Just askpaul

Just askpaul This page is managed by the askpaul team, the team behind askpaulnow & askpaul.ie This is the official page of team askpaul (the team behind askpaul.

ie) our main page is . Here at askpaul, we believe everyone should have access to financial advice. askpaul was founded in 2016 by Paul Merriman and has now grown to one of the most successful ๏ฌnancial planning consultancies in Ireland with over 66 employees. There are 20 financial advisors & planners on our advisory team that provide financial advice through personal financial

consultations and the content that publish across all our social channels and askpaul.ie. This page is going to provide additional content from all the different teams across askpaul including the familiar faces from our main FB page & our hugely popular Instagram, TikTok pages & askpaul.ie . Paul, aka askpaul, will of course make an appearance from time to time on this page. We will continue to provide loads of great content across a range of financial planning topics and for anyone seeking advice from experts in the industry, we're here to answer your questions, you can DM us on messenger or email us [email protected]

10/08/2026

Most business owners are experts in their industry, but not in structuring their own finances.

Join Paul, one of Ireland's most recognised financial advisors for a free webinar for business owners on August 13th at 8pm on Zoom.

๐Ÿ“Œ What he will cover:
โœ… Tax efficient ways to extract profit from your company
โœ… Bringing your personal and business finances into one clear plan
โœ… Common financial mistakes business owners make, and how to avoid them
โœ… Protecting your income, your family, and your business if the unexpected happens
โœ… Common mistakes he sees business owners make
โœ… Live Q&A, bring your questions and get real answers

Register now: https://bit.ly/4z3iXXb

Everyone talks about compound growth. But what does it actually mean? ๐Ÿค” Simply put: your money earns money. That money t...
07/08/2026

Everyone talks about compound growth. But what does it actually mean? ๐Ÿค”

Simply put: your money earns money. That money then earns money too. Over time, this compound interest becomes a snowball, picking up size as it rolls. โ„๏ธ

The bit most people miss: time matters more than perfection.
Start investing at 25 with smaller contributions and decades to grow, or start at 40 needing much bigger contributions with less time to work. Same goal, very different outcome.

You don't need thousands. You don't need it perfect. You just need to start. ๐ŸŒฑ

Curious what starting early could look like for you? Let's talk. ๐Ÿ’ฌ

05/08/2026

Life doesn't stand still.

Neither should your financial plan.

Here are some of the biggest life events that are worth checking in on your pension:

๐Ÿ’ผ Starting a new job
๐Ÿ“ˆ Getting a pay rise or promotion
๐Ÿ’ Getting married
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Growing your family

๐Ÿก Buying your first home

๐ŸŽ‚ Reaching a milestone birthday

Each of these can change your financial priorities, your retirement goals, how much you can afford to contribute and how much you will need at retirement.

That's why, at askpaul reviewing your pensions about finding problems but it's about making sure it's still working towards the life you're building.

03/08/2026

Retirement planning can feel like a lot to take in, so we've pulled together some of the standout moments from our recent pension webinar with Paul, Devin and Bernard.

Here's what's covered:
๐Ÿ”น How much do you actually need to retire
๐Ÿ”น Why Auto Enrolment might not suit everyone, especially higher rate taxpayers
๐Ÿ”น The real purpose of a pension (hint, it's not just a number on a statement)
๐Ÿ”น Why staying invested through market ups and downs has paid off historically
๐Ÿ”น Key warnings around default investment options and old company pension allocation rates

Have a watch through the snippets below, and if you have questions about your own pension, book a free no-obligation consultation with the askpaul team today!

31/07/2026

"I'm saving for a wedding next year, 15k sitting in my AIB current account. Any better options?"

Good question.

First things first: this money should not be invested. If you need it within the next year or two, it needs to stay well away from markets, full stop.

But it also shouldn't just sit earning nothing. There are comparison platforms that show you savings rates side by side (some currently around 3%), so you can put it somewhere that's actually working for you until the big day.

29/07/2026

๐Ÿค” Here's something we've noticed over the years...

A lot of people have never heard of a Section 72 policy.

Not because it's complicated.

Not because it's brand new.

It's because estate planning is one of those financial conversations people often leave until "another day."

The thing is...

The earlier you understand your options, the more choices you usually have.

Estate planning isn't just about building wealth.

It's about helping protect what you've built for the people you care about.

๐Ÿ“… Here's something we notice quite a lot...Most people don't ignore their pension on purpose.Life just gets in the way.W...
27/07/2026

๐Ÿ“… Here's something we notice quite a lot...

Most people don't ignore their pension on purpose.

Life just gets in the way.

Work gets busy.

Family comes first.

Before you know it, another year has gone by.

That's why we think a simple mid-year check is such a good habit.

You don't need to spend hours looking at it.

Sometimes, just knowing where your pension is, what you're contributing and whether it's still right for you is enough.

Small check-ups today can help avoid bigger surprises later.

24/07/2026

When you hear "financial wellbeing", what's the first thing that comes to mind? For a lot of people, it's their salary. How much they earn, how much they have.

But we see it differently.
Financial wellbeing isn't about the number in your account. It's about how in control you feel.
๐Ÿก Understanding your mortgage
๐Ÿ“ˆ Knowing you're on track for retirement
๐Ÿ›ก๏ธ Having the right protection in place
๐Ÿ’ฐ Feeling confident about day to day finances

And it might be one of the most overlooked workplace topics out there. Because when employees feel that kind of confidence, it shows at work, in focus, in energy, and in how people show up each day.
๐Ÿ’ฌ Do you think financial wellbeing should be part of workplace conversations? Let us know in the comments below.

๐Ÿ’ผ Here's something we see all the time at Ask Paul...โœ”๏ธPeople change jobs.โœ”๏ธLife gets busy.โœ”๏ธYears pass.And old pensions...
22/07/2026

๐Ÿ’ผ Here's something we see all the time at Ask Paul...

โœ”๏ธPeople change jobs.
โœ”๏ธLife gets busy.
โœ”๏ธYears pass.

And old pensions get forgotten about.

It's completely understandable.

But leaving pensions behind without reviewing them can mean you're missing an opportunity to simplify your retirement planning.

The first step isn't transferring anything.

It's simply knowing what you have and understanding your options.

Sometimes, a quick review is all it takes to get everything back on track.

20/07/2026

Worked four or five jobs in the last decade? There's a good chance you've got a pension sitting with each one.

The natural instinct is to merge them all into one for the sake of tidiness. Worth pausing on that first though; a bigger pension pot doesn't always mean better options at retirement.

Sometimes it means fewer.

Small, low-value pots are usually fine to combine. Anything more substantial is worth getting properly reviewed before you touch it.

Have an old pension you've lost track of? Book a no-obligation pension consultation with us today. Link in bio. We'll help you understand what to actually do with them

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Dublin

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