18/12/2025
Another day, another report? We promise this one's worth a look.
🎉 Digital Finance (DiFi) for All is now live and publicly accessible!
This multi-country research explores how unbanked and underbanked communities in Bangladesh, India, Indonesia, and Uganda go through the process of accessing Digital Financial Services (DFS): what makes it easier, what creates barriers, and where there are opportunities to improve.
Supported by the Gates Foundation, the study in Indonesia spans:
🗓️ 2 years
📍 9 cities
👥 338 people (289 users, 36 providers, 13 government officials)
🔍 What’s on the site:
• 09 thematic video episodes
• 85 real people profiles
• 10 onboarding archetypes
• A deep-dive Indonesia-specific report covering challenges before, during, and after onboarding
Conducted in collaboration with:
🇮🇳 Quicksand – India
🇧🇩 BIGD (BRAC Institute of Governance and Development) – Bangladesh
🇺🇬 TSI (Three Stones International) – Uganda
🇮🇩 SomiaCX – Indonesia
💻 Explore the full study here → somiacx.com/difi-for-all/
Big kudos to Rayi, Anin, Ardy, Otha, Rasyid, Uka, and Chin 💛
Let’s keep pushing for more inclusive digital futures.