Every Paisa Matters

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Every Paisa Matters Having gone through a journey of learning the difficult aspects of "Running the day to day aspects o A FinEnthu determined to make understanding Finance Simple.

An Engineer by Education
A Financial Enthusiast by Passion. Having gone through a journey of learning the difficult aspects of "Running the day to day aspects of Life" myself, I have now embarked on the second leg to share the same with people. Like many of you, I made mistakes too. I did have some blessed people by my side to coach, guide and navigate me and also to "advise rationally" what we sh

ould and shouldn't do. This year, I have learnt more than I learnt in past 15 years. The learning never stops!!! So, with the mantra of "Life is Simple, Let's not complicate it." I will try to share some valuable learnings which have helped me where I am today. These are some very easy to understand principles, things that each one you can follow easily. If you still can't follow, we will make it "EASier", for sure. So, let's learn something new today with a very easy aim to follow. That of "Bachate Rahein! Kamate Rahein!" because EVERY PAISA MATTERS

16/05/2026

Scapia Credit Card is an Amazing Zero Forex Card with some awesome Referral Benefits.
[Forex Card, Lifetime Free Credit Card, Best Cards for Foreign Travel, Zero Forex]

14/05/2026

😢 Income Tax Notice on 10 Lakh Credit Card Spends... What's the Truth?

09/05/2026

🧐This was Not Expected from HSBS Travel One.
[HSBC, Zero Forex, Crddit Cards, Travel, Flights]

08/05/2026

Most Cherished D Card... 💳
[credit cards, debit cards, cashback, hsbc]

07/05/2026

My Most Cherished D Card... 🙂

06/05/2026

😢I don't know Why Parents don't do this...

05/05/2026

🤩 Delhi to Bali for couple in ₹6K using LTF Card.

Jupiter Edge+ → Maharaja Points (Air India) ✈️

Now your Jewels can turn into miles 👇

👉 6 Jewels = 1 Maharaja Point

💡 How to earn 12,000 Jewels/month:
• ₹6,000 on Amazon (₹2,000 × 3 transactions)
• ₹6,000 on partner brands (₹2,000 × 3 transactions)

👉 Total spend: ₹12,000
👉 Jewels earned: 12,000/month

📊 Yearly Math:
• 12,000 × 12 = 1,44,000 Jewels
• → 24,000 Maharaja Points

🎯 That’s enough for Delhi → Bali (Air India redemption)

👉 From cashback to flights — smart stacking 💡✈️

Comment EDGE to get link for applying this card

[travel, credit cards, air india, maharaja points, points redemption]

Most people ask — which is the best forex credit card? 💳🌍The real answer is — it depends on your use case.👉 Want simple ...
05/05/2026

Most people ask — which is the best forex credit card? 💳🌍

The real answer is — it depends on your use case.

👉 Want simple usage?
Zero forex cards are perfect — no hassle, no surprises

👉 Want higher returns?
Premium cards can give better value but come with higher entry

👉 Best approach?
Use both smartly

There’s no best card
Only the right card for you ✈️

02/05/2026

Kiwi vs SalarySe Credit Card - Which one is better for UPI? 💳⚡

If your spends are around ₹12,500/month (~₹1.5L/year):
👉 Kiwi (with Neon) gives ~5% cashback
👉 SalarySe gives slightly higher overall value (~4.5%)

But the real difference is in how you earn & use rewards

Kiwi Credit Card
✔️ Direct cashback in your account
✔️ Works for salaried + self-employed
✔️ Simple and easy to use

SalarySe Credit Card
✔️ Higher value if you mix UPI + card spends
✔️ Rewards come as points (redeem via vouchers)
✔️ Only for salaried users

Important Insight 💡
If your spends go beyond ₹1.5L/year:
👉 Kiwi rewards drop
👉 SalarySe can give better returns (based on usage)

So the right choice depends on your spending pattern

Which one are you using? 👇

[kiwi credit card, salaryse credit card, upi credit card, kiwi vs salaryse, best upi card, cashback cards, credit cards india]

🔥 SBI BPCL Octane = 7.25% value back on fuel ⛽25X RP + 1% surcharge waiver makes this one of the best fuel cards in Indi...
01/05/2026

🔥 SBI BPCL Octane = 7.25% value back on fuel ⛽

25X RP + 1% surcharge waiver makes this one of the best fuel cards in India

₹1,499 fee → ₹1,500 joining value
₹2K milestone bonus @ ₹3L spend

👉 Simple rewards. Easy redemption. Real savings

Fuel spenders - this is a no-brainer 💳

🔗 Comment BPCL to get link for applying.

30/04/2026

😢 Another Great Credit Card Bites The Dust....
💔

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