Hamilton Fraser

Hamilton Fraser ๐Ÿ‘ŒWeโ€™ve got you covered
๐Ÿฉผ Leading provider of cosmetic insurance services.

08/09/2026

Charlotte Body, founder of the Health Assembly, joins hosts Vicky Eldridge and Eddie Ho**er to discuss breaking down the taboos around men's health with her upcoming MEN event. While the stigma around conditions like prostate cancer is finally shifting thanks to high-profile advocacy, significant knowledge gaps remain. Practitioners frequently encounter these vital patient health questions, yet often lack the definitive answers needed to guide them confidently.โ €โ €

Listen to full episode: https://bit.ly/4czAnkR

04/09/2026

"A protector of your reputation and your practice, from start to finish."

Eddie Ho**er on what a Hamilton Fraser practitioner gets today that simply didn't exist in 1996.

Back then, scope of practice was narrow. Temporary fillers. Botulinum toxin. That was it. Now? Energy based devices. Threads. Fat dissolving. Mesotherapy. Polynucleotides. The market has exploded, and our cover has expanded with it, protecting against complications from treatments we never dreamed of insuring 30 years ago.

The way you access it has changed just as much. Full digital quote and buy from a PC, laptop or phone. Documents in your inbox instantly. A 24/7 ecosystem of training, advice and support. JCCP membership. Active work on safeguarding, aftercare and standards across the wider industry.

That's the shift Eddie's most proud of. Hamilton Fraser as risk management in the widest sense. Not just a seller of policies.

Watch below. If you're weighing up your own cover, our quote tool is here ๐Ÿ“–

https://bit.ly/4goJMhL

03/09/2026

We've created a mini-series of videos with our partner Lynton UK on introducing aesthetic technology into your clinic, covering everything from assessing readiness, to choosing the right device, training your team and maintaining best practice.

Introducing aesthetic technology can be a valuable opportunity to expand your treatment offering, attract new clients and enhance the services you provide. But the right decision always starts with understanding your clinic: your clients, your goals and your long-term direction.

In this video, Sales Manager Jamie Cross explores the key considerations when assessing whether your clinic is ready to take the next step.

Next up: once you know you're ready, how do you actually choose the right technology?

Read more on choosing and investing in aesthetic equipment:
https://bit.ly/4zrKT7w

The same patient in their twenties, forties and sixties is not, biologically, the same patient. Hormonal changes across ...
02/09/2026

The same patient in their twenties, forties and sixties is not, biologically, the same patient. Hormonal changes across the lifespan mean treatment planning has to evolve too.

Adolescence and early adulthood bring sebum, acne and post-inflammatory hyperpigmentation. Pregnancy and postnatal recovery bring melasma, sensitivity, contraindications for many treatments and delayed recovery. Perimenopause and menopause bring declining oestrogen, laxity, dryness, volume loss and treatments that no longer last as long. Andropause quietly affects men from midlife, changing skin thickness and facial structure. And thyroid or adrenal conditions may present at consultation before diagnosis, allowing thoughtful onward referral.

Patients who understand why their skin is changing are more likely to trust the treatment plan you build around it.

Read the full guide ๐Ÿ“–

https://bit.ly/4ftwFej

"I'm insured for aesthetic treatments, so I must be covered for this." Not necessarily.Cover should never be assumed. A ...
01/09/2026

"I'm insured for aesthetic treatments, so I must be covered for this." Not necessarily.

Cover should never be assumed. A practitioner may be qualified to prescribe a medicine, but that doesn't automatically mean every use of it is covered by their policy.

Before adding any new treatment or service, check that the treatment is specifically covered under your policy, that your profession and qualifications meet the insurer's requirements, whether additional training is needed, that the treatment sits within your scope of practice and competence, whether there are restrictions around off-label use, and that the product and supplier meet policy requirements.

If a treatment is not listed on your policy schedule, or you're unsure whether a particular use falls within cover, speak to your insurer before providing it.

Read our full guide ๐Ÿ“–

https://bit.ly/4fERiTx

31/08/2026

"If you strip away all the different brand names, the devices, the technologies, what we're actually trying to do when we resurface the skin, fundamentally, we're creating a controlled injury and asking the skin to respond to it."

