Cornish Accounting Solutions

Cornish Accounting Solutions Chartered Accountants & Business Advisers
Helping family businesses to grow, thrive and succeed. We are one too so understand the challenges and issues.
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Author of the book - Building a legacy- a guide for family businesses. Comments by Ant Chartered Accountants & Business Specialists

12/06/2026

I want to share something I've never really talked about publicly before.

Back in June 2016, I was preparing our VAT return and realised there was no money in the bank and I couldn't pay the bill.

I'd been so focused on generating leads and marketing that I'd taken my eye completely off the finances. I'd added a layer of cost to the business that wasn't generating any return, and I hadn't spotted it until we were in trouble. I had to inject my own money to get us through it. Within 3 months I'd paid it back, but those three months were very uncomfortable, I can tell you.

The thing is, I thought it would never happen to me, would you agree that most of us think that way?

Cash flow problems don't just happen to businesses that are struggling. They happen to busy ones too, the kind where the phone is ringing, the diary is full, and it still feels tight at the end of the month.

That's exactly why I'm running a free online event on the 18th of June at 7pm, aimed specifically at trades business owners. It's called How Top Trades Businesses Ensure Consistent Cash Flow Every Single Month.

I'll be sharing the lessons I've learned, including some of the mistakes I've made, so you leave with practical things you can act on straight away.
If you're a builder, electrician, plumber, roofer or run any kind of trades business, I'd genuinely love to see you there, I would love you to be there.

The link to register is in the comments.

So, how confident are you really about your cash flow position right now?

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What links Cornwall, the World Cup, and Mexico?Of course it's that Cornish miners brought football to Mexico!  It's a st...
11/06/2026

What links Cornwall, the World Cup, and Mexico?

Of course it's that Cornish miners brought football to Mexico! It's a story that goes back to 1824, when a mining engineer called John Taylor looked at the failing mines in Mexico and saw an opportunity. Hundreds of Cornishmen made the journey across the Atlantic in the decades that followed, and they took their culture with them... including their pasties and, eventually, their sport.

By the 1890s, there was a football team in Pachuca. By 1902 there was a league. Apparently, CF Pachuca are one of Mexico's most storied clubs, with seven league titles to their name, and fans there still eat "pastes"... basically the local version of the Cornish pasty, with a bit of chilli thrown in.

Mexico is one of the co-hosts of this summer's World Cup, and this is part of why that tournament carries a little piece of Cornwall with it.

It's a reminder that small communities can leave a bigger mark than they ever realise. Cornish miners went out there to do a job and ended up shaping a nation's favourite sport.

Enjoy the World Cup folks!

Read the full BBC Sport article here: https://www.bbc.co.uk/sport/football/articles/cx21q453l4jo

๐— ๐—ฒ๐—ฒ๐˜ ๐—ผ๐˜‚๐—ฟ ๐˜€๐—ถ๐˜€๐˜๐—ฒ๐—ฟ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฎ๐—ป๐˜†!Payroll is one of those jobs that has to be right, every time. Tax, NI, statutory payments, stud...
09/06/2026

๐— ๐—ฒ๐—ฒ๐˜ ๐—ผ๐˜‚๐—ฟ ๐˜€๐—ถ๐˜€๐˜๐—ฒ๐—ฟ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฎ๐—ป๐˜†!

Payroll is one of those jobs that has to be right, every time. Tax, NI, statutory payments, student loans... there's no room for error and no room for delay.

PAYE Solutions, our sister payroll bureau based in mid-Cornwall, has been handling exactly this for businesses across Cornwall and beyond for over 20 years. Now under new ownership, they offer a fully managed service with no software, no hardware, and no training required at your end.

A real person answers the phone. Your payslips go out on time. Your P45s, P60s, and management reports are taken care of.

If you'd like a quote, email [email protected] or call 01579 342221.

You can find out more at www.payesolutionsltd.co.uk

๐——๐—ผ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐—ณ๐—ถ๐˜ ๐—ฝ๐—ฒ๐—ฟ ๐—ฒ๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฒ?Most family businesses don't... and that's a problem.Take your annual profit, divid...
03/06/2026

๐——๐—ผ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐—ณ๐—ถ๐˜ ๐—ฝ๐—ฒ๐—ฟ ๐—ฒ๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฒ?

Most family businesses don't... and that's a problem.

Take your annual profit, divide it by the number of people on the payroll. That single figure tells you a lot about how the team is performing.

If the number is low, the team isn't pulling its weight, or you're not giving them the tools and direction they need to deliver.

Either way, you can fix it (but only once you're measuring it!)

Free booklet with more ideas:

https://www.cornishaccounting.com/articles/the-6-numbers-that-count

01/06/2026

Episode 7 of Meet the Author is now live, with Paul and his guest Aynsley Damery, author of The Drift.

A central message in Aynsley's book is one we believe in strongly at Cornish Accounting Solutions: small business owners need someone in their corner who'll do more than file the accounts at year-end.

