Fletcher Associates

27/09/2026

Happiest of birthdays to the main man 🍾🥳

25/06/2026

https://fletcherfs.com/guide-your-guide-to-planning-for-later-life-care/

While it’s impossible to know what life has in store, longer life expectancies and rising expenses mean care costs now form an essential area of financial planning. Download our useful guide to find out what you need to know about planning for later-life care.

27/05/2026

https://fletcherfs.com/guide-how-to-plan-for-a-100-year-life/

The number of people celebrating their 100th birthday in the UK is on the rise. As life expectancy continues to increase, it is more important than ever to plan financially for a 100-year life. According to the Office for National Statistics (ONS), there were 16,600 centenarians in 2024 – double t...

05/05/2026

https://fletcherfs.com/guide-5-essential-steps-to-plan-for-a-pension-shortfall-if-you-want-to-retire-early/

Getting the most out of your retirement and reaching your goals requires careful planning. But as we all know, life doesn’t always go to plan. This handy guide could be useful if you want to retire sooner than originally planned.

30/04/2026

A beautiful day here at Newby Hall 🥰

06/02/2026

https://www.harrogateadvertiser.co.uk/news/people/bucket-list-moment-for-widely-respected-ripon-veteran-who-finally-gets-his-book-in-waterstones-5506784 #

After two long years Ripon man John Bell at the grand age of 82 has achieved something truly wonderful, ticking off one of the biggest items on his bucket list.

08/01/2026

A wonderful and relatable book written by a client and also a very dear friend of ours. Guaranteed to bring a smile to your face

I'll Tell You What Annoys Me

27/11/2025

https://fletcherfs.com/your-autumn-budget-update-and-what-it-means-for-you/

The chancellor has delivered the government’s Autumn Budget. Here’s a summary of the key announcements and what they could mean for your financial plan

20/05/2025

Here are three quick tips that might enable you to keep your emotions in check when investing.

1. Turn off the noise. If hearing about what’s happening in the markets puts you on edge, simply turning off the noise and not checking the performance of your investments outside of regular reviews can be hugely helpful.

2. Recognise that news headlines aren’t your portfolio. Headlines shouting about markets “plummeting” can be scary, but they often don’t represent what’s happening in your portfolio. Diversified investments may mean that when one area experiences a dip, gains in another balance it out. For instance, you might read that technology stocks have lost 10%, but they are likely to represent only a small portion of your entire portfolio.

3. Review the long-term performance of your investments. Nobody wants to look at their investment portfolio and find the value is lower today than it was yesterday. However, you should invest with a long-term goal. So, rather than comparing the value to last week, look at the performance over years or even decades.

29/04/2025

https://fletcherfs.com/how-financial-planning-could-help-you-answer-essential-what-if-questions/

Financial planning is all about helping you to reach your life goals. Ultimately, the objective is for your wealth to allow you to achieve all the things you want to do now and in the future. That might be as simple as being able to relax and enjoy a comfortable retirement or helping your children