Terry Stephens

05/10/2025

Exquisite. This Victorian home is an intriguing blend of stunning aesthetics and functional efficiency. With a firm nod to its heritage, it delights the senses at every turn. Its magnificent refurbishment is testimony to the owners’ passion, ambition… and an understanding bank manager.

This is a home you will be proud to entertain in. The high ceilings, alcoves and open fire places in the living and dining rooms create an ambience of grandeur and warmth. A signature theme of this property is its generous room sizes with the reception rooms and two main bedrooms flooded in natural light.

The galley kitchen features stone benchtops, shaker cabinets, and top-end appliances. The family bathroom is elegant and spacious, the en-suite tailored to the modern couple. Both main bedrooms feature wall to wall built-in-robes, complementing the property’s ample storage. The third bedroom is currently configured as a dedicated study for serious home-working.

Need a breather? Relax in the tranquility of your private roof terrace or stroll 150 metres to Eel Brook Common. On your doorstep is Fulham Broadway tube station, ready to whisk you into the West End in 20 minutes. The arrival of an M&S food hall completes a comprehensive array of food shopping options. Dining out? Two of London’s finest gastro pubs are in close proximity.

Whether you are looking for an inner-London bolt hole or a family home, the only question is: Are you ready to write the next chapter in the story of this enchanting home?

27/06/2025

Why is eXp number one? It’s quite simple: The growing consumer expectation that property is viewed as a strategic asset, not a transaction. Is this you? Let me show you the difference…

25/06/2025

Grenfell: Uncovered. Raw, visceral, and deeply disturbing. Director Olaide Sadiq tells the heart wrenching story of this tragedy through the eyes of survivors, first responders and those who deliberately, and repeatedly, attempted to absolve themselves of responsibility for this hellish event.

Think Hillsborough, the Post Office scandal, and the UK Infected Blood Scandal to name just a few. Grenfell is now added to this ignominious list. The common denominators being the glacial pace of compensation to the innocent and institutional failure to hold those in positions of power accountable.

Worse yet, the wrongful prosecution of the innocent, through the judiciary and/or the media, doesn’t just betray a lack of compassion. It reveals in naked detail the cowardly indifference and contempt that those responsible hold for decent members of the community. Simply unforgivable.

03/04/2025

Completion day dawns. Time to roll up the sleeves, alongside the buying agent Debola Oginni, and dust off this apartment in readiness for its new owner. The flip side of which is when I took the keys to our current home I was welcomed by piles of rubbish. Does that sound familiar?

01/04/2025

Congratulations 🏆 A new chapter is about to be written in the story of this beautiful apartment in the prestigious One The Elephant development. Sale completed just 16 weeks after listing 🎉🎉🎉

21/02/2025

The fourth instalment of our series on the London property market in 2025 focuses on ‘unleashing those animal spirits.’ The social phenomenon inspired by Donald Trump and MAGA mania has taken root in the UK with Keir Starmer and Rachel Reeves demanding mortgage market deregulation. Is this the key to Generation Rent getting a foothold on the housing ladder? Read on…

· FCA & BoE urged to ease mortgage regulations; · MAGA animal spirits in demand; · Reeves desperate for reprieve. Government ministers and business leaders have hit on the solution to the UK’s tepid economic growth.

17/02/2025

Who Dares Wins...

What would you do? You’ve made the decision to sell your 1-BR investment property in a market where buyers are spoilt for choice. You have a steady income stream from the tenancy. Wouldn’t it make sense to list the property and see what develops? Perhaps. Instead, my client chose to:

1. Exercise the break clause in the tenancy agreement;
2. Redecorate all internal finishes to a high standard;
3. Invest in a professional staging company to furnish the apartment.

Why? They understood that to maximize the full potential of the property sale they needed to strategically pivot from viewing this as a yield generating asset to one where the goal was to maximize its capital gain. Were these goals mutually exclusive? Yes.

Obviously there was a cost to be reckoned with in lost rental income, redecoration, and staging. But this investment enabled the marketing campaign to be targeted at the owner-occupier market rather than limited to the investor community. The outcome? A favorable sale price and terms agreed in just seven weeks, in the dead of winter.

There were a number of moving parts to this sale. But the most important was a committed seller who had the courage of their convictions to back a high risk/high reward strategy. Who dares wins.

1 bedroom apartment for sale in One The Elephant, London, SE1 6FD, SE1 for £539,000. Marketed by eXp UK, London

12/02/2025

In the third instalment of our series on the movers and shakers in the London property market in 2025, we ponder whether Rachel Reeves has a long-term plan for increasing national prosperity or is politically naïve? The headlines aren’t flattering: economic growth has evaporated; the employment market is faltering and inflation is edging up. The PM has publicly expressed confidence in her, a sure sign she is under siege. If her Spring Statement flops, what next? Read on…

· Chancellor Under Immense Pressure, · Growth Elusive as Inflation Ticks Up, · Spring Statement Critical to her Credibility. There is an old adage in football circles that when the club chairman publicly expresses support for his manager, he is one loss away from being sacked.

10/02/2025

In the second of our series examining movers and shakers in the London property market in 2025, we look at the role played by data and governance. Think it’s an obscure topic? Think again. The Office for National Statistics (ONS) is experiencing difficulty counting immigration numbers, labour force participation and housing construction. What impact does this have on policy making? Read on…

Data & Governance · Policymakers Reliant Upon Flawed Data, · Governance in Key Institutions MIA, · Decision Making Compromised. I recently wrote that the Office for National Statistics (ONS) has struggled to provide policymakers with accurate data regarding the employment market and immigration.

07/02/2025

The good news is that the Bank of England (BoE) cut interest rates by a quarter per cent yesterday to 4.5%, the third such cut in the current cycle. This is welcome news for mortgagees. The bad news is that it comes on the back of a weakening outlook for economic growth and the employment market. The Chancellor, Rachel Reeves, is under intense pressure. What of the BoE governor? Read on…

Third interest rate cut in current cycle, Stagflation edging closer, Pressure mounts on Chancellor Reeves. The Governor of the Bank of England (BoE), Andrew Bailey, was in the spotlight yesterday for the right reasons.