Nathan Scola Mortgage and Protection Consultant

05/11/2026

https://www.bbc.co.uk/news/live/cjkge7ykl9vkt

Most economists had expected the move from the Bank's Monetary Policy Committee (MPC) - in September, the Bank's governor said rates could rise if energy prices remained high.

05/11/2026

https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

Bank Rate affects other interest rates in the economy – we use this as a tool to keep inflation stable

03/11/2026

https://www.independent.co.uk/news/uk/politics/interest-rates-increase-bank-of-england-b3077035.html

Inflation is expected to be pushed higher this winter after Ofgem's energy price cap rose by 3.6% for a typical household on October 1

24/09/2026

https://www.rightmove.co.uk/properties/93458478 #/?channel=RES_BUY

3 bedroom semi-detached house for sale in Roman Way, Newport, NP18 for £270,000. Marketed by Moveli, London and Country

17/09/2026

https://www.bbc.co.uk/news/live/c6jdv1nm8gknt

Inflation is currently 3.1% - well above the Bank of England's target of 2%.

30/07/2026

https://www.bbc.co.uk/news/live/clyv9w91g85t

Three of the Monetary Policy Committee's nine members voted in favour of raising rates to 4% over fears of inflation caused by conflict in the Middle East.

18/06/2026

https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

Published on 18 June 2026

The Monetary Policy Committee is responsible for maintaining monetary stability by keeping inflation low and stable. It meets eight times a year to decide what level of Bank Rate is needed to return inflation to – or keep it at – the 2% target over time.

Key points:

we have held Bank Rate at 3.75%
war in the Middle East has disrupted the transportation and supply of energy, raising its price and pushing up households’ motor fuel costs and utility bills; prices have fallen since the initial spike but the war makes it hard to predict what is going to happen with them
inflation has fallen to 2.8% but we expect it to go up again as the energy price rises have their knock-on effects; higher bills could force businesses to increase their own prices to cover the cost; workers may ask for higher wages as their bills have also gone up; the impact on the economy and inflation will depend on how long energy prices stay raised
demand for workers isn’t very high right now, so employers may feel less pressure to increase salaries; and interest rates are still higher than before the war broke out; this could contain the effects of the energy price rises and help reduce inflation over time
monetary policy cannot affect global energy prices; our job is to make sure that higher inflation does not persist and have long-lasting effects on the economy
we are monitoring the situation very closely; whatever happens, we’ll make sure that inflation gets back to the target in the medium term

Bank Rate affects other interest rates in the economy – we use this as a tool to keep inflation stable

26/05/2026

If you work for yourself, you can apply for income protection. This covers you if you become ill or are unable to work due to an injury. You could receive a pay out of up to approx. 65% of your average income each month. This is usually tax-free.

Give us a call or drop us an email to discuss your income protection needs
Tel - 07958026813
email - [email protected]

21/05/2026

The mortgage market is vast and with over 200 lenders and providers alone, each with various products available, it can be a minefield trying to unpick it all and find a deal most suitable for your needs.

Mortgage advisers have gone through ample training and experience in order to best understand the products available and how they fit your needs.

If you’d like to speak to a qualified adviser today, get in touch today. 07958026813
[email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.