KR CorpLink LLP

KR CorpLink LLP Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from KR CorpLink LLP, Business consultant, Delhi.

KR CorpLink is a business consulting firm with highly experienced team having expertise in the field of- NBFCs, Debt Syndication, Secretarial & RBI Compliance, Financial Services and Business setup.

๐—™๐—ฟ๐—ผ๐—บ ๐—ฉ๐—ถ๐˜€๐—ถ๐—ผ๐—ป ๐˜๐—ผ ๐—ฉ๐—ฎ๐—น๐—ถ๐—ฑ๐—ฎ๐˜๐—ถ๐—ผ๐—ป: ๐—”๐—ป๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐—ก๐—•๐—™๐—– ๐˜€๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜€๐˜๐—ผ๐—ฟ๐˜† ๐—ฝ๐—ผ๐˜„๐—ฒ๐—ฟ๐—ฒ๐—ฑ ๐—ฏ๐˜† ๐—ž๐—ฅ ๐—–๐—ผ๐—ฟ๐—ฝ๐—Ÿ๐—ถ๐—ป๐—ธ.Weโ€™re super excited to share that Securis F...
04/04/2025

๐—™๐—ฟ๐—ผ๐—บ ๐—ฉ๐—ถ๐˜€๐—ถ๐—ผ๐—ป ๐˜๐—ผ ๐—ฉ๐—ฎ๐—น๐—ถ๐—ฑ๐—ฎ๐˜๐—ถ๐—ผ๐—ป: ๐—”๐—ป๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐—ก๐—•๐—™๐—– ๐˜€๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜€๐˜๐—ผ๐—ฟ๐˜† ๐—ฝ๐—ผ๐˜„๐—ฒ๐—ฟ๐—ฒ๐—ฑ ๐—ฏ๐˜† ๐—ž๐—ฅ ๐—–๐—ผ๐—ฟ๐—ฝ๐—Ÿ๐—ถ๐—ป๐—ธ.

Weโ€™re super excited to share that Securis Financeโ€”founded by Ankit Gera and Shankar N., the minds behind the Junio appโ€”has received its NBFC license from the Reserve Bank of India (RBI).

Securis Finance is on mission to help teenagers across India get easy and smart education loansโ€”so money doesnโ€™t stop anyone from chasing their dreams.

KR CorpLink had the chance to support them in every steps to secure NBFC licence. We handled the NBFC registration, paperwork, and all the tough compliance rules.

A huge congratulations to the team at Securis! Weโ€™re excited to see your vision unfold and proud to have played a role in enabling it.

This Holi, letโ€™s splash success, happiness, and prosperity into our lives! May your dreams shine as bright as the festiv...
14/03/2025

This Holi, letโ€™s splash success, happiness, and prosperity into our lives! May your dreams shine as bright as the festive colors. Wishing you a vibrant Holi from KR Corplink!

๐—ฆ๐˜๐—ฟ๐—ผ๐—ป๐—ด ๐˜„๐—ผ๐—บ๐—ฒ๐—ป. ๐—ฆ๐˜๐—ฟ๐—ผ๐—ป๐—ด ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€๐—ฒ๐˜€. ๐—ฆ๐˜๐—ฟ๐—ผ๐—ป๐—ด๐—ฒ๐—ฟ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ!At KR Corplink, we celebrate the remarkable women shaping industries, l...
08/03/2025

๐—ฆ๐˜๐—ฟ๐—ผ๐—ป๐—ด ๐˜„๐—ผ๐—บ๐—ฒ๐—ป. ๐—ฆ๐˜๐—ฟ๐—ผ๐—ป๐—ด ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€๐—ฒ๐˜€. ๐—ฆ๐˜๐—ฟ๐—ผ๐—ป๐—ด๐—ฒ๐—ฟ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ!

At KR Corplink, we celebrate the remarkable women shaping industries, leading with innovation, and making a lasting impact. Hereโ€™s to breaking barriers and building legacies!

๐—›๐—ฎ๐—ฝ๐—ฝ๐˜† ๐—œ๐—ป๐˜๐—ฒ๐—ฟ๐—ป๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—ช๐—ผ๐—บ๐—ฒ๐—ปโ€™๐˜€ ๐——๐—ฎ๐˜†!

Bad Loans: A Silent Killer for Businesses & LendersNobody likes talking about bad loansโ€”until they become a crisis.Recen...
28/02/2025

Bad Loans: A Silent Killer for Businesses & Lenders

Nobody likes talking about bad loansโ€”until they become a crisis.

Recently, the CreditAccess Grameen (CREDAG) issue in Karnataka highlighted just how quickly non-performing assets (NPAs) can spiral out of control. When borrowers struggle to repay, lenders are forced to increase provisions, cutting deep into profits.

But hereโ€™s the real problem: Bad loans donโ€™t just impact lendersโ€”they affect the entire economy.

