The Money Doctor

The Money Doctor Money Doctors Independent regulated financial advisory company authorised by the Central Bank of Ireland.

John Lowe founder and Managing Director is the Money Doctor, a Fellow of the Institute of Bankers and successfully completed the Chartered Director programme. Currently presenting seminars all over Ireland - "Surviving the recession - simple steps to transform your finances" - an hour and a half journey thru personal finance. Chief service is the 20 minute Money Doctor consultation costing € 65 - just like a visit to your local GP.

💡 Expert financial advice, delivered to your doorstep - virtually.No traffic. No paperwork. No fluff. Just clear, practi...
16/08/2026

💡 Expert financial advice, delivered to your doorstep - virtually.

No traffic. No paperwork. No fluff. Just clear, practical financial guidance tailored to your goals.

Whether you're navigating mortgages, pensions, savings, or simply want to get your finances in order, Money Doctors offers one-on-one Zoom consultations that work around your schedule.

Here’s what’s included:
✅ Personalised, jargon-free advice
✅ A flexible online session at your convenience
✅ A full Financial Health Check + a detailed action plan within 24 hours

💰 Simple, transparent pricing:
• 20 mins – €65
• 40 mins – €130 (includes FREE Money Doctors 2026 book 📘)
• 60 mins – €195

Getting started is quick:
1️⃣ Fill out our online Fact Find
2️⃣ Choose a Zoom time that suits you
3️⃣ Get expert advice + a custom report, fast

📞 Call 01 278 5555 or
💻 Book now at https://hubs.ly/Q04s-V8W0

Smart money moves start at home.

💳 Your Credit History Matters More Than You ThinkMany people only think about their credit history when applying for a m...
15/08/2026

💳 Your Credit History Matters More Than You Think

Many people only think about their credit history when applying for a mortgage or loan.

By then, it may be too late to correct issues that could affect an application.

Good credit habits include:
✔️ Paying commitments on time
✔️ Avoiding missed repayments
✔️ Managing borrowing responsibly
✔️ Reviewing your credit information periodically

Poor credit management can affect:
🏠 Mortgage applications
🚗 Car finance
💳 Personal loans
💼 Certain financial opportunities

Building a strong financial profile takes time.

📊 Responsible borrowing isn't about avoiding credit entirely - it's about managing it effectively.

Understanding your financial profile today can help improve future borrowing opportunities.

📅 Book a meeting today: https://hubs.ly/Q04s-GQB0
📞 01 278 5555

💼 Are You Claiming All Legitimate Business Expenses?For business owners and self-employed individuals, understanding all...
15/08/2026

💼 Are You Claiming All Legitimate Business Expenses?

For business owners and self-employed individuals, understanding allowable business expenses is essential.

Claiming legitimate business expenses can help ensure you're paying the correct amount of tax - not more and not less.

Areas often reviewed include:
✔️ Professional fees
✔️ Office expenses
✔️ Business travel
✔️ Training and development
✔️ Equipment and technology
✔️ Certain vehicle expenses

We regularly meet business owners who:
❌ Underclaim legitimate expenses
❌ Keep inadequate records
❌ Mix personal and business spending
❌ Miss opportunities to improve record keeping

Maintaining proper documentation is critical.

📊 Good record keeping not only supports compliance - it can also make tax planning more effective.

Regular reviews can help ensure your business finances remain organised and efficient.

📅 Book a meeting today: https://hubs.ly/Q04s-mz90
📞 01 278 5555

👨‍👩‍👧 Should You Start Saving for Your Child's Future?Many parents want to give their children a financial head start.Wh...
14/08/2026

👨‍👩‍👧 Should You Start Saving for Your Child's Future?

Many parents want to give their children a financial head start.

Whether it's future education costs, a first car, travel opportunities or help towards a home deposit, starting early can make a significant difference.

When saving for children, consider:
✔️ Your savings timeframe
✔️ Accessibility of funds
✔️ Risk tolerance
✔️ Tax considerations
✔️ Your own financial priorities

One common mistake is prioritising children's savings while neglecting emergency funds, pension contributions or other important financial goals.

Remember:
📌 You can borrow for education.
📌 You cannot borrow for retirement.

A balanced financial plan should support both your children's future and your own financial security.

📊 Small, consistent contributions over time can accumulate significantly.

📅 Book a meeting today: https://hubs.ly/Q04s-FVc0
📞 01 278 5555

🏠 Thinking About Renovating Your Home? Plan the Finances FirstHome improvements can add comfort, improve energy efficien...
14/08/2026

🏠 Thinking About Renovating Your Home? Plan the Finances First

Home improvements can add comfort, improve energy efficiency and potentially increase property value.

However, many renovation projects exceed their original budgets.

Before starting, consider:
✔️ Total project costs
✔️ Contingency funds
✔️ Financing options
✔️ Impact on household cashflow
✔️ Potential grants or supports
✔️ Long-term affordability

We often see homeowners focus on construction costs while overlooking additional expenses such as professional fees, temporary accommodation, furnishings or unexpected works.

A realistic budget can help reduce stress and prevent financial pressure during the project.

📊 Renovations should improve your home - not create unnecessary financial strain.

A proper financial plan before construction begins can make a significant difference.

📅 Book a meeting today: https://hubs.ly/Q04s-ylF0
📞 01 278 5555

🧓 Approaching Retirement? Have You Calculated Your Future Income Yet?Many people spend decades contributing to pensions ...
13/08/2026

🧓 Approaching Retirement? Have You Calculated Your Future Income Yet?

