Advisor. Prosenjit Mondal

13/09/2026

09/09/2026

ট্রিটমেন্ট - CAG করোনারি এনজিওগ্রাফি
রুম - SUITE
Length of Stay - 1
Claim Amount - 28030
Approved - 27500
Policy - The New India Assurance Co.

08/09/2026

✅ New India Assurance ASHA KIRAN POLICY

Key Features and BenefitsPremium Discount:
Offers a 50% discount on the premium portion attributed to the girl children.

Sum Insured Options: Available across multiple bands like ₹2L, ₹3L, ₹5L, ₹8L, ₹10L, ₹12L, and ₹15L.

Additional Coverages: Includes critical care benefits (up to 10% of sum insured) and personal accident cover for parents (up to 100% of sum insured).

AYUSH Treatment: Expenses for Ayurveda, Yoga, Unani, Siddha, and Homeopathy are covered. [1] (https://www.newindia.co.in/health-insurance/asha-kiran-insurance)

Limitations and Sub-limitsRoom Rent Capping: Normal room rent is capped at 1% of the sum insured per day, and ICU charges are capped at 2% per day. [1] (https://www.newindia.co.in/health-insurance/asha-kiran-insurance)

Cataract Limit: Capped at 10% of the sum insured or ₹50,000 per eye, whichever is lower. [1] (https://www.newindia.co.in/health-insurance/asha-kiran-insurance)

Zonal Restrictions: If you take treatment in a higher zone than the one you paid the premium for, claim payouts may be reduced by 20% (co-payment applies). [1] (https://www.policyx.com/health-insurance/new-india-health-insurance/asha-kiran-policy.php), [2] (https://www.newindia.co.in/health-insurance/asha-kiran-insurance)

Eligibility Rules: Requires at least one daughter to be covered; cannot be issued to a single individual without a family member structure meeting criteria. [1] (https://www.eindiainsurance.com/new-india-assurance/health/asha-kiran-insurance.asp), [2] (https://www.valueresearchonline.com/insurance/371/new-india-asha-kiran-policy

"Policy benefits as per policy terms & conditions.”

Prosenjit Mondal
📞096816 45797