CAM Payroll Services

30/08/2026

Early delivery of news this bank holiday weekend;

HMRC have published newsletter 184

The newsletter provides updates on upcoming legislative changes, administrator compliance reminders, and progress on the low earner’s pension payment:



Normal minimum pension age:

HMRC has launched a consultation on draft regulations supporting the increase in the Normal Minimum Pension Age from 55 to 57 from April 2028. This consultation closes on 28 September 2026, and replies should be sent to [email protected]

Non-statutory clearances:

A reminder for schemes and advisers that clearance applications should only be submitted where there is genuine uncertainty in the legislation and must include all relevant supporting information

Disposal of non-standard assets:

Schemes administrators must ensure non-standard assets are appropriately valued before disposal, as transferring assets below market value could create unauthorised payment tax charges

Low earner’s pension payment:

The update for pension scheme administrators:

Payments to eligible low earners affected by net pay arrangements will begin in the coming months for contributions made in 2024 to 2025. HMRC will take a phased approach, with the rollout over the remainder of the year and into early 2027. Eligible individuals do not need to contact HMRC and should wait to be contacted by post or through their personal tax account, following the instructions provided to accept their payment

Private pension statistics:

HMRC has published updated statistics covering pension membership, contributions, pension tax relief, allowance charges and taxable pension withdrawals

Pension savings statements:

Schemes administrators are reminded to issue pension savings statements and completed associated HMRC reporting by the required deadlines

Defined benefit pension scheme surplus payments to members:

An update on draft legislation that will allow defined benefit pension schemes to pay surplus funds directly to members through PAYE from April 2027.

26/08/2026

26 August 2026- CIPP NEWS

HM Revenue and Customs (HMRC) has released new guidance on how to avoid payslip fraud.

The new guidance highlights the growing risk of payslip fraud and the impact it can have on workers. Payslip fraud occurs when workers receive payslips or CIS deduction statements showing the deductions of tax and National Insurance contributions (NICs) that have not been paid to HMRC. In some cases, workers may be given incorrect information about deductions or may not receive a payslip at all.

The problem is often linked to organised labour fraud, where businesses or criminals exploit labour supply chains to avoid paying tax liabilities. Agency workers, temporary workers, contractors and those working through umbrella or payroll companies may be particularly at risk.

The consequences can be significant. If Tax and NICs are shown on a payslip and not paid to HMRC, workers may experience the following problems:

miss out on benefits such as Universal Credit
have problems claiming Statutory Sick Pay
have problems claiming maternity or paternity pay
receive less State Pension than expected
face unexpected tax bills in the future
be unable to claim tax repayments.
In some cases, individuals may not discover an issue until years later when they attempt to access benefits and pension entitlements.

HMRC encourages workers to regularly review their payslips and ensure:

they receive a payslip each pay period
personal details are correct
the employer or payroll provider details are correct
the tax code looks correct
the deductions of tax and NICs look reasonable
any pension deductions look reasonable.
Workers should also investigate any unexplained changes to their payslip, loss of access to an online portal, or any situation payslips suddenly stop being provided. These can be warning signs something is wrong.

A useful safeguard is to compare the payslip to other official records. Tax and NICs can be checked against HMRC’s records on the Personal Tax Account or HMRC app. If the payslip shows pension contributions, these can be checked directly with the pension provider.

Any suspected payslip fraud can be reported to HMRC directly. While most payroll providers and employers operate compliantly, HMRC’s guidance highlights why employees should take an active interest in understanding their payslip. A quick review each pay day could prevent problems from arising in the future.

26/08/2026

50% offer on discounted onboarding fee for UK SME & Charities for new clients throughout September 2025 only.

Book your discovery call by clicking the link below:

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24/08/2026

A brand new online tool has officially been launched by HMRC. It is designed to make identifying and keeping track of important tax filing and payment deadlines easier.

The new service helps users find the deadlines that apply to them and add key dates directly to their online calendars. This includes a range of taxes such as Self-Assessment, VAT, PAYE for employers, and the Construction Industry Scheme (CIS) for contractors. HMRC will create and send a personalised list of dates to each user. Based on the information provided, users can choose to print or add these to most calendar applications.