That's Rhiannon Smith, cutting through the noise on our recent Hamilton Fraser and Lynton UK webinar on skin resurfacing.

Every device. Every brand. Every trend. All doing the same thing at a biological level: creating a controlled injury to stimulate repair and new skin growth. What differs is the type of injury and the healing response it triggers. But the biology is universal, and it's what patient selection, protocols and aftercare should ultimately answer to.

Which is why the technology on the label matters far less than most demo days would have you believe.

Watch the full webinar recording ๐ŸŽฅ

https://bit.ly/4hDZbvf

31/08/2026

"The training is really key."

That's Dr Samantha Hills, Clinical Director at Lynton UK , on this month's Aesthetics Business Cast.

The BMLA sets out three distinct types of training every laser and IPL practitioner should have. Treatment-specific training on how to actually deliver the treatment. System-specific training on how to select the right settings for the particular machine. And laser safety training, also known as the "core of knowledge".

Some manufacturers cover all three. Many will only deliver basic system training and no more. Which matters, because when Sam sees adverse events, it's usually one of those gaps showing up in practice. Incorrect skin type assignment. Overlapping during treatment. Treating patients with recent sun exposure. Small, avoidable mistakes that better training would have prevented.

Listen to the full episode ๐ŸŽ™๏ธ

https://bit.ly/4zeuRhk

28/08/2026

"We became more than just an insurance broker. More of a partner."

Eddie Ho**er on how practitioner protection has changed over three decades.

Back in 1996, we offered a basic medical malpractice policy. Quarter of a million pounds of indemnity. That was it.

Today it's ยฃ5 million standard indemnity, zero excesses on many treatments, and a suite of cover that didn't exist when we started. Public liability, clinic contents, employers' liability, cyber, bespoke cover matched to specific treatments and practitioner backgrounds. Nurses can insure for certain things. Prescribing nurses for more. Doctors for more still. Education sits alongside every policy.

"As we understood more about the sector, and the more we learned, we started to educate better those practitioners."

Watch below. If you're weighing up your own cover, our quote tool is here ๐Ÿ“–

https://bit.ly/4y7UJL6

One of the most stressful aspects of receiving a complaint or claim is the feeling that you have to manage it alone. You...
27/08/2026

One of the most stressful aspects of receiving a complaint or claim is the feeling that you have to manage it alone. You don't.

Resources available include the NHS Practitioner Health Programme for healthcare professionals experiencing stress, anxiety or burnout, Samaritans (24/7 on 116 123), BAMAN and BCAM peer support networks, BACP-accredited counsellors and therapists, and trusted mentors, supervisors and professional colleagues.

For Hamilton Fraser clients, our in-house claims team is on hand throughout the process. As Lorna Larke, Insurance Operations Lead, says:

"We understand how stressful it can be to face a complaint. Whether you're dealing with a dissatisfied client or a more serious incident involving a procedural complication, we're here to listen, provide expert advice and support you every step of the way."

Read the full guide on practitioner mental health here ๐Ÿ“–

https://bit.ly/3Tt7TCz

Five hormones that shape skin, and quietly shape treatment outcomes:Oestrogen supports collagen, elastin, hydration and ...
26/08/2026

Five hormones that shape skin, and quietly shape treatment outcomes:

Oestrogen supports collagen, elastin, hydration and healing. As levels decline, expect dryness, thinning, reduced elasticity and slower recovery.

Progesterone affects sebum, inflammation and the skin barrier. Fluctuations can drive breakouts, sensitivity and hydration changes.

Testosterone is present in all patients. Higher levels drive sebum and acne. Declining levels affect firmness, thickness and collagen support.

Thyroid hormones can present at consultation before diagnosis. Hypothyroidism: dry, coarse skin, puffiness, delayed healing. Hyperthyroidism: sensitivity, flushing, fragility.

Cortisol rises with persistent stress, reducing collagen production, slowing healing and increasing inflammation.

Read our full guide ๐Ÿ“–

https://bit.ly/4502nKa

Address

Limelight, 1st Floor Studio 3, Elstree Way
Borehamwood
WD61JH

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Website

Alerts

Be the first to know and let us send you an email when Hamilton Fraser posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Hamilton Fraser:

Shortcuts

Share