Bode Insurance Solutions

02/04/2026

Here's the steps landlords need to take now to help ensure they continue to have the right insurance cover once the Renters' Rights laws come into effect on 1 May. https://www.bodeinsurancesolutions.co.uk/advice/now-renters-rights-act-law-does-affect-landlord-insurance

When the Renters’ Rights Bill gained Royal Assent on 27th October 2025, the measures in it were passed into law. From 1st May 2026, fixed-term tenancies and Section 21 will both be abolished and a new periodic tenancy agreement will come into effect with updated Section 8 grounds. In addition:

23/02/2026

There’s no point paying an insurance premium only to find out you’re not covered because of a mistake you’ve made! Don't get caught out - here are nine common reasons for an insurance claim being refused. https://www.bodeinsurancesolutions.co.uk/advice/9-common-mistakes-can-invalidate-insurance-cover

When you apply for a landlord insurance policy, you need to provide information not only about the property and its contents, but also about your tenants and tenancy. Supplying inaccurate information, even unintentionally, could reduce the amount your insurer will pay out, or could invalidate a clai...

16/01/2026

As with any annual policy or agreement, you should review your insurance each year. Here are 10 things to consider when reviewing your policy in 2026.

https://www.bodeinsurancesolutions.co.uk/advice/importance-reviewing-your-landlord-insurance-policy-annually

As with any annual policy or agreement, you should review your insurance each year to make sure it’s still giving you the cover you need and paying a fair price for the policy.

17/12/2025

What are the biggest deposit disputes and how can landlords protect themselves? Find out in our latest article and make sure you're prepared in 2026.

https://www.bodeinsurancesolutions.co.uk/advice/biggest-deposit-disputes

In the 2023/24 year, 14,585 deposit disputes were adjudicated by the Tenancy Deposit Scheme (TDS) – nearly 11,400 and 3,200 (respectively) under the England and Wales Insured Scheme with most involving more than one issue.

16/12/2025

Here's what to check your insurance for if you’re a landlord letting a leasehold flat, as you may not be covered for all claims!

https://www.bodeinsurancesolutions.co.uk/advice/three-claims-landlords-leasehold-flats-may-not-be-covered-without-specialist-insurance

Last May, the previous Conservative Government rushed through the Leasehold and Freehold Reform Act 2024, which sets out numerous changes to make the system fairer, easier and cheaper for leaseholders to navigate.

24/10/2025

In recent years, the UK has seen a notable surge in extreme weather events - notably heavier rainfall and more frequent storms. As a result, more rental properties are being impacted by flooding, storm damage, and subsidence. How is this affecting your landlord insurance?

https://www.bodeinsurancesolutions.co.uk/advice/are-adverse-weather-events-driving-your-landlord-insurance-premium

In recent years, the UK has seen a notable surge in extreme weather events - notably heavier rainfall and more frequent storms. As a result, more rental properties are being impacted by flooding, storm damage, and subsidence. And for landlords, that means one thing: rising insurance premiums.

30/09/2025

With the Renters' Rights Bill in its final stages before gaining Royal Assent, here's the key things that are worth discussing with your landlord insurance provider so that you can be prepared before the legislation comes into force.

https://www.bodeinsurancesolutions.co.uk/advice/will-renters-rights-bill-affect-landlord-insurance

On the 8th September, considerations of the House of Lords’ amendments on the Renters’ Rights Bill were made. The next stage is the consideration of the House of Commons’ amendments on the 8th October.

12/09/2025

It’s crucial as a landlord that you choose a quality insurer who can offer you the appropriate level of cover for your circumstances and type of let. But with a huge number of landlord insurance providers in the market, how do you find the right one? Here are 5 key things to look for. https://www.bodeinsurancesolutions.co.uk/advice/who-should-you-trust-your-landlord-insurance

02/09/2025

Our latest blog covers the impact of being underinsured, what a Day One Uplift is, and if it costs extra for landlords. Have a read! https://www.bodeinsurancesolutions.co.uk/advice/what-day-one-uplift

As a landlord, you need to take out specialist insurance that covers you for the additional risks that come with letting a property to tenants. If you only have a standard home insurance policy on a property that’s being let, it’s highly likely any subsequent claim would be rejected.

18/08/2025

Did you know if you're a landlord that lives abroad you need more than just a standard landlord insurance policy? Find out more in the latest article on our website > https://www.bodeinsurancesolutions.co.uk/advice/do-all-landlord-insurance-policies-cover-you-if-you-live-abroad

If you let property in the UK but live overseas, it’s important to know that you will need to take out specific expat landlord insurance. If you simply have a standard landlord insurance policy, most providers will not accept cover, meaning they will either reject a claim entirely or not pay out i...

04/08/2025

What specialist insurance do landlords who invest in flats need? Find out in our latest article ➡️ https://www.bodeinsurancesolutions.co.uk/advice/what-specialist-insurance-do-landlords-who-invest-flats-need

When you invest in a flat, it’s a very different type of ownership than with a freehold property because the flat is only a part of a building. As such, the external structure and the land on which it sits are shared.