Financial and Legal Ltd

26/08/2024

Some of our new clients asked, what is the importance of VAT.
VAT – Value Added Tax is very important, because it is the most stealth form of taxation, hidden in the consumer prices. Actually VAT is the most truthful and honest form of taxation; as more you consume, the more VAT you pay.
From business point of view registering your company in VAT (above the treshold of 25 K Pounds annual turnover this is a must) allows you to deduct VAT from your purchases and invoice VAT on your sales.
For example you buy stationery and other stuff on a price deducting VAT but also you sell your stuff with Value Added Tax.
In case you would make profit in your business („buy cheap and sell on higher price”) means that you contribute to the state budget with the difference of the VAT payables and receivables, and practically you are the Government’s debt collector!

05/08/2024

WHAT would the perfect investment opportunity look like? Something that makes big returns and never makes a loss, not for a single month, for year after year, decade after decade.
Anyone who owns shares will tell you no such investment exists or has ever existed. If something sounds too good to be true, it probably is. But thousands believed they had found it in Bernie Madoff. Even in a downturn, Madoff investors could expect — did expect — to see big gains in their portfolios, upwards of 20 per cent a year for many.
Will history repeat itself?
What do you think?

WHAT would the per­fect invest­ment oppor­tun­ity look like? Something that makes big returns and never makes a loss, not for a single month, for year after year, dec­ade after dec­ade. Any­one who owns shares will tell you no such invest­ment exists...

29/07/2024

Interview with Steven Oxley:

I: Everyone wants to know who Steven Oxley is!
Are you an entrepreneur, managing director, retired lawyer, assistant pastor, mediator, or someone else? Who are you?

Steve: All of those and I hope more. Thank you for asking. During my long career I have sold advertising space for Rupert Murdoch, had a chance to work as a Legal Director Europe-Africa -Middle East for a big firm, travelled around the World with my chosen sport, spent 7 years in Italy, Lots of amazing experiences therefore I am ever so grateful to God for the challenges and opportunities of my life. Though I "retired" some years ago, I never stop working, and I now offer my experience in problem-solving and conflict resolution. I support people who have conflict with their employers, business partners or anyone who faces family issues.

I: What are the typical kind of support you offer?

Steve: Every case is different. People may be puzzled to fill in forms, to interpret legal jargon, so one of my companies Financial and Legal is specialised in supporting people off-line in an on-line world. People might find it difficult to submit tax self-assessment forms, we’re there to help them.
My other company Oxleymediation offers support in conflict-resolution, mediation and business coaching.
Amazing to see when the mission impossible is made possible! The parties can find a compromise solution, this is great. But the most important argument for mediation is, that once the parties signed the agreement, this document has a legal relevance! The agreement is legally enforceable.

I: You should be doing well with people! Listening and understanding the agenda of the different parties might be very complex!

Steve: Indeed, most of my cases have a certain complexity. As a Mediator I am involved in the estranged interests of the different parties, undocumented deliveries and payments, non-agreed perceptions, beliefs

This is the lovely side of this job; exploring the deep and real interests below the surface. This needs human experience and strong understanding of people’s motivations.

I: You obviously have strong people-skills: empathy and caring attitude! Do you think so?

Steve: It is the beauty of growing old enough, to learn and understand people! I am very grateful to be appointed an assistant pastor of Kingsway Church, this role is the most amazing appreciation of my support within my communities!

I: If I would ask you to define yourself in one word, how would you describe your role? Who is Steve?

Steve: Shortly, in one word I would call myself Steve the peace-broker! I think this word tells you all you need to know about me!

I: Fair enough! Steve the peace-broker. I will call you during hard times in my business or work!

24/07/2024

Take the fear out of Self Assessment.

Legal and financial services that won't break the Bank. A listening service that respond human to human and does not behave like a chat bot.

15/07/2024

Are you scared of officialdom and official looking forms using words you don't understand? Our Team navigate off line for you in an on line World of confusing official-speak. Reach out to us now.

Legal and financial services that won't break the Bank. A listening service that respond human to human and does not behave like a chat bot.