Winnington Financial Planning Ltd

16/09/2026

Women are earning more, living longer and holding more wealth than ever before. Yet significant financial gaps remain.

The gender pay gap, career breaks and lower levels of long-term saving continue to contribute to a wider pensions gap, affecting financial security later in life.

Our article explores the challenges many women face and looks at practical ways to build financial resilience through planning, review and long-term thinking.

🔗 Read the full article: https://ow.ly/N2H150ZNJmM

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 24/08/2026

14/09/2026

For some it's travelling the world. For others it's spending more time with family, volunteering, or pursuing hobbies.

Whatever your goals, planning ahead can help you work towards them.

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 28/08/2026

09/09/2026

The new retirement dilemma: preserve or spend your pension
(4 minutes read)
At a glance:-

> Most unused pension assets will be included in an estate for inheritance tax purposes from 6 April 2027.
> The rule change means many families will need to review their retirement income and estate planning strategies.
> Most pensions can be accessed from age 55 (rising to 57 from 2028).

The new retirement dilemma: preserve or spend your pension?

02/09/2026

In this week’s WeekWatch: markets digested comments from Fed Chair Kevin Warsh that raised expectations of further rate hikes, while Nvidia’s latest results reinforced confidence in the AI growth story. We also look at the FCA’s warning on using AI for investment decisions and the UK government’s latest message to businesses ahead of the Autumn Budget.

Read here: https://ow.ly/Asun50ZHK0y

21/07/2026

📈 The UK’s incremental 0.1% economic growth in May was unexpected but welcome. Assuming June’s numbers don’t disappoint, the UK economy could see growth of 0.3%-0.4% in the second quarter. Yet many investors remain cautious about the state of the UK economy.

Will yet another prime minister have the tools to turn things around? Read more in our latest market update: https://ow.ly/MFVY50ZpZvN

WeekWatch - 20/07/2026

15/07/2026

💲 The Japanese yen is currently trading against the dollar at levels not seen for 40 years. A weaker yen has pros and cons for Japan.
🛢️ After the Iran conflict reignited last week, brent crude oil went from under $72 a barrel to $78.
Read more in last week's market update: https://ow.ly/B5VP50ZmQ7p

WeekWatch

14/07/2026

Could your business survive losing its most valuable person?
(4 minute read)

At a glance:-

>The key people in your business are those who you rely on heavily for the company to function successfully. It may be a director or an employee with niche expertise or talent.
>Key person insurance can help keep your business afloat in the event that a key person in your company falls seriously ill or dies.
>Shareholder protection insurance allows existing shareholders to retain their equity stake in the company if a key person – such as the founder or chief executive – passes away.

Does your business rely on the talent or expertise of a key individual? If so, how would it fare if they were no longer able to work?

Could your business survive losing its most valuable person?

07/07/2026

New ISA rules are on the way.

From 2027, interest on cash held within stocks and shares ISAs will face a new charge, while a new first‑time buyer ISA is also being introduced.

👉 This article breaks down the changes in a clear and simple way: https://ow.ly/cUJ150Zk4i7

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 03/07/2026

The government has announced a 22% charge on the interest on cash savings held within non-cash ISAs, including stocks and shares ISAs and innovative finance ISAs, from April 2027. ISA providers and investors have been calling for government to give clarity on the treatment of cash holdings in non-ca...

24/06/2026

Rise in UK political uncertainty

After weeks of speculation and growing pressure, Keir Starmer announced his resignation as prime minister on 22 June. It comes after just under two years in office and means the UK will soon have its fifth prime minister in as many years. However, the next steps remain unclear. Even in the event of a smooth ‘coronation’ to a successor, the process could take several weeks.

WeekWatch - 22/06/2026

23/06/2026

Leaving your pension until “later” could cost you more than you think.
This is the power of a pension explained in 60 seconds. ⏰

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 2/6/2026