Robyn Callow Just Mortgages

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Robyn Callow Just Mortgages Approved by The Openwork Partnership on 02/08/2026
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork Partnership ADV 2104

A day in the life of a mummy and mortgage broker, 9-3 edition 💕
12/10/2026

A day in the life of a mummy and mortgage broker, 9-3 edition 💕

There are now more ways than ever for first time buyers to buy their first home 🏡 100% mortgages exist.95% mortgages exi...
05/10/2026

There are now more ways than ever for first time buyers to buy their first home 🏡

100% mortgages exist.
95% mortgages exist.
And £5,000 could potentially be a 5% deposit on a £100,000 property.

The important bit is knowing what you could actually qualify for!

Don’t count yourself out because you didn’t think you had a big enough deposit. Your £5,000 could be just the start, not the end. Your first home might be closer than you think 🤍

It’s October 3rd 🎀“How much can I borrow for a mortgage?”“My friend got £400k, so I should be able to get that too.”She ...
03/10/2026

It’s October 3rd 🎀

“How much can I borrow for a mortgage?”

“My friend got £400k, so I should be able to get that too.”

She doesn’t even go here…. 👀

Every mortgage application and scenario is soo different, which is why getting an idea of your own affordability is so important and the first place to start 🏡

Local, family friendly, things you can try this October in Kent 🎃🪾☕️ Let me know if there’s anything I’ve missed that’s ...
02/10/2026

Local, family friendly, things you can try this October in Kent 🎃🪾☕️ Let me know if there’s anything I’ve missed that’s worth sharing!

A little autumn money clean-up 🍂While you’re getting cosy on the sofa or drinking your pumpkin spice latte why not start...
01/10/2026

A little autumn money clean-up 🍂

While you’re getting cosy on the sofa or drinking your pumpkin spice latte why not start working your way down this list if buying a home is on your radar:

Track your spending
This is your starting line! Audit your spending to see exactly where your spending is actually going each month, most people are overpaying somewhere

Get on top of unsecured debt
Credit cards, loans and overdrafts can affect affordability. List every debt, put any extra money you can towards the one with the highest interest rate first, even an extra £5 can make a big difference!

Check your credit report
Look for errors, missed payments or old accounts that need sorting — don’t wait until you’re ready to apply just in case we need time to rectify something

Automate savings
(The best financial habits are the ones you don’t even need to think about) Set up auto-transfers on payday so that you can save before spending on non-essentials

Think twice before taking new credit
If you’re planning to apply for a mortgage soon, avoid unnecessary finance agreements or multiple credit applications. You don’t need to do everything today, just pick one and start with that first 🎃🏡

🏦 Base Rate Update | September 2026 Edition 🏦The Bank of England has held the base rate at 3.75% for the sixth consecuti...
17/09/2026

🏦 Base Rate Update | September 2026 Edition 🏦

The Bank of England has held the base rate at 3.75% for the sixth consecutive meeting.

Which means nothing changes today 🙌🏼 But, there is an important “don’t get too comfortable” message… (not to be a Debbie downer)

Inflation has risen to 3.1%, well above the Bank’s 2% target, and 3 of the 9 members of the Monetary Policy Committee voted for rates to increase today!

What this means is that we simply don’t know how long 3.75% will remain the rate. I always advise locking in your next mortgage rate 6 months before your current deal ends to protect you from any future possible rate increases, and with the next Banks of Englands decision taking place in November now might be the best time 📆

Since it’s nearly the weekend… a few things need to be respectfully said 🍷😂
11/09/2026

Since it’s nearly the weekend… a few things need to be respectfully said 🍷😂

Swale property market update 🏠 — what does this mean for buyers?There’s some positive news if you’re looking to buy in S...
08/09/2026

Swale property market update 🏠 — what does this mean for buyers?

There’s some positive news if you’re looking to buy in Swale!

House prices have increased by 0.4% over the last year, with the average home now around £290,000 (good for First Time Buyers, a property worth £290,000 = no stamp duty! 💰) But the market is currently moving more slowly than the five-year average.

For buyers, this could mean more choice and less pressure to rush. With plenty of properties available and homes taking longer to go under offer, there may also be more opportunity to negotiate on price.

So if you’ve been waiting for the “right time” to start looking, it could be worth getting mortgage-ready now.

And just like that… I’m back ☀️ (I was always here but my social media also had a six week summer holiday!) What a summe...
03/09/2026

And just like that… I’m back ☀️
(I was always here but my social media also had a six week summer holiday!)

What a summer it’s been!

A special six weeks of quality family time, making memories and enjoying a slower pace. We celebrated Ivy turning 5! 🎂 Had a gorgeous family holiday in Tuscany 🇮🇹 Finally got our planning accepted on the new house 🏠 I celebrated ONE YEAR of being self employed 🍾 and still countless happy clients 🏡

Starting my own mortgage business was a BIG leap and soooo scary, but looking back over the last year it was the best decision I’ve honestly ever made, for me and my family. 1 year of backing myself, 1 year of growth and 1 year of meeting clients, of which some have turned into friends 🥹 To every single client, friend, family member who has supported me - it means more than you will ever know and I’m incredibly grateful!

As much as that was the best summer I’ve ever had, I’m ready to get back to doing what I love full time 🏡

These are the kind of texts I’m here for! In all seriousness though being trusted with such a big milestone is something...
08/07/2026

These are the kind of texts I’m here for! In all seriousness though being trusted with such a big milestone is something I’ll never take for granted. Thank you to every client who’s chosen me to be part of your journey ❤️

Address

-
Sheerness
ME122HA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 4pm

Telephone

+447368473175

Website

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