PKMi New book WAKE UP, SMELL THE MONEY! - 10 Steps To A Better Retirement Life, is now out on Kindle Globally, there is so much uncertainty.

In this deep recession we recognise most people are reducing their expenditure, cutting their spend on groceries, having less holidays and leisure time as a result of more expensive petrol, food and bills. People are having less choice to do or have the things they wish for thus, people’s preferences have been dramatically affected by the global downturn and the prediction is there is no real end

in sight. The increased threat of redundancy in the workplace and closures of firms and businesses have added to the tension for the man in the street.

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