What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Prosperum Commercial Finance

Home
United Kingdom
Liverpool
Prosperum Commercial Finance

Prosperum Commercial Finance works with clients to find them the right solution for them

Commercial Finance Broker, we help businesses with bespoke finance solutions to suit their needs. This ranges from loans to help grow or pay bills, invoice finance to massage cash-flow and asset finance when they need to purchase vehicles or equipment. We can also arrange commercial mortgages and unregulated bridging loans.

16/09/2026

🚜 BIG CONTRACT. NEW EQUIPMENT. ONE PROBLEM…

Billy’s just won a great new contract. 🎉

But to deliver it, he needs a £45,000 mini excavator.

He could pay cash…

But does he really want £45,000 disappearing from the bank overnight? 💸

That cash might be needed for wages, materials, VAT, another contract — or simply to give the business a healthy buffer.

That’s where asset finance comes in.

Instead of tying up £45k in one purchase, Billy can potentially spread the cost over an agreed term and put the machine to work straight away.

✅ New equipment
✅ Predictable repayments
✅ Cash preserved in the business
✅ Capacity to take on more work

Because having the cash doesn’t necessarily mean you have to use it.

Sometimes financing the asset and keeping your working capital available is the smarter option.

New contract. New machine. Cash still in the business. 👌

Need a vehicle, plant, machinery, IT or other business equipment?

📞 01925 980135
📧 [email protected]
🌐 Prosperumcf.com

Prosperum Commercial Finance
Helping businesses buy things, pay bills and manage cashflow.

14/09/2026

💷 YOU’VE GOT THE CASH… SO WHY BORROW?

If your business has £50,000 in the bank and needs a £50,000 machine, surely you just buy it outright?

Not necessarily.

Cash in the bank gives a business options.

It pays wages, buys stock, covers VAT, deals with the unexpected and — most importantly — gives you the ability to grab the next opportunity when it comes along.

Asset finance can allow you to acquire the vehicles, machinery, equipment or technology your business needs without wiping a big chunk out of your cash reserves in one go.

🚐 Vehicles
🏗️ Plant & machinery
💻 IT & technology
🏭 Manufacturing equipment
🪑 Office equipment
…and plenty more.

The asset gets to work today, while you spread the cost over an agreed period.

Sometimes the question isn’t:

“Can I afford to buy it?”

It’s:

“Is buying it outright the best use of my cash?”

That’s where having a broker who can compare lenders and structure the right deal can make a difference.

Thinking about investing in new equipment or vehicles? Give me a shout.

📞 01925 980135
📧 [email protected]
🌐 Prosperumcf.com

Prosperum Commercial Finance
Helping businesses buy things, pay bills and manage cashflow.

11/09/2026

😂 FUN FRIDAY — jumping on the 80s trend…

Apparently this is what Prosperum Commercial Finance would have looked like in 1986.

☎️ Mobile phone the size of a house brick
📠 “I’ll fax the proposal over.”
💾 CRM system: a Filofax
☕ Deals fuelled by questionable coffee
👔 And enough material in that suit to upholster a small office 😂

Thankfully, commercial finance has moved on a bit since then.

Applications are faster, there are far more lenders and I no longer need to fax anyone a proposal…

But one thing hasn’t changed:

Businesses still need someone who knows where to go when they need funding.

Although I’m not going to lie…

I think I could pull off the suit. 😂

Have a great weekend!

09/09/2026

⚖️ PII renewal lands… and Cashflow Crunch strikes again. 😈

For many solicitors and professional firms, Professional Indemnity Insurance can be a significant annual expense.

And when the renewal arrives with a finance option attached, it’s tempting to simply tick the box and move on.

But convenient doesn’t always mean competitive.

You shopped around for the insurance — why wouldn’t you shop around for the finance too?

Through Prosperum, we can help eligible firms:

✅ Spread the premium over 10 months
✅ No Personal Guarantee*
✅ Keep valuable cash in the business
✅ And we can often beat the finance offered alongside the insurance

Already got your PII finance quote?

Send it over and let’s see if we can beat it.

Don’t just renew it. Review it.

📞 01925 980135
📧 [email protected]
🌐 Prosperumcf.com

Finance subject to approval and lender criteria.

07/09/2026

⚖️ PII renewal coming up? Don’t just renew it. Review it.

You may have shopped around for your Professional Indemnity Insurance, but have you compared the finance too?

We can help eligible professional firms:

✅ Spread the premium over 10 months
✅ No Personal Guarantee*
✅ Preserve valuable working capital
✅ And we can often beat the finance offered alongside the insurance

Already got your PII finance quote? Send it over and let’s see if we can beat it.

📞 01925 980135
📧 [email protected]
🌐 Prosperumcf.com

Subject to approval and lender criteria.

04/09/2026

😂 Friday 5pm…

Laptop closed.
Phone down.
“That’s me done until Monday.”