๐Ÿ”ด For businesses โ€“ Limited access to credit, higher borrowing costs, and slower growth.
๐Ÿ”ด For banks & NBFCs โ€“ Higher NPAs lead to lower profitability, riskier portfolios, and stricter regulations.
๐Ÿ”ด For customers โ€“ Tighter lending policies mean fewer loans for small businesses and individuals who genuinely need them.

So, how do we address this growing issue?

โœ… Diversify Lending Risk โ€“ Avoid concentration in specific regions or customer segments.
โœ… Stronger Credit Assessment โ€“ Use AI & data analytics to evaluate borrower behavior beyond traditional credit scores.
โœ… Encourage Financial Literacy โ€“ Educating borrowers about repayment cycles and responsible borrowing can prevent defaults.
โœ… Stricter Recovery Mechanisms โ€“ Balanced recovery approaches that donโ€™t harm repayment culture but ensure accountability.

Microfinance institutions, banks, and policymakers must work together to create sustainable lending practices. Otherwise, we risk another wave of financial instability.

What do you thinkโ€”should lenders tighten their credit policies, or do we need better borrower support programs? Letโ€™s discuss! ๐Ÿ‘‡

Wishing you a blessed Maha Shivratri!May this day bring you peace, strength, and success in all that you do. Letโ€™s take ...
26/02/2025

Wishing you a blessed Maha Shivratri!

May this day bring you peace, strength, and success in all that you do. Letโ€™s take inspiration from Lord Shivaโ€™s wisdom and resilience as we move forward in life.

Stay happy, stay blessed!

๐—ก๐—•๐—™๐—–๐˜€ & ๐—ฃ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป๐—ฎ๐—น ๐—Ÿ๐—ผ๐—ฎ๐—ป๐˜€: ๐—”๐—ฟ๐—ฒ ๐—ช๐—ฒ ๐—›๐—ฒ๐—ฎ๐—ฑ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐—ง๐—ฟ๐—ผ๐˜‚๐—ฏ๐—น๐—ฒ?With todayโ€™s 25 bps rate cut, a big question arises:Will this help re...
22/02/2025

๐—ก๐—•๐—™๐—–๐˜€ & ๐—ฃ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป๐—ฎ๐—น ๐—Ÿ๐—ผ๐—ฎ๐—ป๐˜€: ๐—”๐—ฟ๐—ฒ ๐—ช๐—ฒ ๐—›๐—ฒ๐—ฎ๐—ฑ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐—ง๐—ฟ๐—ผ๐˜‚๐—ฏ๐—น๐—ฒ?

With todayโ€™s 25 bps rate cut, a big question arises:

Will this help reduce personal loan defaults, or are we heading toward a bigger financial problem?

Personal loans have grown rapidly in recent years because:
โœ… Banks have been lending aggressively.
โœ… NBFCs have expanded through co-lending and loan assignments.
โœ… Borrowers have easy access to unsecured loans for spending.

But now, the risks are showing:
โš ๏ธ Rising stress in microfinance suggests trouble for other unsecured loans.
โš ๏ธ Interest rates on personal loans are over 20%, while GDP is growing at just 10%โ€”this gap is worrying.
โš ๏ธ Many borrowers are taking new loans to repay old ones, increasing their debt burden.
โš ๏ธ Banks have slowed lending to NBFCs, with growth dropping to 6.7% YoY from 15% last year.

This puts NBFCs in a tough spot:
๐Ÿ”น Cut interest rates? But this will hurt profits.
๐Ÿ”น Reduce lending? But this may slow growth further.

As we approach the financial year-end, the pressure is building.

Whatโ€™s next? Will lenders adjust in time, or are we facing a liquidity crunch?

Would love to hear your thoughts!

Let the divine grace of Maa Saraswati remove all ignorance and fill your life with knowledge and success. Wishing you a ...
02/02/2025

Let the divine grace of Maa Saraswati remove all ignorance and fill your life with knowledge and success. Wishing you a blessed Saraswati Puja!

As India marks its 76th Republic Day, we honor the values of justice, equality, and liberty enshrined in our Constitutio...
26/01/2025

As India marks its 76th Republic Day, we honor the values of justice, equality, and liberty enshrined in our Constitution. This day reminds us of the strength and unity that drive our nation forward.

At KR CorpLink, we stand proud to contribute to India's growth. Wishing everyone a Happy Republic Day filled with hope, pride, and progress! Letโ€™s continue building a stronger nation together.

๐—จ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ "๐—™๐—ถ๐˜ ๐—ฎ๐—ป๐—ฑ ๐—ฃ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ" ๐—–๐—ฟ๐—ถ๐˜๐—ฒ๐—ฟ๐—ถ๐—ฎ ๐—ณ๐—ผ๐—ฟ ๐——๐—ถ๐—ฟ๐—ฒ๐—ฐ๐˜๐—ผ๐—ฟ๐˜€ ๐—ถ๐—ป ๐—ก๐—•๐—™๐—–๐˜€In the financial sector, ensuring robust governance is...
15/01/2025

๐—จ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ "๐—™๐—ถ๐˜ ๐—ฎ๐—ป๐—ฑ ๐—ฃ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ" ๐—–๐—ฟ๐—ถ๐˜๐—ฒ๐—ฟ๐—ถ๐—ฎ ๐—ณ๐—ผ๐—ฟ ๐——๐—ถ๐—ฟ๐—ฒ๐—ฐ๐˜๐—ผ๐—ฟ๐˜€ ๐—ถ๐—ป ๐—ก๐—•๐—™๐—–๐˜€

In the financial sector, ensuring robust governance is paramount. Over the years, several applications for new NBFC licenses or changes in control have been returned or rejected by the Reserve Bank of India (RBI) due to directors not meeting the "Fit and Proper" criteria. But what exactly does this entail?

