26/09/2026
UPI reform —
P2P payments free rahenge, ₹2,000 tak ke merchant UPI payments par zero MDR continue rahega, jabki kuch higher-value merchant transactions par MDR apply ho sakta hai.
👉 Immediate impact limited, but UPI ke long-term financial sustainability ke liye important reform.
📌 UPSC aspirants ke liye: Economy + Digital Payments + Financial Inclusion