15/09/2026
BREAKING NEWS π¨ UPI Ab Free Nahi Rahega?
15 Oct 2026 se UPI pe charge? Sach kya hai, jhooth kya hai? Samjho 60 sec me π
NPCI ne kal hi naya rule announce kiya hai [Source: HT, Business Standard 15 Sept 2026]:
β
KYA FREE RAHEGA? (95% Transactions)
- βΉ0 se βΉ2000 tak ka har P2M Payment (Dukaan pe payment) = 100% FREE
- P2P Payment (Dost, Family ko bhejna) = 100% FREE
- Chote dukaan wale / Sabzi wale / P2PM jo mahine ka βΉ1 Lakh tak UPI lete hain = 100% FREE
β KAHAN LAGEGA CHARGE?
- βΉ2000 se UPAR ke Merchant Payment pe = 0.4% MDR (Max βΉ300)
Example: βΉ5,000 ka payment -> Dukaan wale ko βΉ20 lagega
Example: βΉ50,000 ka payment -> Dukaan wale ko βΉ200 lagega
- Railway, Telecom, Insurance, Petrol Pump pe βΉ2000 se upar = Flat βΉ5
IMPORTANT: Ye charge AAPKO nahi, MERCHANT ko lagega. Aur Ministry of Finance ne mana kiya hai ki dukaan wala aapse extra na le.
Toh Ghabrana Hai Ya Nahi?
Nahi! Aapke 95% roz ke transactions (Chai, Auto, Kirana, βΉ2000 tak) pe koi charge nahi hai.
Digital India ko sustainable banane ke liye ye step hai - Cybersecurity aur infra ke liye.
Aapko kya lagta hai - Ye sahi step hai ya UPI ka craze kam hoga?
Comments me batao π
Share karo - Sabko sach pata chalna chahiye!
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Source: NPCI Official Circular 15 Sept 2026, Gazette Notification 14 Sept 2026
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π¨βπΌ Sandeep Ahuja | Financial Advisor | ARN-63603
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