13/10/2026
Three years ago, you implemented invoice finance. It solved an immediate problem – gave you breathing room when payment terms stretched to 60 days and growth required working capital you didn’t have sitting in the bank.
It worked. Still does, technically.
But here’s the conversation most brokers won’t have with you: the facility that made sense at £3 million turnover rarely makes sense at £8 million. The product appropriate for a business chasing payment often isn’t appropriate for a business with established client relationships and internal credit control. And the terms you accepted when you desperately needed funding aren’t the terms you’d negotiate today from a position of strength.
Most businesses don’t realise they can – or should – review their invoice finance arrangements. They assume switching is complicated, that loyalty matters, or that “if it’s not broken, don’t fix it” applies to financial facilities the same way it applies to operational systems.
It doesn’t.
Find why along with full details in our blog 'The Refinance Conversation No One’s Having: When Your Existing Invoice Finance Facility Stops Working': https://bit.ly/4AM1Lq8
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