The book looks at the slow, quiet way a business can run into trouble... margins slipping, turnover stalling, cash days lengthening... and how the right accountant should be spotting those patterns long before they become a problem.

For the family businesses we look after across Cornwall, that's the conversation that matters most.

Watch Paul and Aynsley discuss the book here: https://youtu.be/rp6ErzQ_3fo?si=swDr6x4iiN_IkCx-

Anyone recognise this cheeky chappy?๐—›๐—”๐—ฃ๐—ฃ๐—ฌ ๐—•๐—œ๐—ฅ๐—ง๐—›๐——๐—”๐—ฌ ๐—”๐—ก๐—ง!Have a great day, and best wishes from all the team.๐ŸŽ‚ ๐ŸŽ‰ ๐ŸŽˆ ๐Ÿฅณ
30/05/2026

Anyone recognise this cheeky chappy?
๐—›๐—”๐—ฃ๐—ฃ๐—ฌ ๐—•๐—œ๐—ฅ๐—ง๐—›๐——๐—”๐—ฌ ๐—”๐—ก๐—ง!
Have a great day, and best wishes from all the team.
๐ŸŽ‚ ๐ŸŽ‰ ๐ŸŽˆ ๐Ÿฅณ

๐—–๐—ข๐—ฅ๐—ก๐—œ๐—ฆ๐—› ๐—”๐—–๐—–๐—ข๐—จ๐—ก๐—ง๐—œ๐—ก๐—š ๐—”๐—Ÿ๐—Ÿ๐—ฆ๐—ง๐—”๐—ฅ๐—ฆ ๐—™๐—ฃ๐—Ÿ ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ/๐Ÿฎ๐Ÿฒ - ๐—™๐—œ๐—ก๐—”๐—Ÿ ๐—ฅ๐—˜๐—ฆ๐—จ๐—Ÿ๐—ง๐—ฆCongratulations to Monsieur Jessney and The Untouchables for winn...
26/05/2026

๐—–๐—ข๐—ฅ๐—ก๐—œ๐—ฆ๐—› ๐—”๐—–๐—–๐—ข๐—จ๐—ก๐—ง๐—œ๐—ก๐—š ๐—”๐—Ÿ๐—Ÿ๐—ฆ๐—ง๐—”๐—ฅ๐—ฆ ๐—™๐—ฃ๐—Ÿ ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ/๐Ÿฎ๐Ÿฒ - ๐—™๐—œ๐—ก๐—”๐—Ÿ ๐—ฅ๐—˜๐—ฆ๐—จ๐—Ÿ๐—ง๐—ฆ

Congratulations to Monsieur Jessney and The Untouchables for winning the league with 2,308 points

๐Ÿฅ‡ The Untouchables - Monsieur Jessney - 2,308
๐Ÿฅˆ Gangsters Allardyce - Tony Thorpe - 2,256
๐Ÿฅ‰ Third degree Burn - Mathew Mayes - 2,237

If you would like to be involved next season please let us know.

Same time next year?

How often do you actually speak to your customers?Once a year at renewal, twice if they call you... that's not enough in...
20/05/2026

How often do you actually speak to your customers?

Once a year at renewal, twice if they call you... that's not enough in our view.

A few ways to fix it:

Monthly emails with something useful in them
Customer events at your premises, or down the pub!
A simple phone call to check in
Loyalty offers for the regulars

Doubling the number of transactions per customer is the easiest of the six numbers to shift. They already like you so give them more reasons to come back.

Free booklet with more ideas: https://www.cornishaccounting.com/articles/the-6-numbers-that-count

Your existing customers already trust you. They've bought from you once, so they'll buy from you again.The more you tell...
18/05/2026

Your existing customers already trust you. They've bought from you once, so they'll buy from you again.

The more you tell them, the more you sell.

A few questions worth asking:

What premium products could you offer?
What new lines could sit alongside the old ones?
Could you, and should you, raise your prices?

Doubling the average sale per customer over 12 months is a number most family businesses overlook. Put it on the wall and start measuring it.

This is from our free booklet - 6 Numbers:
https://www.cornishaccounting.com/articles/the-6-numbers-that-count

There's a simple way to grow your business over the next 12 months. Start with the customers you actually want.Define yo...
13/05/2026

There's a simple way to grow your business over the next 12 months. Start with the customers you actually want.

Define your ideal customer first... the ones who pay on time, value what you do, and come back for more.

Then become a sharp shooter and target only them.

If you sell to consumers, work out where they spend their time. Facebook ads, Google PPC, leaflet drops, lumpy mail through the door (we appreciate old school methods too!). Pick the route that puts you in front of the right people.

Doubling your ideal customers in 12 months is a real target that can be achieved, it just takes focus.

Here's a free booklet with more ideas:

https://www.cornishaccounting.com/articles/the-6-numbers-that-count

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