๐Ÿ“œ RBIโ€™s Guidelines for Fit and Proper Criteria
According to the RBI's Master Direction, NBFCs must establish a board-approved policy to evaluate the "Fit and Proper" status of directors at the time of their appointment and on an ongoing basis. Here's a brief overview of the expectations:

โœ”๏ธ Qualifications & Expertise
Directors should possess relevant qualifications, technical expertise, and a proven track record in the financial services sector.

โœ”๏ธ Integrity & Suitability
A thorough due diligence process must ensure directors are free from conflicts of interest and have a history of ethical conduct.

โœ”๏ธ Compliance with the Companies Act, 2013
Directors must not be disqualified under the act and should not hold key managerial positions in other NBFCs.

โœ”๏ธ Declaration & Undertaking
NBFCs are required to obtain necessary declarations and a deed of covenant from proposed directors to safeguard public interest.

๐Ÿ’ก Why It Matters
Adhering to these standards not only ensures compliance but also significantly enhances the likelihood of RBI approvals for licensing and governance changes. Strong, capable leadership lays the foundation for trust and stability in the sector.

๐Ÿ”‘ Takeaway: By prioritizing the "Fit and Proper" criteria, NBFCs can strengthen their governance framework and contribute to a more robust financial ecosystem. Let's aim for excellence in leadership!

As we celebrate the joyous festivals of Makar Sankranti and Pongal, KR CorpLink extends warm wishes to you and your love...
14/01/2025

As we celebrate the joyous festivals of Makar Sankranti and Pongal, KR CorpLink extends warm wishes to you and your loved ones.

May these festivals bring abundant joy, prosperity, and success in all your endeavors.

Happy Makar Sankranti and Pongal!

๐Ÿ”ด ๐—ฅ๐—•๐—œ ๐—–๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฅ๐—ฒ๐—บ๐—ถ๐—ป๐—ฑ๐—ฒ๐—ฟ ๐—ณ๐—ผ๐—ฟ ๐—ก๐—•๐—™๐—–๐˜€ โ€“ ๐—๐—ฎ๐—ป๐˜‚๐—ฎ๐—ฟ๐˜† ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ ๐Ÿ”ด๏ฟฝHereโ€™s a summary of the mandatory RBI compliance requirements for N...
09/01/2025

๐Ÿ”ด ๐—ฅ๐—•๐—œ ๐—–๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฅ๐—ฒ๐—บ๐—ถ๐—ป๐—ฑ๐—ฒ๐—ฟ ๐—ณ๐—ผ๐—ฟ ๐—ก๐—•๐—™๐—–๐˜€ โ€“ ๐—๐—ฎ๐—ป๐˜‚๐—ฎ๐—ฟ๐˜† ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ ๐Ÿ”ด

๏ฟฝHereโ€™s a summary of the mandatory RBI compliance requirements for NBFCs in January 2025:

๏ฟฝโžก๏ธ Key Returns & Deadlines:

๏ฟฝ๐Ÿ‘‰๐ŸปDNBS 02 (Unaudited): Due by 21st January 2025
๏ฟฝ๐Ÿ‘‰๐ŸปDNBS 4A & 4B: Quarterly and monthly, with key dates on 15th January 2025 and 21st January 2025
๏ฟฝ๐Ÿ‘‰๐ŸปBranch Details, Change of Directors, and Fit & Proper Compliance: All due by 21st January 2025
๏ฟฝ๐Ÿ‘‰๐ŸปReporting of CICs: Mark your calendars for 7th and 22nd every month.
๏ฟฝ๐Ÿ‘‰๐ŸปKey Note: All NBFCs must increase their Net Owned Funds (NOF) to โ‚น5 Crore by 31st March 2025 to remain compliant.

๏ฟฝโœ… kindly ensure timely compliance and avoid penalties!

๏ฟฝShare this post with your network or tag an NBFC professional who needs this reminder. ๐Ÿงจ

๏ฟฝ

Address

Delhi
110078

Opening Hours

Monday 9:30am - 6pm
Tuesday 9:30am - 6pm
Wednesday 9:30am - 6pm
Thursday 9:30am - 6pm
Friday 9:30am - 6pm
Saturday 9:30am - 5pm

Telephone

+919582581128

Alerts

Be the first to know and let us send you an email when KR CorpLink LLP posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to KR CorpLink LLP:

Share