Hopkins Financial Consultants

18/09/2025

Auto-Enrolment starts in January 2026.
ARE YOU READY?

For employers this means new responsibilities.
For employees it means automatic pension contributions.
For everyone it means change is coming.

At Hopkins Financial Consultants we make sure you’re prepared with clear advice, implementation support and a plan that works for you.

Don’t wait until the deadline. Start the conversation today.

25/06/2025

🤔 You might think you’re covered…
But who does your policy actually protect?

🏦 Your bank
or
👨‍👩‍👧‍👦 Your family?

17/06/2025

Most people take out mortgage protection because the bank told them to and then never think about it again!

But I've been having a look at a few policies lately and honestly some of them are costing people far more than they should. Others just don’t cover the stuff you’d expect....A lot don’t include serious illness cover at all and that’s usually when people need help the most!!!

If you want me to check your policy just send me an email....Could be worth it!

[email protected]

05/02/2025

A great morning at the Zurich conference—very informative and insightful!

One of the most interesting slides was this one, comparing the returns from saving the children’s allowance in a bank account versus investing it in a balanced or high-risk fund. The difference is striking!

From 2007 to 2024:
💰 Cash savings: ~€30,240
📈 Balanced fund: ~€62,000
📊 International equity fund: ~€86,000

It’s a strong reminder that over the long term investing in stocks/bonds can significantly outperform cash over the long term. Of course investment carries risk but for those with a long enough time horizon the potential rewards can be substantial.

Would love to hear others’ thoughts—are more people considering investing for their children rather than putting into a bank deposit paying little or no returns.

20/06/2022

S&P500 slips into Bear Market territory

30/05/2022

US markets snap 7 week losing streak

23/05/2022

Losses continue as Dow Jones hits 8 week losing streak.

16/05/2022

Friday sees market rebound but stock continue to struggle.

09/05/2022

Markets continue to struggle despite reassurance from FED’s

25/04/2022

Welcome to the Investment Market Weekly Update!

For all your financial needs -Call, text or WhatsApp Graham on 0872491516 or email [email protected]

www.hopkins-financial.ie

11/04/2022

04/04/2022

Welcome to the Investment Market Weekly Update!

For all your financial needs -Call, text or WhatsApp Graham on 0872491516 or email [email protected]

www.hopkins-financial.ie