy curriculum, a digital toolbox, and case studies tailored to women’s real financial needs — especially in rural or underserved areas. These resources will be rolled out step by step until 2026 to support financial independence across generations.

🔗 Project: FEMpower in Finance
https://fempower.finance/

Partners:cyprus.1

/Go-Woman-Alliance-Europe

/Fempower-EU/61574066871487/

19/12/2025

Reflections on 2025: Achievements and Future Directions for VALUES

🎉 As 2025 comes to a close, we celebrate the progress made in integrating human values into AI education and entrepreneurship. The VALUES Project has empowered educators, entrepreneurs, and policymakers to navigate the complexities of AI ethically and inclusively. According to the European Commission, fostering human-centric AI is key to ensuring technology serves society responsibly.

🔍 Key achievements in 2025:
• VALUES Framework: Providing a practical guide for embedding human values into AI design and use.
• Educator Resources: Supporting teachers in preparing students for the ethical challenges of AI.
• Networking and Collaboration: Building connections across Europe to advance responsible AI innovation.
• Awareness and Advocacy: Promoting the importance of values-driven AI among diverse stakeholders.

📖 Looking ahead, our focus remains on building a future where AI works for everyone. By continuing to integrate human values, we can create AI systems that drive progress while respecting rights, diversity, and fairness.

At The Vision Works, we remain committed to supporting educators, entrepreneurs, and policymakers through the VALUES Project. Learn more about VALUES at www.valuesai.eu and discover our broader work at www.thevisionworks.de. Together, we can shape a future where AI reflects and enhances our shared values.

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