Many people spend decades contributing to pensions but never actually calculate what income those pensions are likely to provide in retirement.

Your retirement planning should focus on one key question:

"How much income will I have when I stop working?"
Important considerations include:
✔️ Occupational pensions
✔️ Personal pensions
✔️ Additional Voluntary Contributions
✔️ State Pension entitlements
✔️ Savings and investments
✔️ Existing debts

We regularly meet people who know the value of their pension fund but have no idea what level of retirement income it may generate.

Understanding your future income allows you to:
✅ Identify potential shortfalls
✅ Adjust contributions if necessary
✅ Make informed retirement decisions
✅ Plan with greater confidence

📊 Retirement planning isn't about guessing. It's about understanding the numbers and taking action while you still have time.

📅 Book a meeting today: https://hubs.ly/Q04sQjsr0
📞 01 278 5555

💶 Tax Relief on Tuition Fees: Are You Claiming Everything You're Entitled To?Investing in education can be one of the be...
13/08/2026

💶 Tax Relief on Tuition Fees: Are You Claiming Everything You're Entitled To?

Investing in education can be one of the best investments you'll ever make. Whether you're paying for your own qualifications or supporting a family member through further education, it's important to understand what tax reliefs may be available.

Many taxpayers are unaware that qualifying tuition fees for approved third-level courses may qualify for tax relief, subject to Revenue rules and conditions.

Before assuming you don't qualify, consider:
✔️ Was the course provided by an approved institution?
✔️ Does the course meet Revenue requirements?
✔️ Have you retained the necessary documentation?
✔️ Have you reviewed previous years?

We regularly meet individuals who have paid significant education costs but never investigated whether tax relief was available.

Common mistakes include:
❌ Assuming fees automatically qualify
❌ Failing to keep receipts and records
❌ Missing the opportunity to claim relief
❌ Not reviewing previous tax years

📊 Education is an investment in your future. Ensuring you're receiving any available reliefs can help reduce the overall cost.

If you've paid substantial tuition fees in recent years, it may be worth reviewing your tax position.

📅 Book a meeting today: https://hubs.ly/Q04sRGDB0
📞 01 278 5555

📈 Inflation: Is Your Savings Losing Purchasing Power?Seeing money sitting safely in a savings account can feel reassurin...
12/08/2026

📈 Inflation: Is Your Savings Losing Purchasing Power?

Seeing money sitting safely in a savings account can feel reassuring - but inflation can reduce what that money can actually buy over time.

If your savings earn a return below inflation, the real purchasing power of your money may decline.

This doesn't mean everyone should immediately invest their savings.

Instead, consider separating your money according to its purpose:
💶 Emergency savings – accessible when you need it
🏠 Short-term goals – money needed in the near future
📈 Long-term wealth – potentially suitable for investment depending on your circumstances

We often see people hold large amounts of long-term money in cash simply because investing feels intimidating.

On the other hand, investing money that you may need shortly can expose you to unnecessary market risk.

📊 The right balance between cash and investments depends on your timeframe, goals and tolerance for risk.

Your money should have a purpose - and your financial strategy should reflect that purpose.

📅 Book a meeting: https://hubs.ly/Q04sBV970
📞 01 278 5555

🤝 Back to School Costs: Are You Budgeting for Them?The return to school can create a significant financial pressure for ...
12/08/2026

🤝 Back to School Costs: Are You Budgeting for Them?

The return to school can create a significant financial pressure for families, particularly when several children are involved.

Costs can include:
🎒 Uniforms
📚 Books and supplies
👟 Shoes
💻 Technology
🚌 Transport
⚽ Activities and sports

While some State supports may be available to qualifying families, planning ahead remains important.

Rather than facing a large expense in one month, consider creating a dedicated annual education budget.

For example, putting aside a small amount each month can make school-related costs much easier to manage when they arrive.

It's also worth reviewing whether you qualify for relevant supports and allowances based on your household circumstances.

📊 Good family financial planning isn't about restricting everything -it is about anticipating predictable costs before they become financial emergencies.

📅 Book a meeting today: https://hubs.ly/Q04szBRc0
📞 01 278 5555

🚗 Car Finance: Are You Looking at the Total Cost or Just the Monthly Payment?When buying a car, it's easy to focus on on...
11/08/2026

🚗 Car Finance: Are You Looking at the Total Cost or Just the Monthly Payment?

When buying a car, it's easy to focus on one number:

"How much will I pay each month?"

But the monthly repayment doesn't tell you the full cost of borrowing.

Before choosing car finance, consider:
✔️ Deposit required
✔️ Interest rate
✔️ Length of agreement
✔️ Total amount repayable
✔️ Final payment or balloon payment where applicable
✔️ Your ability to afford the repayments

A longer agreement can reduce the monthly payment while increasing the overall amount paid.

We regularly see consumers choose finance based on affordability today without considering the total cost over the life of the agreement.

📊 Comparing the full cost of different finance options can help you make a more informed decision.

Before taking on new borrowing, consider how it fits alongside your mortgage, savings and other commitments.

📅 Book a meeting today: https://hubs.ly/Q04sBynv0
📞 01 278 5555

Address

Dublin
A94A2F7

Opening Hours

Monday 9:15am - 5:45pm
Tuesday 9:15am - 5:45pm
Wednesday 9:15am - 5:45pm
Thursday 9:15am - 5:45pm
Friday 9:15am - 4pm

Telephone

+35312785555

Website

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