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Matthew Payne - Business consultant providing strategic advisory and executive coaching to property businesses and professionals seeking greater compliance, commercial strength, operational effectiveness and sustainable profitability.

I think everyone knew 300,000 completed homes a year was pie in the sky. The required run rate now to hit their target ...
30/07/2026

I think everyone knew 300,000 completed homes a year was pie in the sky.

The required run rate now to hit their target is about 370,000 pa and builders are doing anything except building, ironically as the same government has created an economic environment that has sucked the life out the housing market and prevented interest rates from coming down.

Housebuilders must double pace of construction to hit 1.5 million homes by 2029

There are no free lunches. All the buyers are effectively doing here is adding the school fees to their mortgage, so the...
29/07/2026

There are no free lunches. All the buyers are effectively doing here is adding the school fees to their mortgage, so the overall cost does not disappear—and will potentially increase once mortgage interest is taken into account. It may assist with short-term cash flow, but ultimately the buyer is simply choosing to borrow the fees from their mortgage lender.

Developers resort to ‘goodies’ as demand in the capital collapses

Then there are all the new homes—and extensions to existing homes—that have been required to incorporate ridiculous leve...
27/07/2026

Then there are all the new homes—and extensions to existing homes—that have been required to incorporate ridiculous levels of insulation to cope with the two genuinely cold weeks we experience each year, while seemingly ignoring the fact that our winters are becoming warmer and our summers increasingly hot.

Attention needs to shift towards enabling our homes to regulate their temperature throughout the year, rather than focusing almost exclusively on reducing the need for heating during winter.

Net zero isn’t just about gas boilers and keeping homes warm when it is cold. It must also address the energy—and increasingly the air conditioning—we need to keep them habitable when it is hot.

Exclusive: Party says housing stock ‘woefully unprepared’ for extreme heat and new rules for builders must be set

4600 new builds sit empty, unsold in London. No surprise there. We aren't going to solve the hosuing crisis by buildi...
16/07/2026

4600 new builds sit empty, unsold in London. No surprise there. We aren't going to solve the hosuing crisis by building £1m flats in London noone can afford to buy.

Unsold properties collectively worth around £3.5bn underscore severity of housing crisis

Rental supply may be marginally at its highest in the last 7 years, but that modest increase is still miles & miles behi...
16/07/2026

Rental supply may be marginally at its highest in the last 7 years, but that modest increase is still miles & miles behind the increase in population over the same period, something Nick fails to acknowledge.

The number of properties available is only relevant in context of how many people need to be housed, and the gap is getting wider and wider and wider.

So I'm not actually sure what this article is telling us.

TwentyEA's Nick Huntley says many letting agents are still feeling the effects of landlords leaving the sector, reducing the available stock.

Far from it, I can guarantee he's going to make it a lot worse.
16/07/2026

Far from it, I can guarantee he's going to make it a lot worse.

BBC Verify has looked at the scale of the housing challenge facing Burnham when he becomes PM.

As I have been saying for years, the supposed solution to one climate problem risks creating another.As summers get hott...
24/06/2026

As I have been saying for years, the supposed solution to one climate problem risks creating another.

As summers get hotter, the obsession with ever-increasing insulation standards in modern homes—standards more suited to retaining heat than shedding it—is creating serious overheating issues, particularly in flats. This is often compounded by health and safety restrictions that limit how far windows can open, or prevent them opening properly at all.

The focus should not simply be on how to keep homes as warm as possible in winter, but on how to keep them comfortable and habitable all year round. A home that is energy efficient but unbearably hot for weeks each summer is not a success story.

Perhaps it's time to start designing homes for the climate we actually have, rather than the one we used to.

In Britain’s capital city, an architectural trend that started about two decades ago is now being linked to unbearable levels of indoor heat.

Just another reason in the long list as to why developers are building so slowly. Slapping them with a council tax bill ...
28/05/2026

Just another reason in the long list as to why developers are building so slowly. Slapping them with a council tax bill as soon as they get the roof on — perhaps a year before the house is even occupied — is counter productive.

The whole point of council tax is that the occupier uses local services, ergo the tax pays for that usage. New builds should be exempt until occupied.

All this will do is encourage developers to build right up to the point before the property is deemed “complete”, slowing sites down even further.

Tax breeds behaviour. I still don’t understand why “the taxers” never seem to think about that before making these decisions.

No doubt next week we’ll see:
“Councils disappointed builders are taking so long.”

Cash-strapped local authorities are thwarting efforts to increase housebuilding by hitting developers with 'unfair' council tax bills.

I have always maintained that the incredible levels of insulation being fitted to properties now are going to create ano...
27/05/2026

I have always maintained that the incredible levels of insulation being fitted to properties now are going to create another climate emergency, one where we will instead move net zero ambitions back 50 years as we retro fit air con to every property as temperatures increase, and we all burn trillions of GW of electricity to stay cool.

One of my clients has just been asked to fit 150mm of celotex in a roof space by building control, as if we had an imminent ice age coming, so we have had to change the design to fit 2 extra windows and added air con to cool it down.

This week in this heat you see residents in flats in cities, being baked alive in modern high rise flats full of glass, where windows barely open for fear of them all jumping out.

Not only will the air con ban need to be removed, there will be a 25 year roll out now to cool our homes down as winters are milder and springs and summers get hotter. Someone got too excited increasing insulation standards by 600% for the odd 2 cold weeks in January we get, when the other 50 weeks are mild to baking hot.

The Conservatives have pledged to scrap what they describe as London’s “de facto ban” on air conditioning in new homes

I sometimes marvel at how this government thinks the world works, bit most of them have no real world experience in the ...
20/05/2026

I sometimes marvel at how this government thinks the world works, bit most of them have no real world experience in the private sector.

Do they think this will incentivise or dis-incentivise developers to build at a time they are desprate for them to build, build, build?

Property developers will be liable to a shock mansion tax bill if they take more than a year to offload newly built luxury homes.

Address

Bell Yard
London
WC2A2JR

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+447970773847

Website

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