Online CFO

05/02/2023

Is it the right time to invest in the market?

fiasco view -upSIP

03/09/2022

India pips UK to become world's 5th biggest economy

Read more at:
http://timesofindia.indiatimes.com/articleshow/93955841.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst

18/06/2022

Five tips to avoid volatility in your investment portfolio

1. Focus on long term goals: While selecting an investment product, ask yourself can you stay invested in the product for 20 years. Proceed only, if the answer is affirmative. Adopting such strategy will help you plan your investment strategy with your long term financial goals.

2. Hold it: The key to making money in long term is to stay invested, hold your investment for long term. Market will always form cycles, patterns and trends of upside as well as downside. When these are understood, the thoughts like ambiguity, confusion, fear stay away.

3. Don’t be obsessive: While selecting a long-term investment doesn’t mean that you need to be obsessive about it. The best portfolio managers do make changes in their investment strategy and make shuffles in portfolios. Review your portfolio, get out of non-performing ones. As they say, cure for obsession is, get another one.

4. Don’t put all your eggs in one basket: Never invest yourself in one thing completely, whether it be a person, a relationship, a job or your hard-earned money; because if you lose it you have nothing. Many investors think as if they bought a mutual fund, they have already diversified their portfolio as mutual fund invests in number of shares. One need to understand the different classes of mutual funds to be able to construct a diversified portfolio. Proper diversification helps you fight volatility better.

5. Building a known roller coaster and balancing: Roller coasters are fun at amusement park as you know you are bound to face ups and downs. In a similar fashion, one needs to build a roller coaster to be able to earn better returns. Sectoral funds, small cap funds are more volatile and brings a good rally in rising cycle and on the other side can go southwards too. Construct the portfolio basis your risk bearing capacity. Taking a mix of annuities, debt mutual funds or balanced funds help you reduce volatility of your portfolio.
The extent to which you can tolerate volatility in your portfolio should be the prime factor while taking investment decisions.

Once you made the right choices, stay on the choices and enjoy the volatility.

17/06/2022

India-UAE pact on industrial cooperation receives Cabinet's approval, Good times ahead for businessman based at UAE. Indian investments in the UAE are estimated at around USD 85 billion (Rs 6.48 lakh crore).

The decision was taken by the Union Cabinet, chaired by Prime Minister Narendra Modi

27/04/2022

National Pension System (NPS) is a scheme that provides pension in the retirement years. However, it may happen that money is needed during the accumulation period for some emergency such as marriage, higher studies etc. Here are the rules related to partial and complete withdrawal from the Tier-I N...

06/04/2022

16/03/2022

Invest in NPS - Tax benefit of up to INR 50K u/s 80CCD(1B) in addition to tax benefit of up to INR 1.5 lacs under section 80C.

15/03/2022

Invest with a long term objective in Mutual Funds and shares, redeem and buy home. No taxation - Section 54F!!

24/02/2022

Past 5 years return in the Mutual Fund Tax saving category on an average has been more than 13% per annum.

In today's scenario, silver lining is that if geo-political risks continue then fed may postpone rate hikes. Omicron is behind us. Economy opening up. Huge revenue spending. We shall witness great corporate results. Oil will also stabilise as Iran and US will open the taps. Don’t panic. Stay invested

Personal views

26/01/2022

National Pension scheme is a very good scheme in order to save tax by claiming Rs 50,000 additional tax deduction other than Section 80C limit of Rs 150,000. One can invest the amount and reap the benefit of maturity in the golden years of age. One can make withdrawals from NPS with following condit...