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Lumon Send, convert, and receive money the easy way.

We help thousands of people with their foreign currency needs, whether they're looking to buy property, get married or retire; grow their business, or expand to new territories. With the fast pace of life that many businesses and individuals experience, the need for arranging quick and efficient foreign currency exchange is more pressing than ever before. Finding the best exchange rates and arranging easy international money transfers is vital, and that's why Lumon are here to help.

If you're buying a property overseas, the price you've agreed with the seller isn't always the price you'll end up payin...
29/06/2026

If you're buying a property overseas, the price you've agreed with the seller isn't always the price you'll end up paying in pounds. Sterling is at its strongest level against the euro in almost a year, meaning your money currently goes further. But with major political and economic events ahead, that could change quickly.

On a €400,000 property purchase, a 1% movement in the exchange rate is worth around €4,000. If the pound strengthens, that's money you could save. If it weakens, that's €4,000 that could come straight off your budget. If you're planning an overseas property purchase or international transfer, it's worth knowing what could affect the exchange rate before you make your transfer.

Tom Holian, our Dealing Director with over 20 years in foreign exchange, explains what to watch this week and what it could mean for your transfer. Read the full update at www.lumonpay.com/articles/burnham-sets-out-his-stall-the-middle-east-flares-up-again-here-is-what-it-means-for-your-money/

Thinking about retiring in Portugal? Here’s what you need to know about your UK pension.Transferring your pension is oft...
25/06/2026

Thinking about retiring in Portugal? Here’s what you need to know about your UK pension.

Transferring your pension is often possible, but it’s not always as straightforward as it seems. Understanding the tax implications, timing and transfer process is key to protecting your retirement income.

Read the full guide at www.lumonpay.com/articles/retiring-to-portugal-from-the-uk/

Are you prepared if the pound moves against you?UK politics has shifted again and sterling is already under pressure fol...
22/06/2026

Are you prepared if the pound moves against you?

UK politics has shifted again and sterling is already under pressure following Keir Starmer’s resignation.

If you are planning to buy a property overseas or make a large international transfer, this is not just another political headline.

Movements in sterling can directly affect how much your money is worth abroad. Imagine finding your dream home for €400,000, only to see the pound weaken before completion. A 1% move in the exchange rate could add around €4,000 to the cost of your purchase, taking thousands straight from your budget.

Tom Holian, our Dealing Director with over 20 years in foreign exchange, breaks down what is happening this week and what it could mean for your transfer.

Read Tom’s update here: www.lumonpay.com/articles/starmer-resigns-uk-set-for-its-seventh-prime-minister-in-a-decade/

The exchange rate you see today might not be the rate you get tomorrow. When you're buying property abroad or planning a...
18/06/2026

The exchange rate you see today might not be the rate you get tomorrow.

When you're buying property abroad or planning a large international payment, currency fluctuations can impact your budget.

A forward contract can help you lock in an exchange rate to make the most of your overseas payments or transfers.

Learn more at www.lumonpay.com/help-centre/converting-currency/ -is-a-forward-contract

Last week the European Central Bank raised interest rates for the first time since 2023. This week, the Fed and the Bank...
16/06/2026

Last week the European Central Bank raised interest rates for the first time since 2023. This week, the Fed and the Bank of England follow.

When central banks move in sequence like this, currencies feel it. For anyone buying property in Europe or moving a large sum into euros, that matters. A 1% shift in GBP/EUR on a €400,000 purchase is around £3,500.

Tom Holian, our Dealing Director with over 20 years in foreign exchange, breaks down what's happening this week and what it could mean for your transfer. Read Tom's update here www.lumonpay.com/articles/the-ecb-has-made-its-move-now-the-spotlight-shifts-to-washington-and-london/

Buying a property abroad?The purchase price isn't the only number that matters.The exchange rate you secure can have a d...
11/06/2026

Buying a property abroad?

The purchase price isn't the only number that matters.

The exchange rate you secure can have a direct impact on your property budget. That's why planning ahead and getting support from currency specialists can be just as important as finding the right property.

Make your money go further with Lumon. Find out more at www.lumonpay.com/

Buying in Europe or moving money abroad in the next few weeks? This week matters. The ECB is expected to raise rates on ...
09/06/2026

Buying in Europe or moving money abroad in the next few weeks? This week matters.

The ECB is expected to raise rates on Thursday. Israel and Iran exchanged missile fire over the weekend. The Bank of England decides on 18 June. Each one could move the rate you get.

Tom Holian, our Dealing Director, has broken down what's happening and what it means for your plan www.lumonpay.com/articles/big-week-ahead-for-markets-with-ecb-interest-rate-decision/

Sending money abroad is simpler than you think. Secure your rate, send your funds and let Lumon handle the rest quickly ...
04/06/2026

Sending money abroad is simpler than you think. Secure your rate, send your funds and let Lumon handle the rest quickly and securely. International payments, made effortless.

Discover more at www.lumonpay.com/send-money-abroad/

Could lower energy costs bring some relief to household budgets?A potential ceasefire extension between the US and Iran ...
01/06/2026

Could lower energy costs bring some relief to household budgets?

A potential ceasefire extension between the US and Iran has pulled oil prices sharply lower, raising hopes that energy costs could start to stabilise.

Why does this matter? Lower oil prices can help reduce the cost of fuel, transport and energy over time, which may ease pressure on household spending.

However, uncertainty remains. The agreement is still awaiting President Trump's approval and the Strait of Hormuz is not yet fully open.

Read our latest market update and what it means for your household budget at www.lumonpay.com/articles/ceasefire-optimism-brings-oil-lower-but-uncertainty-keeps-markets

Buying property abroad or making a large international payment?Lumon’s specialists are here to guide you through the pro...
28/05/2026

Buying property abroad or making a large international payment?

Lumon’s specialists are here to guide you through the process, helping you navigate currency markets with ease.

Focus on what matters, we’ll handle the transfer. Find out more at https://www.lumonpay.com/buying-property-abroad/

Address

20 Farringdon Road
London
EC1M3HE

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 5pm

Telephone

+442033847280

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