LifeTools

LifeTools We want to give you the tools, skills, and resources to get ahead. No schemes or tricks: develop fin And that's just the beginning!

Our goal is to help you develop the skills necessary to manage your finances and personal goals - with no stress, no 'tricks', and no unmanageable time obligations or huge learning curves. Our accounting program (currently in its beta stage) takes the guesswork out of your budget, and we aim to provide you with personalised, one-on-one support to get the hang of it, as well as supporting you with

accountability until you're ready to walk on your own. Getting you out of the spiral and fears associated with debt - of any size - is one of our biggest missions. All debts are surmountable, and no matter how bad your situation, we aim to give you the help you need to deal with creditors, debt collectors, and ever-mounting piles of bills. We don't give you slick loopholes or tricks: just support, knowledge we have gained (often, the hard way!) and step-by-step, principled help. We believe freedom in freedom: from financial burdens, as well as from being overwhelmed by the feelings of being unable to get on top of things - whatever those things are. Our ultimate goal - in helping you achieve these freedoms - is to give you the satisfaction and sense of purpose in being able to help others: whether with your time, your money, your skills, or the talents you'll be able to unbury and hone. We believe you are a valuable and essential part of changing this world for the better, and we want to help you do it. Our financial program is universally usable, but is inspired by Biblical, Christian principles of stewardship, giving back, and personal responsibility. We believe an integral part of financial freedom lies, paradoxically, in developing a habit of mindfulness and of giving; but all financial choices are personal and we work with you to adjust your budget towards your personal goals.

Discuss: 'Messy desk, messy mind'. While we think there are some exceptions, in general, disorganisation and lack of ord...
29/07/2015

Discuss: 'Messy desk, messy mind'.

While we think there are some exceptions, in general, disorganisation and lack of order in the home have a detrimental effect on clear thinking, goal setting, and the ability to accomplish the things you want. LifeHacks has ten simple, easy-to-implement techniques that will radically simplify and destress your life:

http://www.lifehack.org/articles/productivity/how-organize-your-life-10-habits-really-organized-people.html

These are the 10 essential habits of really organized people. Find out how to organize your life and stay organized.

How do you stay motivated, when the journey requires belt-tightening, doing without, and maybe even a little...boredom?"...
15/07/2015

How do you stay motivated, when the journey requires belt-tightening, doing without, and maybe even a little...boredom?


"Real motivation does last, because motivation is the reason behind why you’re doing something.

It’s not a feeling. It’s your reason. You don’t have to feel excited and inspired all the time. You just have to keep moving forward and doing the work, while you keep your reason in sight.

So the secret to staying motivated when getting out of debt is to truly understand the deeper reason behind why you want to get out of debt, and then to focus on that."

http://www.thedebtmyth.com/the-secret-to-staying-motivated-when-getting-out-of-debt/

Do you remember the moment when you first decided to get out of debt? Maybe you’d just plain had enough of the struggle and stress. Maybe you’d just had a child, and wanted financial security for them. Or maybe you …

So what should our first post be? Why, something simple that you can start today, of course!"You deserve to be safe if y...
15/07/2015

So what should our first post be? Why, something simple that you can start today, of course!

"You deserve to be safe if you lose your job, free of bad debt and saving for something big that will truly make you happy. The next time you’re tempted to spend, ask yourself: Do you deserve this $40 candle/$25 dinner/$150 pair of sneakers, or do you deserve more?"

Do you already do any of these things? Do you think you'll be able to integrate them?

http://www.forbes.com/sites/learnvest/2014/01/03/10-helpful-financial-habits-you-can-start-today/

These little tweaks can help you make big financial leaps. Which new money habit will you adopt in 2014?

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