Every business owner knows exactly what happens next…

📱 Customer: “Quick question…”
📧 New enquiry: “Can you quote this over the weekend?”
💸 Late Laura: “I’ll definitely pay that invoice Monday.”
🧾 Terry Taxman: “Just a friendly reminder…”

And then, just when you’ve finally switched off…

💡 11:47pm:
“I’ve just had a brilliant idea for the business.”

Because apparently business owners don’t have weekends…

We just work somewhere different. 😂

Have a great weekend everyone — and try not to check your emails. 👀

Prosperum Commercial Finance
Helping businesses buy things, pay bills and manage cashflow.

📞 01925 980135
📧 [email protected]
🌐 Prosperumcf.com

02/09/2026

🎉 Great news, you’ve won the contract!

More work. More turnover. More growth.

Then Mr 60 Days walks through the door… 😏

“One small thing… our standard payment terms are 60 days.”

Suddenly that fantastic new contract creates another problem.

Your staff don’t wait 60 days for their wages.
Your suppliers don’t wait 60 days.
Materials need buying now.
Rent, utilities and overheads still need paying now.

But your customer?

“See you in 60 days!” 👋

For businesses like manufacturers, recruiters, logistics companies and other B2B firms, rapid growth can actually put more pressure on cashflow, not less.

That’s where invoice finance can help.

Instead of waiting 30, 60 or even 90 days for customers to pay, you can potentially release up to 90% of the value of your invoices upfront, giving you the working capital to keep delivering, paying suppliers and taking on the next contract.

Because a great contract shouldn’t create a cashflow problem.

Already dealing with a Mr 60 Days of your own? Give me a shout.

📞 01925 980135
📧 [email protected]
🌐 Prosperumcf.com

Prosperum Commercial Finance
Helping businesses buy things, pay bills and manage cashflow.

01/09/2026

🇬🇧 What actually is the Growth Guarantee Scheme?

You might have seen GGS mentioned recently following the announcement of billions of pounds of additional lending capacity for UK businesses.

The Growth Guarantee Scheme helps eligible UK businesses access finance through accredited lenders, with the Government providing a 70% guarantee to the lender.

⚠️ Important: this isn’t a grant and it doesn’t mean the Government pays 70% of your loan. Your business remains responsible for 100% of the borrowing.

So, who is it actually for?

As a starting point, your business will generally need to:

✅ Be UK-based and carrying out trading activity
✅ Have a viable business proposition
✅ Be looking for finance for a legitimate business purpose
✅ Meet the lender’s normal credit and affordability requirements
✅ Usually have turnover within the scheme’s qualifying limit
✅ Not be a business in an excluded sector

And importantly…

GGS doesn’t turn an unlendable business into a lendable one.

The lender still assesses the application and needs to be comfortable that the business can afford the borrowing.

GGS-supported finance can potentially be used for:

🚐 Vehicles & equipment
💷 Working capital
📈 Growth & expansion
🔄 Refinancing existing debt
🏢 Investment in the business

And facilities can include business loans, asset finance, invoice finance and other forms of funding, depending on the accredited lender.

So if you’ve got an established, viable business with a genuine funding requirement and want to know whether GGS could be an option, that’s the conversation I’m looking for.

📞 01925 980135
📧 [email protected]
🌐 Prosperumcf.com

Prosperum Commercial Finance
Helping businesses buy things, pay bills and manage cashflow.

28/08/2026

😂 Ahhh… month end. The time when turnover looks great but your bank balance has other ideas.

You’ve been busy.
You’ve invoiced plenty.
The business is profitable.

But then payroll, suppliers, VAT, rent and everything else decides it wants paying NOW… while your customers are happily sitting on 30, 60 or even 90-day terms. 😩

That’s the important bit:

Profit doesn’t pay the bills. Cash does.

And sometimes the money your business needs is already there — it’s just sitting in unpaid invoices.

Invoice finance can help turn those invoices into available cash, giving you the breathing room to pay bills, take on new work and keep growing without constantly watching the bank balance.

So if this carousel feels a little too familiar this month end… 👀

Give me a shout.

📞 01925 980135
📧 [email protected]
🌐 Prosperumcf.com

Prosperum Commercial Finance
Helping businesses buy things, pay bills and manage cashflow.

26/08/2026

You can be busy, profitable and growing… and still be constantly chasing cash. 💸

That’s the problem with waiting 30, 60 or even 90 days to get paid.

Invoice finance turns invoices into working cash — so your money keeps up with your business.

✅ Pay staff & suppliers
✅ Take on bigger contracts
✅ Invest in equipment
✅ Stop worrying about when customers will pay

Better cashflow. Better business. Better life.

Want to know what your unpaid invoices could unlock?

📞 01925 980135
📧 [email protected]
🌐 Prosperumcf.com

Address

Services Available In:
Liverpool
WA89DZ

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://prosperumcf.com/

Alerts

Be the first to know and let us send you an email when Prosperum Commercial Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Prosperum Commercial Finance:

Want your business to be the top-listed business in Liverpool?