M2i Trainings

02/09/2022

14/03/2022

https://www.youtube.com/watch?v=OcvNN10RRow

27/02/2022

https://www.youtube.com/watch?v=8iQuRk62NfU

For Agencies involved in Implementation of Development Projects

02/01/2022

Facilitated a two-day training workshop on Value Chain Financing and Market Risk Management for the Farmer Producer Organisations supported under the Jharkhand Opportunities for Harnessing Rural Growth Project(JOHAR Project).

33 participants from five FPOs supported by the JOHAR project participated in the training workshop. The participants learnt about nuances of warehouse receipts financing and other value chain financing instruments. They also learnt how to manage market risks by transacting on the commodity exchanges.

The training workshop was organised in a participatory manner and included lectures, group discussions, exercises, interactions with industry experts and experience sharing by some FPOs having prior experience in value chain financing and market risk management.

The workshop was organised with the support from The World Bank and Jharkhand State Livelihoods Promotion Society (JSLPS) in the well-equipped conference room of JSLPS in Ranchi, Jharkhand. ANANYA FINANCE FOR INCLUSIVE GROWTH PRIVATE LIMITED which has been supporting the FPOs under the JOHAR project, contributed in training needs assessment, structuring of the workshop sessions and organising interactions with industry experts.

05/10/2021

Atul's opinion blog "Macro Relevance of Microfinance" on Timesofindia.

Microfinance has traditionally connoted the provision of financial services to people who have inadequate access to finance. This has primarily meant the provision of collateral free loans to economically poor women, often organized into self-help...

25/07/2021

M2i's partner Atul Prasad makes a point about strengthening transparency at the virtual roundtable organized by Sa-dhan, as the new regulatory paradigm for Microfinance takes shape in India.

Sector experts discussed various aspects of the proposed regulations with special emphasis on gender focus, household income appraisal, product innovation, transparency and client protection issues.

Here is the link to the recording.

https://www.youtube.com/watch?v=77_ZSk1P6vI

20/07/2021

"An interesting aspect of frauds in microfinance is that no matter at what level the fraud is committed, the MO is mostly standard, which is – creation of fake clients or ‘ghost’ clients." writes M2i's partner Rahul Bist in this article on "Anatomy of Microfinance Frauds and Auditors’ bias"

Please mention your email ID in the comments box, in case you want a PDF copy of this insightful document to be sent to you.

02/07/2021

We have prepared an E book detailing the most important provisions of RBI's proposed regulatory framework for Microfinance in India. This can be accessed at the link below.

https://drive.google.com/file/d/121xrHRw1OxhDOnqFt3Q-McjK8VKfYJQV/view?usp=sharing

Feel free to share it with people in your network. We will be happy to get your comments.

29/06/2021

Looking forward to participate in the Consultative Meet on Proposed RBI Regulations for Microfinance later today (29 June) at 3.00 PM. A distinguished panel will discuss key provisions of the proposed regulations and their implications on various stakeholders. The Consultative Meet has been organised by Sa-dhan. Atul from M2i will make the lead presentation.

Here is the Zoom link to participate.

https://us02web.zoom.us/j/84070789807?pwd=VVU1dEhCTEVaN2ZEalhDWmF6eTY0QT09

Meeting ID: 840 7078 9807
Passcode: 337375

28/06/2021

RBIs' proposals include withdrawal of following guidelines presently applicable to only NBFC-MFIs

1. Stipulations related to sub-limits on loan amount (₹75,000 in first cycle, exclusion of loans towards education and medical expenses from overall limit), tenure (minimum tenure of 24 months for loans above ₹30,000) and purpose (minimum 50 per cent of loans for income generation activities)

2. Two-lender norm for lending by NBFC-MFIs

3. All pricing related instructions applicable to NBFC-MFIs

26/06/2021

In the proposed regulations, the Reserve Bank of India has put special emphasis on transparency in communication of loan pricing to the borrowers. Following are the important provisions of RBI's proposal in this regard
1. All regulated entities shall provide a simplified fact sheet related to pricing of microfinance loans.
2. This fact sheet will be provided to all prospective borrowers before onboarding.
3. This fact sheet will also indicate effective annual rate, inclusive of all interest and fees payment.
4. It will require disclosure of repayments (total as well as periodic) in absolute amount (with further break-up of principal and interest component) rather than only in percentage terms.
5. This pricing related fact sheet shall not have any other information to keep it uncluttered.