Steven Thomas Just Mortgages

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Steven Thomas Just Mortgages Approved by The Openwork Partnership on 02/08/2026
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Consolidating unsecured debts into a mortgage may appear to simplify monthly outgoings, but it can carry additional risk...
16/10/2026

Consolidating unsecured debts into a mortgage may appear to simplify monthly outgoings, but it can carry additional risks and costs. Speak to me to understand the potential implications before making a decision.

Changes in your property value or mortgage balance could affect your loan-to-value position. 🏠 This is one of the factor...
14/10/2026

Changes in your property value or mortgage balance could affect your loan-to-value position. 🏠 This is one of the factors lenders may use when assessing remortgage options. Get in touch for a review.

A new kitchen, extension or home office can be exciting, but it is important to understand how funding the work could af...
12/10/2026

A new kitchen, extension or home office can be exciting, but it is important to understand how funding the work could affect your mortgage. 🔨 Contact me to explore the options and potential long-term costs.

When a fixed or introductory deal ends, your mortgage may move onto the lender’s standard variable rate. ⏰ Contact me ah...
09/10/2026

When a fixed or introductory deal ends, your mortgage may move onto the lender’s standard variable rate. ⏰ Contact me ahead of your end date to review what other options may be available.

This is why I love my job, making dreams come true Well done Lewis and Tash .. The family home you’ve both worked so har...
07/10/2026

This is why I love my job, making dreams come true

Well done Lewis and Tash ..

The family home you’ve both worked so hard for, is what you picked the keys up to today

👌🫶🏻🏡🔑

New-build purchases can have different timescales from buying an existing property. 🏗️ Getting mortgage advice early can...
07/10/2026

New-build purchases can have different timescales from buying an existing property. 🏗️ Getting mortgage advice early can help you understand the process from reservation through to completion.

02/10/2026

Choosing a mortgage term is not only about making the monthly payment manageable. ⏳ It can also affect how long you are borrowing and the overall amount repaid. Contact me to discuss your options.

A serious illness could affect your income and household finances as well as your health. Critical illness cover may pro...
30/09/2026

A serious illness could affect your income and household finances as well as your health. Critical illness cover may provide a lump-sum payment if you are diagnosed with a condition covered by the policy. 💙

As you repay your mortgage and property prices change, the amount you borrow compared with your home’s value may also ch...
29/09/2026

As you repay your mortgage and property prices change, the amount you borrow compared with your home’s value may also change.

This could influence which products and rates you are eligible for when it is time to review your mortgage. Eligibility will depend on your circumstances and the lender’s criteria. 📈🔑

A Just Mortgages adviser can help you understand where you currently stand: https://tinyurl.com/yhyatb2h



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 21/09/2026

Moving home often means more than just finding the next property. 📦 It can also involve reviewing your existing mortgage...
28/09/2026

Moving home often means more than just finding the next property. 📦 It can also involve reviewing your existing mortgage, your budget and any extra costs. Get in touch if you would like support with the next step.

Found a property that feels right? 🏡 Before making an offer, it can help to understand your potential borrowing, monthly...
25/09/2026

Found a property that feels right? 🏡 Before making an offer, it can help to understand your potential borrowing, monthly payments and the wider costs involved in buying. Get in touch to review your mortgage position and prepare for the next step.

When did you last look closely at the details of your mortgage?Knowing what you currently owe, the conditions attached t...
24/09/2026

When did you last look closely at the details of your mortgage?

Knowing what you currently owe, the conditions attached to your deal and whether any charges apply can help your adviser build a clearer picture of your needs. 🏠✅

Gather your latest mortgage statement and start preparing for your next review: https://tinyurl.com/yhyatb2h



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 21/09/2026

Six months can pass quickly, especially when there are finances, paperwork and lender requirements to consider.Reviewing...
22/09/2026

Six months can pass quickly, especially when there are finances, paperwork and lender requirements to consider.

Reviewing your mortgage ahead of time could help you avoid a last-minute rush and give you space to explore what may be suitable for your circumstances.🔍📄

💬Learn more about how you can prepare for your next mortgage: https://tinyurl.com/yhyatb2h



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 21/09/2026

🚨Base Rate Announcement🚨
17/09/2026

🚨Base Rate Announcement🚨

🏡 You do not necessarily need to be buying with a partner to become a homeowner.Whether you could buy alone may depend o...
17/09/2026

🏡 You do not necessarily need to be buying with a partner to become a homeowner.

Whether you could buy alone may depend on your income, available deposit, regular commitments, credit history and the price of the property.
Understanding your position early could help you set a realistic budget and focus your property search.

A mortgage adviser can help you understand your potential borrowing range and what could be realistic for your circumstances.

📩 Speak to a Just Mortgages adviser to take your first step towards home ownership: https://tinyurl.com/3wsbz5ms



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 07/09/2026.

Buying alone can mean managing each decision and cost independently, but you do not have to work everything out by yours...
15/09/2026

Buying alone can mean managing each decision and cost independently, but you do not have to work everything out by yourself.

A mortgage adviser can explain the application process, help you understand how lenders may assess your finances and explore options based on your circumstances.

You may discover that your plans are already realistic, that you need more time to prepare or that adjusting your property budget could help.

📩 Speak to a Just Mortgages adviser about your next steps: https://tinyurl.com/3wsbz5ms



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 07/09/2026.

Preparing your financial information before speaking to a mortgage adviser could help make your initial conversation mor...
10/09/2026

Preparing your financial information before speaking to a mortgage adviser could help make your initial conversation more productive.📄

You may be asked about your income, deposit, regular spending, existing commitments and the property price you are considering.

Income from self-employment, bonuses, commission or several sources may be assessed differently between lenders.

📩 Speak to a Just Mortgages adviser to find out what information you may need: https://tinyurl.com/3wsbz5ms



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 07/09/2026

🏡 Buying a home does not have to be something you do with a partner.Your mortgage options may depend on your income, dep...
08/09/2026

🏡 Buying a home does not have to be something you do with a partner.

Your mortgage options may depend on your income, deposit, regular outgoings, credit history and the price of the property you are hoping to buy.
A mortgage adviser can help you understand your potential borrowing range and whether home ownership could be realistic for you.

📩 Speak to a Just Mortgages adviser to explore your options: https://tinyurl.com/3wsbz5ms



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 07/09/2026

🏠 A missed payment doesn’t always mean your mortgage plans have to stop.Lenders may consider when it happened, how much ...
03/09/2026

🏠 A missed payment doesn’t always mean your mortgage plans have to stop.

Lenders may consider when it happened, how much was involved, whether it has been resolved and your current financial position.

If you’re thinking about buying a home, getting advice before you apply could help you feel more prepared.

🔗 Find out more via the link: https://tinyurl.com/yc3pwppa

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 24/08/2026.

🔍 Had credit issues in the past and unsure where you stand?Older credit issues may be viewed differently to recent ones,...
01/09/2026

🔍 Had credit issues in the past and unsure where you stand?

Older credit issues may be viewed differently to recent ones, especially if they’ve been resolved and your finances have been managed well since.
Every lender has different criteria, so it’s worth speaking to an adviser before ruling yourself out.

🔗 Read the full blog here: https://tinyurl.com/yc3pwppa

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 24/08/2026.

Address

-
Warrington
WA14DP

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+447734102471

Website

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