Tom Mawdsley Just Mortgages

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Tom Mawdsley Just Mortgages Approved by The Openwork Partnership on 02/08/2026
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Could a few changes make your home work better for you in the years ahead? 🏡From accessibility improvements to creating ...
15/10/2026

Could a few changes make your home work better for you in the years ahead? 🏡
From accessibility improvements to creating more practical living spaces, adapting the home may help some people remain comfortable in familiar surroundings for longer.
Speak to an Adviser if you would like to explore your options.

Later life financial decisions can sometimes have an impact on the people closest to you.Talking openly with family or b...
13/10/2026

Later life financial decisions can sometimes have an impact on the people closest to you.
Talking openly with family or beneficiaries can help everyone understand your priorities, plans and the potential longer-term implications of the choices you are considering.
An Adviser can help you explore the wider picture before making any decisions.

As temperatures begin to fall, thoughts often turn to keeping the home warm, comfortable and efficient through the colde...
08/10/2026

As temperatures begin to fall, thoughts often turn to keeping the home warm, comfortable and efficient through the colder months. 🍂
If improvements to your property are on your mind, it may be worth exploring the different ways they could potentially be funded.
Speak to an Adviser to understand the options available to you.

Later life can bring new priorities - from how you want to enjoy retirement to supporting family or making plans for you...
01/10/2026

Later life can bring new priorities - from how you want to enjoy retirement to supporting family or making plans for your home.
This International Day of Older Persons, it could be a good time to review whether your current plans still reflect what matters to you.
Speak to an Adviser to explore the options that may be available.

📅 The final months of the year can quickly become busy, making September a useful time to revisit plans that may have be...
29/09/2026

📅 The final months of the year can quickly become busy, making September a useful time to revisit plans that may have been postponed.
Whether you are thinking about your home, retirement, family support or unexpected costs, advice can help you understand the options available.
Speak to a Later Life Lending Adviser to start the conversation about your future plans.

As you repay your mortgage and property prices change, the amount you borrow compared with your home’s value may also ch...
29/09/2026

As you repay your mortgage and property prices change, the amount you borrow compared with your home’s value may also change.

This could influence which products and rates you are eligible for when it is time to review your mortgage. Eligibility will depend on your circumstances and the lender’s criteria. 📈🔑

A Just Mortgages adviser can help you understand where you currently stand: https://tinyurl.com/yhyatb2h



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 21/09/2026

When did you last look closely at the details of your mortgage?Knowing what you currently owe, the conditions attached t...
24/09/2026

When did you last look closely at the details of your mortgage?

Knowing what you currently owe, the conditions attached to your deal and whether any charges apply can help your adviser build a clearer picture of your needs. 🏠✅

Gather your latest mortgage statement and start preparing for your next review: https://tinyurl.com/yhyatb2h



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 21/09/2026

💬 Later Life Lending is about more than how much money you may be able to access.It is important to understand the costs...
24/09/2026

💬 Later Life Lending is about more than how much money you may be able to access.
It is important to understand the costs, how borrowing may affect the equity remaining in your home and the possible impact on your estate, future choices and means-tested benefits.
Speak to a Later Life Lending Adviser and involve your family or beneficiaries before making any decisions.

Six months can pass quickly, especially when there are finances, paperwork and lender requirements to consider.Reviewing...
22/09/2026

Six months can pass quickly, especially when there are finances, paperwork and lender requirements to consider.

Reviewing your mortgage ahead of time could help you avoid a last-minute rush and give you space to explore what may be suitable for your circumstances.🔍📄

💬Learn more about how you can prepare for your next mortgage: https://tinyurl.com/yhyatb2h



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 21/09/2026

🏠 More grandchildren, longer visits or changing care needs can all affect what you need from your home.You may be consid...
22/09/2026

🏠 More grandchildren, longer visits or changing care needs can all affect what you need from your home.
You may be considering an extension, accessibility improvements or creating a more flexible living space that works for different generations.
Speak to a Later Life Lending Adviser if changing family needs have made you reconsider how your home works for you.

🚨Base Rate Announcement🚨
17/09/2026

🚨Base Rate Announcement🚨

🏡 You do not necessarily need to be buying with a partner to become a homeowner.Whether you could buy alone may depend o...
17/09/2026

🏡 You do not necessarily need to be buying with a partner to become a homeowner.

