Milesh Lakhani Property

Milesh Lakhani Property Strategic Property Advisor helping investors make smarter property and business decisions.

The buyers haven’t disappeared. Their buying power has changed.Buyer searches: ↑ 7%Sales agreed: ↓ 6%And the impact of h...
10/09/2026

The buyers haven’t disappeared. Their buying power has changed.

Buyer searches: ↑ 7%

Sales agreed: ↓ 6%

And the impact of higher mortgage rates?

Someone able to borrow £200,000 in January could now borrow around £182,000 for roughly the same monthly payment in the example highlighted by Zoopla.

Around 9% less buying power.

So perhaps this isn’t simply a demand problem.

It’s an affordability problem.

And for property investors, there’s a lesson here.

Don’t start with:

“What does the seller want?”

Start with:

“What can I afford to pay for this deal to work?”

Because a good property at the wrong price can still be a bad investment.

Are you seeing sellers become more realistic on price?

Source: Zoopla August HPI figures

PropertyBusiness

This wasn’t just a family holiday.This summer we took our children to Uganda — a country that holds an important place i...
08/09/2026

This wasn’t just a family holiday.

This summer we took our children to Uganda — a country that holds an important place in our family history.

In 1972, my parents were forced to leave Uganda under Idi Amin’s regime and rebuild their lives elsewhere.

More than 50 years later, we visited the schools they attended, explored the country, went on safari and shared that history with our children.

It gave me a lot to think about.

Particularly what security really means.

For me, it isn’t simply about accumulating wealth.

It’s about resilience.

Assets.

Different sources of income.

And having choices when life doesn’t go according to plan.

That’s shaped the way I’ve approached property and business for years.

Property was the vehicle.
Choice was the destination.

And it’s still the question I think every investor should start with:

What do you actually want property to make possible?

If you’re struggling to answer that — or you’re unsure whether your current property strategy is actually taking you towards it — send me a DM.

That’s exactly what I help investors work through.

07/09/2026

Getting an offer right from the start is crucial. You need to do your due diligence to reduce risk as you move through the process. Understanding and refining that cost is key to a successful offer.

Higher rents don’t necessarily mean higher profits.Over the last five years:Rental income ↑ 26%Landlord costs ↑ 56%And a...
03/09/2026

Higher rents don’t necessarily mean higher profits.

Over the last five years:

Rental income ↑ 26%

Landlord costs ↑ 56%

And almost 59p of every £1 received in rent is now being consumed by expenses.

It’s an important reminder that rent isn’t profit.

Finance.

Maintenance.

Management.

Compliance.

Voids.

Unexpected costs.

They all matter.

That’s why every deal should be assessed on more than its headline rent or yield.

Does it work on today’s numbers?

And just as importantly:

Does it still work when things don’t go to plan?

Property is a business.

And in today’s market, understanding your cashflow and building in sufficient buffers has never been more important.

Source: Hello Neighbour analysis of HMRC Property Income data

Cashflow

02/09/2026

When evaluating a property deal, focus on adding value from the start. Understand potential design changes and their costs upfront. Engaging with design professionals early is crucial for accurate budgeting and a successful offer.

31/08/2026

Many jump into property buying without a clear business plan. Owning one or a thousand properties means you're in business. Integrating accounting, regulatory, and finance aspects from the start is crucial, no matter your portfolio size. This mindset pays off.

September is coming.For many investors, it feels more like New Year than January.The people who make the biggest progres...
27/08/2026

September is coming.

For many investors, it feels more like New Year than January.

The people who make the biggest progress in the final quarter don’t suddenly get motivated.

They get prepared.

Use the rest of the summer to build your plan.

September will arrive faster than you think.

26/08/2026

It's all about having the right strategy from the start. If you're looking for a 6-week plan to quit your job, I might not be the right person. But if you're ready to realistically 10X your plan with the right knowledge and support to understand your individual timescale, let's get started.

24/08/2026

Stress testing property numbers is crucial to ensure you buy at the right price. Often, the right price is significantly lower than the asking price. This requires strategic planning, a clear exit strategy, and numerous viewings to find genuine opportunities.

23/08/2026

You don't need all the money to enter a deal, but you do need some. Walking in with nothing makes it harder and your lender more expensive. This pressure impacts your end value and the deal itself.

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