What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Otter Financial Services

Name: Otter Financial Services
Address: 62 Mill Street, Ottery Saint Mary, EX111AF, GB
Telephone: +441404815551

Home
United Kingdom
Ottery Saint Mary
Otter Financial Services

We are Independent Financial Advisers based in Ottery St Mary. As well as the potential solutions.

We work with clients throughout Devon, helping them to achieve their life goals through sound financial planning. We are Independent Financial Advisers with a long history of providing financial advice to the people of Devon. We work with people who are:

• Planning for their retirement
• Wanting to finish work now
• Already retired

Only working with these groups means we have an in-depth knowled

ge of their financial issues, problems and challenges. For most people, a successful retirement means having a financial plan and someone you can work with to make the big decisions, such as:

“Do I have enough money to retire yet?”
“What level of income do I need in retirement?”
“Can I afford to retire early?”
“What’s the best way of turning my pension in to an income?”
“How can Pension Freedoms help me?”
“How much will the State Pension give me?”
“How can I leave my pension to my loved ones when I die?”
“Should I keep, or transfer, my Final Salary pension?”

We can answer these questions, and more, as part of a comprehensive financial plan to give you a secure retirement. We offer face to face advice, either from our office in Ottery St Mary, your home or another location convenient to you.

11/07/2022

https://otterfinancial.co.uk/modern-retirees-are-increasing-their-spending-in-later-years-and-it-could-affect-your-financial-security/?utm_campaign=2454550_Otter%20Financial%20Newsletter%20July%202022&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1GLXY,48I98F,5CSUG,1
A trend among modern retirees to increase their spending as they get older could mean that some run out of money during their lifetime. The new research is an important reminder to consider how your spending needs will change during your retirement...

A study suggests that retirees are increasing their spending in their 60s and 70s. If it’s not something you’ve considered, you could face an unexpected shortfall and may need to revisit your financial plan.

12/04/2022

https://otterfinancial.co.uk/inheritance-tax-receipts-rise-again-what-can-you-do-to-minimise-the-bill/?utm_campaign=2385444_Otter%20Financial%20Newsletter%20March%202022&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1F4MC,48I98F,56QQ6,1
Official figures show that the amount paid in Inheritance Tax (IHT) has increased again. As the IHT thresholds are set to remain the same despite rising inflation, more people will need to consider how IHT could affect what they leave behind for their families.

The amount of Inheritance Tax paid has increased and a freeze on allowances means it will affect more families in the future. Read about the steps you can take to reduce a potential Inheritance Tax bill.

04/04/2022

https://otterfinancial.co.uk/a-quarter-of-retirees-are-relying-on-an-inheritance-heres-why-you-shouldnt/?utm_campaign=2385444_Otter%20Financial%20Newsletter%20March%202022&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1F4MC,48I98F,56QQ6,1
A significant proportion of retirees are relying on inheritances to fund their later years, but research suggests that it could place their future at risk.

Research shows that millions of people in the UK are relying on an inheritance to pay for their retirement. It could mean they face a significant income gap in their later years.

31/03/2022

https://otterfinancial.co.uk/why-retirees-need-to-consider-the-effect-of-inflation-on-their-long-term-income/?utm_campaign=2385444_Otter%20Financial%20Newsletter%20March%202022&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1F4MC,48I98F,56QQ6,1
As you may know, inflation (or the “cost of living”) has been rising at a faster pace than usual. If you’re retired, the effect of inflation can be more pronounced and it’s important to understand how it could affect your lifestyle now and in the future.

If you’re retired, understanding how inflation will affect your income now and in the future is important. Find out what steps you can take to improve your long-term financial security here.

24/03/2022

https://otterfinancial.co.uk/everything-you-need-to-know-about-the-2022-spring-statement/?utm_campaign=2386131_Otter%20Financial%20spring%20statement%202022&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1F55F,48I98F,56ST7,1
Against the backdrop of the continuing war in Ukraine, the chancellor has delivered his spring statement. Read more here...

Rishi Sunak has delivered the 2022 spring statement. Here’s everything you need to know about the chancellor’s announcements and what they mean for you.

