16/09/2026
Has a low CIBIL score stopped you from getting the business funding you need?
Don't panic! 2026 underwriting rules have changed. While a low credit score might ruin your chances for a standard unsecured loan, a Loan Against Property (LAP) is completely different. Because you are backing the loan with physical real estate, lenders are far more forgiving with your credit history!
If your property has clean documents and your business has steady cash flow, you can still unlock massive capital. Swipe through our latest breakdown to see what CIBIL score you actually need for a LAP, and learn how to get your loan approved!