Capitalixe

Capitalixe Payments & banking solutions to help scale your business.

We are a foreign exchange, international payments and banking systems consultancy leveraging the latest in financial technology.

A FATF grey listing can change your banking situation overnight, even when nothing about your business has changed.⛓️ Th...
24/09/2026

A FATF grey listing can change your banking situation overnight, even when nothing about your business has changed.⛓️

That distinction matters.

Grey listing assesses weaknesses in a country’s AML and counter terrorist financing framework. It does not place individual businesses under suspicion and it is not a sanction.

Yet banks still have to decide how much risk and additional compliance work they are willing to take on.

That is where businesses can start seeing the impact through deeper checks, more documentation and fewer providers willing to assess them.

And with 22 jurisdictions on the FATF grey list as of June 2026, this affects businesses across markets ranging from Monaco and Kuwait to Bulgaria and the British Virgin Islands.

In her latest article, Elena explains what FATF grey listing actually means, how it can affect business banking and what companies can do to prepare.

Read the full article on our website.🌐

22/09/2026

This conversation with Monica Millares isn’t recent.

Listening back, one thing stood out: some things in fintech are still very much the same.

We talk a lot about better technology, faster payments and smoother customer experiences.
Yet sometimes improving the industry starts with something much simpler: transparency.

Especially when the answer is no.

If you cannot support a customer, tell them. If something changes, communicate it. If your team needs context, give it to them.

Silence rarely creates a better experience.

It’s interesting to revisit this conversation and realise how relevant the message still feels today.

What do you think would make fintech more transparent? 🤔

FX requirements can look very different from one business to another.It often comes down to where customers are paying f...
21/09/2026

FX requirements can look very different from one business to another.

It often comes down to where customers are paying from, where suppliers or partners need to be paid, and which currencies the business ultimately needs to hold.

Common conversions include EUR → USD, EUR → GBP and USD → EUR, alongside more complex routes such as local currency → USD → CNY, AED → USD/EUR and stablecoins → fiat.🪙

For businesses operating internationally, the right FX setup can make moving money across markets considerably simpler, particularly when multiple currencies and payment corridors are involved.

Which FX route is most important to your business?

Correspondent banking is one of the least visible parts of international payments, yet it can have a huge impact when so...
18/09/2026

Correspondent banking is one of the least visible parts of international payments, yet it can have a huge impact when something goes wrong.🎯

Banks rely on correspondent relationships to access currencies and markets they cannot reach directly.

That means a business can face delayed or rejected payments even when its own bank is still willing to support it.

This matters even more as correspondent networks continue to shrink.

For businesses moving money across borders, resilience depends on understanding the routes behind the provider and avoiding too much reliance on a single one.

In her latest article, Lissele Pratt explains how correspondent banking works, why these relationships are declining and what businesses can do to reduce the risk.

Read the full article on our website.📖

Crypto and stablecoins are becoming harder for gambling operators to ignore.They can bring faster deposits, withdrawals,...
17/09/2026

Crypto and stablecoins are becoming harder for gambling operators to ignore.

They can bring faster deposits, withdrawals, and crypto-to-fiat conversion, while also raising important questions around compliance, security, and player trust. 🔐

At SBC Summit 2026, our co-founder will explore how regulated operators can navigate that balance alongside Ian Sherrington, CEO at Crownstar, Domenico Roberto Paradisi, Head of Payments at PressEnter Group, Martha Brincat, Chief Regulatory Officer at Malta Gambling Authority and Julian Goffin, Co Founder and CEO at Alunafi Ltd. The session will be moderated by Bruce Porter Jr., CEO at GlobalBoost.

Curious about where blockchain banking fits into gambling payments?
Add this one to your SBC agenda. 🗓️

See you there!

International payments get expensive when the infrastructure behind them is fragmented.A business might collect in one c...
15/09/2026

International payments get expensive when the infrastructure behind them is fragmented.

A business might collect in one currency, convert through another provider and use a separate route to pay suppliers or customers in another market.

Every additional step can add more operational complexity.

One of our partners brings several of those requirements into one setup:

🔹 Multi-currency accounts supporting up to 38 currencies
🔹 Payments in 160+ currencies to 130+ countries
🔹 SWIFT, SEPA and local payment routes
🔹 FX and currency conversion
🔹 Bulk and scheduled payments
🔹 Real-time reporting and reconciliation tools

For businesses managing regular cross-border flows, having more of that infrastructure connected can mean fewer handoffs between providers and better visibility over how funds move.

The right setup ultimately depends on where you collect, where you pay and which currencies you need along the way.

If your current setup feels more complicated than it needs to be, we’re always happy to have a chat and see what options could make things easier.

📩 [email protected]

Europe’s payments market is operating at enormous scale.In the second half of 2025, the euro area recorded 83.5 billion ...
14/09/2026

Europe’s payments market is operating at enormous scale.

In the second half of 2025, the euro area recorded 83.5 billion non-cash payment transactions, with a combined value of €117.8 trillion.💰

According to the European Central Bank, transaction volumes grew 6.9% compared with the same period in 2024.

For businesses, that growth puts greater expectations on the infrastructure moving money behind the scenes.

Higher volumes leave less room for slow settlements, unreliable payment rails or too much dependence on a single provider.

As payment activity continues to grow, resilience becomes just as important as capacity.

Because handling more transactions is only valuable if your infrastructure can handle them reliably.

What do you think businesses should prioritise as payment volumes continue to grow?📈

Growth tends to expose the limits of a banking setup pretty quickly.What once felt simple can become harder to manage as...
10/09/2026

Growth tends to expose the limits of a banking setup pretty quickly.

What once felt simple can become harder to manage as transaction volumes increase, more currencies come into play and financial operations become more demanding.😶‍🌫️

At that point, businesses often start building workarounds around the problem.

More manual checks.
More time spent chasing settlements.
More pressure on finance teams.
More dependence on providers that may no longer fit the way the business operates.

That friction can become expensive long before it becomes urgent.

A stronger banking setup should give the business more flexibility, not create more admin as it grows.⚠️

08/09/2026

Setting up banking in the UAE isn't always as straightforward as businesses expect.

For many international companies, the process can involve extensive documentation, in-person requirements, and timelines that don't always match the pace at which they want to expand.

That's why we're seeing more businesses explore alternative payment solutions that allow them to start operating while maintaining access to the international payment capabilities they need.

Our co-founder, Lissele Pratt, explains why multi-currency accounts are becoming an increasingly popular option for businesses operating in or expanding into the UAE, and how they can simplify international payments while reducing operational complexity.

Every expansion journey is different.
If the UAE is your next destination, we're here to help you explore the right options. 🤝

Cross-border payments have come a long way.But the next phase is not just about moving money faster.💸 It is about making...
07/09/2026

Cross-border payments have come a long way.
But the next phase is not just about moving money faster.💸

It is about making international payments safer, more transparent and more consistent across markets.

In remarks published on July 8th, the Financial Stability Board highlighted several frictions that still need solving, from data sharing and fraud prevention to capital controls, sanctions screening and FX access restrictions.

Faster payments only create real value when businesses can rely on them.
The bigger challenge now is coordination.

Different markets have different rules, infrastructure and priorities, so improving cross-border payments will depend on balancing speed with security, transparency and regulatory requirements.

As the FSB put it, the roadmap may be nearing its end, but the journey is not.

What do you think matters most in the next phase of cross-border payments?🤔

Address

71-75 Shelton Street
London
WC2H9JQ

Telephone

+442080888035

Website

,

Alerts

Be the first to know and let us send you an email when Capitalixe posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share