Whether you could buy alone may depend on your income, available deposit, regular commitments, credit history and the price of the property.
Understanding your position early could help you set a realistic budget and focus your property search.

A mortgage adviser can help you understand your potential borrowing range and what could be realistic for your circumstances.

📩 Speak to a Just Mortgages adviser to take your first step towards home ownership: https://tinyurl.com/3wsbz5ms



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 07/09/2026.

🛠️ As life changes, the way you use your home may change too.An unused room could become a practical bedroom, accessible...
15/09/2026

🛠️ As life changes, the way you use your home may change too.
An unused room could become a practical bedroom, accessible bathroom, hobby space or somewhere for family to stay. For some homeowners, property wealth may be one way to support suitable improvements.
Speak to a Later Life Lending Adviser to explore whether later life lending could support your plans.

Buying alone can mean managing each decision and cost independently, but you do not have to work everything out by yours...
15/09/2026

Buying alone can mean managing each decision and cost independently, but you do not have to work everything out by yourself.

A mortgage adviser can explain the application process, help you understand how lenders may assess your finances and explore options based on your circumstances.

You may discover that your plans are already realistic, that you need more time to prepare or that adjusting your property budget could help.

📩 Speak to a Just Mortgages adviser about your next steps: https://tinyurl.com/3wsbz5ms



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 07/09/2026.

📊 Your priorities and everyday costs may change throughout retirement, which means the income you originally expected to...
11/09/2026

📊 Your priorities and everyday costs may change throughout retirement, which means the income you originally expected to need may change too.
If household expenses, future plans or one-off costs are on your mind, advice can help you understand the wider options available.
Speak to a Later Life Lending Adviser to discuss whether your current arrangements still support your retirement plans.

Preparing your financial information before speaking to a mortgage adviser could help make your initial conversation mor...
10/09/2026

Preparing your financial information before speaking to a mortgage adviser could help make your initial conversation more productive.📄

You may be asked about your income, deposit, regular spending, existing commitments and the property price you are considering.

Income from self-employment, bonuses, commission or several sources may be assessed differently between lenders.

📩 Speak to a Just Mortgages adviser to find out what information you may need: https://tinyurl.com/3wsbz5ms



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 07/09/2026

👨‍👩‍👧‍👦 Some homeowners consider using property wealth to support younger family members with education, housing or othe...
09/09/2026

👨‍👩‍👧‍👦 Some homeowners consider using property wealth to support younger family members with education, housing or other significant life plans.
Before making any decisions, it is important to consider your own future needs, involve your family and explore all available options.
Speak to a Later Life Lending Adviser to understand the options and wider considerations involved.

🏡 Buying a home does not have to be something you do with a partner.Your mortgage options may depend on your income, dep...
08/09/2026

🏡 Buying a home does not have to be something you do with a partner.

Your mortgage options may depend on your income, deposit, regular outgoings, credit history and the price of the property you are hoping to buy.
A mortgage adviser can help you understand your potential borrowing range and whether home ownership could be realistic for you.

📩 Speak to a Just Mortgages adviser to explore your options: https://tinyurl.com/3wsbz5ms



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 07/09/2026

🏠 A missed payment doesn’t always mean your mortgage plans have to stop.Lenders may consider when it happened, how much ...
03/09/2026

🏠 A missed payment doesn’t always mean your mortgage plans have to stop.

Lenders may consider when it happened, how much was involved, whether it has been resolved and your current financial position.

If you’re thinking about buying a home, getting advice before you apply could help you feel more prepared.

🔗 Find out more via the link: https://tinyurl.com/yc3pwppa

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 24/08/2026.

🔍 Had credit issues in the past and unsure where you stand?Older credit issues may be viewed differently to recent ones,...
01/09/2026

🔍 Had credit issues in the past and unsure where you stand?

Older credit issues may be viewed differently to recent ones, especially if they’ve been resolved and your finances have been managed well since.
Every lender has different criteria, so it’s worth speaking to an adviser before ruling yourself out.

🔗 Read the full blog here: https://tinyurl.com/yc3pwppa

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 24/08/2026.

Address

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Disley
SK122BG

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 2pm
Sunday 9am - 2pm

Telephone

+447872580187

Website

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