Phoenix Financial Planning Ltd

10/08/2026

Buying a home? Don't forget to budget for more than just your deposit. 🏡

Saving for a deposit is a huge achievement, but it's worth remembering there are a few other costs to think about too.
These can include:
✔ Solicitor's fees
✔ Property surveys
✔ Stamp Duty (if applicable)
✔ Mortgage Fees (if applicable)
✔ Removal costs
✔ Home insurance

A little planning now can help you avoid unexpected surprises later.

If you're not sure what to budget for, or you've got questions about the home -buying process, we're always happy to have a chat.

📍Located in Howden
www.phoenixfinancialplanning.co.uk

09/08/2026

Look who is back for the August edition:

Phoenix Financial Planning Ltd who you all know and love and are here to help with all your questions, queries and problems.

Is your current mortgage deal coming to an end?
If it is, now could be a good time to review your options.

Whether you're coming to the end of a fixed rate deal or simply want to understand what's available, getting advice early can help you make an informed decision.
At Phoenix Financial Planning, they will provide clear, straightforward mortgage advice tailored to your individual circumstances.

📍Based in Howden
📲01430 265046
www.phoenixfinancialplanning.co.uk

09/08/2026

Please 🙏 can people get me to 600 followers
fans

07/08/2026

Buying a home can feel like a big step, but you don't have to do it on your own.
Here's what your mortgage journey usually looks like...

✔ A friendly initial chat
✔ Finding a mortgage that's right for you
✔ Submitting your application
✔ Receiving your mortgage offer
✔ Collecting the keys to your new home 🏡

We'll guide you through every stage, answer your questions and help make the process as straightforward as possible.

If you're thinking about buying a home or remortgaging, we'd love to help.

📍Based in Howden
📲01430 265046
www.PhoenixFinancialPlanning.co.uk

05/08/2026

Can I get a mortgage if I'm self-employed?
The simple answer is... yes, in many cases you can!

Being self-employed doesn't automatically stop you from getting a mortgage. Lenders will usually ask for a little more information, such as your accounts or tax returns, but there are plenty of mortgage options available.
Every person's situation is different, which is why tailored advice can make all the difference.

If you're self-employed and thinking about buying your first home, moving house or remortgaging, we'd be happy to help.

📍Based in Howden
📲 01430 265046
www.PhoenixFinancialPlanning.co.uk

03/08/2026

One of the most common questions we get asked is...
Should I choose a fixed-rate or variable-rate mortgage?

🏠Fixed-rate mortgage:
Your monthly repayments stay the same for an agreed period, making it easier to budget.

📈Variable-rate mortgage:
Your repayments can go up or down depending on changes to interest rates.

There's no right or wrong choice, it all comes down to your circumstances, plans and what works best for you.
If you're unsure which option might suit you, we're always happy to talk you through it.

📍Based in Howden
📲01430 265046
www.PhoenixFinancialPlanning.co.uk

01/08/2026

31/07/2026

31/07/2026

What makes a house feel like a home?
For some, it’s a cosy kitchen where everyone ends up together.
For others, it’s a sunny garden, a spot for the dog to run around, or finally having that spare room you’ve always wanted.

Everyone’s idea of “home” is different, and that’s what makes finding the right one so special.

We’d love to know… what’s the one thing that makes a house feel like home for you? Whether you’re buying your first home, moving somewhere bigger or simply exploring your options, Phoenix Financial Planning is here to help you every step of the way.

📍 Howden
📲01430 265046
www.phoenixfinancialplanning.co.uk