This tool addresses a common challenge of understanding and managing different filing and payment dates which are scattered across multiple tax regimes. To complete the service it will only take around five minutes of your time, does not require users to sign in, and HMRC states that the information entered is not sent to them.

23/08/2026

UK SME & Charities

Compliance checks:

Are your employees receiving the correct SMP payments? Are the deductions at the correct percentage? Are the qualifying weeks being calculated.correctly?…

Are your employees being paid the correct amount of SSP? Are the PIW accurate when calculating SSP? Are the number of qualifying days being taken into account alongside the amount of SSP due?…

Are your employees annual leave days set correctly and are your employees being paid the correct annual leave entitlement?…

It is so easy to make an error, and costly mistakes.

Outsourcing your payroll can eliminate these concerns.

For a no obligation quote?

Send a message and we will get back to you straight away.

CAM PAYROLL SERVICES

https://campayrollservices.my.canva.site/

21/08/2026

The Fair Work Agency (FWA) Year 1 Delivery Plan 2026/27 has been published.

Workplace rights were previously enforced by multiple agencies, each with separate processes and points of contact, but the FWA has brought that all together in one streamlined system which makes it easier for employers to know where to seek guidance and for workers trying to raise concerns.

2026/27 has been a transitional year – preparing for the future expansion of this agency in scale and responsibilities. The FWA has already taken on the statutory responsibility for National Minimum Wage (NMW) enforcement, still delivered under contract by HM Revenue and Customs (HMRC) before the full transfer from April 2027.

The Strategic Steer sets out 5 ministerial priorities (reduce burdens, strengthen data, increase awareness, provide leadership, and prepare for 2027).

With core responsibilities set out for:

Workers: Ensure the NMW is received, they are treated fairly by employment agencies and protected from exploitation and abuse

Businesses and labour providers: to provide guidance on Conduct Regulations and Licensing Standards and to have proportionate regulation across Great Britain and the UK supply chain.

Below are the three main objectives of the plan:

Deliver: maintain the level of operational performance, strengthen partnerships and host the first FWA Assembly, and maximise new powers and responsibilities enabled on day one .

Build: Establish mission, purpose and culture, recruit and build business systems and controls, and establish strong governance structures.

Develop: Their 2027/28 Business Plan and their 3-year Enforcement Strategy (2027-2030) for April 2027 and integrate NMW colleagues into the FWA

18/08/2026

Years of experience Vs New and Curious:

Years of expertise can lead to rigid habits and outdated methods.

Curiosity and growth help new providers stay open, learn fast, and meet modern needs with fresh ideas.

Problems with Old Expertise:

Fixed mindset:

Old experts can often think they know all the answers.

Slow to change:

They may miss new tools or better ways to work.

Blind spots: They may ignore new client needs or market shifts.

Benefits of Being New and Curious:

Open mind:

New providers listen well and learn fast.

New ideas:

They bring creative fixes to old problems.

Strong drive: They work hard to prove themselves and grow.

https://campayrollservices.my.canva.site/

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17/08/2026

“THE POWER OF PAY”

Every year, the pay industries contribute £474 billion to the UK economy through the collection of income tax and National Insurance – making pay one of the most vital functions in British business.

17/08/2026

17/08/2026

The first quarterly update deadline for most taxpayers in scope was 7 August 2026, covering the period from 6 April to 5 July 2026.

For those who have not yet submitted their first update, HMRC has confirmed that updates can still be submitted and that no penalties will be issued for late quarterly updates during the 2026-27 tax year. Penalties for late tax returns and late payments continue to apply as normal.

HMRC has also confirmed that from September 2026 it will begin contacting and signing up taxpayers who should already be using MTD for Income Tax but have not yet registered.

It is important to remember that quarterly updates are not tax returns. The annual self-assessment deadline remains 31 January, although taxpayers within MTD must submit their quarterly updates before they can complete their tax return.