09/03/2022

https://otterfinancial.co.uk/3-tips-to-manage-your-concern-in-an-uncertain-time/?utm_campaign=2369921_Otter%20Financial%20Market%20Update%20Email%20Feb%2FMarch%202022&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1ESN5,48I98F,55EDF,1
Since the start of 2022, you’ve probably noticed that global markets – and perhaps the value of your pension or investments – have been a little uncertain. Read on to find out more about how markets have fared so far in 2022.

Since the start of 2022, you’ve probably noticed that global markets – and perhaps the value of your pension or investments – have been a little uncertain. Over the last week or two, the ongoing...

21/02/2022

https://otterfinancial.co.uk/38-of-parents-have-provided-financial-gifts-can-you-afford-to-do-it/?utm_campaign=2338976_Otter%20Financial%20Newsletter%20January%202022&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1E4RK,48I98F,52N2X,1
As a parent, you may want to help your children achieve financial security by providing a financial gift. Yet, you may also be worried about the effect it could have on your own lifestyle, as well as the inheritance you leave loved ones. Before gifting significant sums, it’s important to review your overall finances.

Research finds more than a third of parents are gifting wealth to their adult children. A gift can help the next generation achieve financial security, but it’s just as important to consider your own plans.

03/02/2022

https://otterfinancial.co.uk/why-now-is-the-perfect-time-to-start-thinking-about-the-end-of-the-tax-year/?utm_campaign=2338976_Otter%20Financial%20Newsletter%20January%202022&utm_medium=email&utm_source=The%20Yardstick%20Agency&dm_i=4311,1E4RK,48I98F,52N2X,1
The 2021/22 tax year will end on 5 April 2022. This date is when many tax-efficient allowances will reset. In some cases, it will be your last opportunity to use them, although which allowances should form part of your financial plan will depend on your circumstances.

While it might seem some way off, preparing for the end of the tax year now can help you make the most of allowances. On 5 April 2022, the current tax year will end and many allowances and exemptions will reset.

04/10/2021

When you think about what your most precious resource is, you might say money or even time. Yet an author recently proposed a different resource that you may be overlooking: your attention. With so many distractions in modern life, attention has become important. How often have you intended to focus on a TV show, but found your phone in your hand? Or put off your to-do list in favour of something that seems far more exciting?

Why your attention is your most precious resource 15th September 2021 When you think about what your most precious resource is, you might say money or even time. Yet an author recently proposed a different resource that you may be overlooking: your attention. With so many distractions in modern life...

27/09/2021

In the space of just 12 years, the global economy experienced two events that are considered “once in a lifetime” occurrences. As well as having an impact on economies, the 2008 financial crisis and 2020 Covid-19 pandemic are likely to have affected your finances too.

After 2 “once in a lifetime” economic events in 12 years, how can you protect your assets? 15th September 2021 In the space of just 12 years, the global economy experienced two events that are considered “once in a lifetime” occurrences. As well as having an impact on economies, the 2008 fin...

22/09/2021

Financial advice is a complex topic and often requires a professional planner to get it right. The very idea of seeking it can seem daunting, with many people unsure of where to start or who to go to.

The pros and cons of social media financial advice 15th September 2021 Financial advice is a complex topic and often requires a professional planner to get it right. The very idea of seeking it can seem daunting, with many people unsure of where to start or who to go to. A recent trend has seen an i...

02/09/2021

Every year, the State Pension triple lock is debated. The government has already ruled out scrapping the State Pension guarantee, but the pandemic could mean it costs far more than expected. If you’re a pensioner, you could see your income enjoy a record rise.

State Pension triple lock: Could the pandemic mean a bumper rise? 23rd August 2021 Every year, the State Pension triple lock is debated. The government has already ruled out scrapping the State Pension guarantee, but the pandemic could mean it costs far more than expected. If you’re a pensioner, y...

Address

62 Mill Street
Ottery Saint Mary
EX111AF

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+441404815551

Website

http://www.otterfinancial.co.uk/

Alerts

Be the first to know and let us send you an email when Otter Financial Services posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Otter Financial Services:

Shortcuts

Address
Telephone
Opening Hours
Alerts
Contact The Business
Claim ownership or report listing

Want your business to be the top-listed Business in Ottery Saint Mary?