Vishwam Advisory

21/04/2026

20/04/2026

15/04/2026

Materialize Dematerialization of Shares and Transmission with Vishwam Advisory.

13/10/2025

Recovering your funds or shares transferred to the Investor Education and Protection Fund (IEPF)

05/09/2025

*Claiming Unclaimed Dividends from IEPF*

Vishwam Advisory Private Limited can assist clients in claiming unclaimed dividends from the Investor Education and Protection Fund (IEPF) by following a step-by-step process. This guide outlines the necessary steps, required documents, and important considerations for a successful claim.

Vishwam Advisory Private Limited can provide expert assistance in claiming unclaimed dividends from IEPF. Our services include :
- Document preparation
- Application submission
- Tracking claim status
- Expert guidance throughout the process

By following this step-by-step guide, Vishwam Advisory Private Limited can help clients successfully claim their unclaimed dividends from IEPF. Our team of experts will ensure a smooth and efficient process, providing personalized assistance and guidance throughout.

12/08/2025

Examples of Supreme Court cases reinforcing the rights of legal heirs:
Sarbati Devi v. Usha Devi [AIR 1984 SC 346]:
This landmark case established that a nominee in an insurance policy is not the absolute owner but a trustee for the legal heirs.
Harsha Nitin Kokate Vs. The Saraswat Co-operative Bank Ltd. and Others:
This case reiterated that a nominee is a trustee and not the owner of the assets.
Ram Chander Talwar Vs. Devender Kumar Talwar:
This case further reinforced the rights of legal heirs over nominees.
Indrani Wahi vs. Registrar of Cooperative Societies:
This case clarified that nomination only facilitates the transfer of shares but does not confer ownership.
In conclusion: The Supreme Court has consistently emphasized that while a nominee is important for facilitating the transfer of assets, they do not become the absolute owners. The legal heirs, as determined by the applicable succession laws, ultimately have the right to inherit and dispose of the assets.

07/08/2024

The phrase “may” used in Section 233(5) of the Companies Act, 2013 will have to be construed as mandatory | It is mandatory for the Central Government to make an application before the Tribunal/NCLT and get adjudication if Merger or Amalgamation Scheme is not in public interest or in the interest of the Creditors - Asset Auto India Pvt. Ltd. and Ors. Vs. The Union of India and Ors. - Bombay High Court

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21/07/2022

https://www.moneycontrol.com/news/business/personal-finance/why-a-nominee-should-never-be-an-ultimate-beneficiary-8860681.html

There is a demand among a section of experts that a nominee of a financial asset must be made the legal heir. While nomination is crucial for a smooth flow of assets to the legal heir, equating nominations with succession is disastrous.