PJG Accounting

05/09/2026

We ❤️ these maniacs

03/09/2026

📚 The Hidden Cost of Poor Bookkeeping

“I’ll sort it later.”

We've all said it. 😅

But poor bookkeeping can cost your business more than you might think.

🧾 Lost receipts can mean missed expenses.
⏰ Messy records take longer to sort out.
📊 Out-of-date figures make it harder to know how you're actually doing.
💷 And paying your accountant to untangle 12 months of mystery transactions isn't the best use of your money!

Good bookkeeping doesn't need to be complicated.

Keep on top of it little and often – or let us do it for you.

You run the business.

We'll keep the numbers tidy.

– Anne

01/09/2026

28/08/2026

🎒 Back to Business: Time for a Financial Reset?

The summer holidays are almost over, the kids are heading back to school and something vaguely resembling normality is about to return! 😅

For many small business owners, summer means juggling work, holidays, childcare and everything else life throws at you.

And occasionally...

The bookkeeping loses that battle.

So, if the receipts have been breeding in the van and there are a few jobs you've been meaning to catch up on, September is a great opportunity for a quick financial reset.

📚 Catch up with the bookkeeping

Get those receipts recorded, invoices raised and paperwork sorted. Knowing where you actually stand makes everything else much easier.

💷 Chase the outstanding invoices

If you've done the work, you deserve to be paid for it. Have a look through anything outstanding and give those late payers a gentle nudge.

📊 Check your cash flow

What's coming in? What's going out? Are there any big bills approaching? And have you remembered to put something aside for tax?

A quick look now can prevent an unpleasant surprise later.

🏷️ Review your prices

Materials, fuel, wages and other costs change.

If your costs have increased but your prices haven't, you could be working harder without actually earning any more.

Being busy is great – but being busy and making a profit is even better.

And finally, have a think about the next few months.

More work coming in? New equipment needed? Thinking about taking someone on?

A little planning now can make the rest of the year considerably easier.

And if summer has left your accounts looking slightly less organised than you'd like...

Don't panic.

We can help you get everything back on track while you get back to running your business.

- Kira

20/08/2026

🤔 "My accountant told me..."

We've heard that sentence quite a lot lately.

And sometimes what follows isn't quite right.

So, thanks to Kira's idea this week, let's bust a few accounting myths...

❌ "My accountant said I can't claim that."

Maybe you can't. But you should be told why.

Something as simple as pens, paper or equipment bought for your business can be a perfectly legitimate expense.

❌ "I'm not allowed to put that through the business."

Again... why?

Some things aren't allowable for tax. Some have a personal element. Some are treated differently depending on the circumstances.

But you deserve an explanation rather than just "no".

❌ "My accountant said I have to pay this."

Tax bills shouldn't be mysterious numbers that appear with instructions to pay them.

You should understand what you're paying, why you're paying it and how it was calculated.

❌ "That's just how accountants do it."

One of our favourites. 😂

There are rules we all have to follow, but that doesn't mean they can't be explained in normal English.

❌ "I don't ask questions because I probably won't understand the answer."

This one bothers us the most.

You don't need to understand accountancy.

That's our job.

Our other job is explaining it in a way that makes sense to you.

Your accountant should never be the financial equivalent of a parent saying:

"Because I said so."

Ask questions.

Ask why.

And if you don't understand the answer, ask again.

It's your business and your money.

You deserve to understand both.

– Anne

14/08/2026

Apparently, AI is ruining everything... 🤖

We disagree.

We think AI is brilliant.

Not because it can replace people. Not because it knows everything. And definitely not because everything it produces is perfect.

Because it's a tool.

We use calculators.
We use accounting software.
We use spreadsheets.
We use automation.
We use AI.

And we use all of them for exactly the same reason – to help us do things more efficiently and spend more of our time doing the things that actually need a human being.

AI doesn't replace our knowledge.
It doesn't make decisions for us.
It doesn't speak to worried clients.
And it certainly isn't responsible for the accounts we produce.

But can it save us time? Absolutely.

And can it create the slightly ridiculous pictures we use on Facebook every week?

Usually. 😂

None of us at PJG are artists.

We could pay a professional illustrator every week to create pictures for our social media...

But that would be a spectacular misuse of company funds.

So, this week, in solidarity with those who aren't fans of AI, we've created the accompanying artwork entirely ourselves.

No artificial intelligence.

Just genuine human creativity.

We think the results speak for themselves. 🎨😂

We'll stick to the accounts.

And we'll let AI draw William again next week.

– Anne

06/08/2026

📢 A little bit of exciting news from PJG Accounting...

As our client base continues to grow, we're delighted to welcome **Kira** to the team!

Kira joins us as our **Practice Administrator** and will be helping behind the scenes with administration, client support and keeping everything running smoothly.

Many of you will hear from her over the coming weeks as she settles into the role, so please join us in giving her a very warm PJG welcome.

Growing the team is a big milestone for us, and it's only possible because of the fantastic support we've received from our clients over the years.

Thank you for helping us grow.

We're excited to have Kira on board and can't wait for you to meet her.

Welcome to the team, Kira! 🎉

– Anne